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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Deprioritised in father's will in favour of step-family

191 replies

MyFunSloth · 13/07/2025 18:41

Pre-warning, this is a long read about family dynamics. It mentions step-parents and inheritance and I’m prepared to put my hard hat on regarding people cheekily expecting money from their parents, but please remember this is real people I am writing about.

My father had three children with my mum. I am the youngest and have an older brother and sister.

When I was 6 my mum had an affair and my parents’ marriage began to collapse into vicious rows in front of us. We grew up inside this unhappy atmosphere. Eventually when I was 8 (my older brother and sister 12 and 15), my dad moved out and they divorced.

He bought a flat in the same town and we saw him 2-3 times a month, never overnight. The rest of the time, we lived with my mother. After the divorce she became highly unstable - my dad had always been the “calm one” and without him around her fiery temper grew out of control.

As kids, we had the outward signs of being middle class (Sunday school at church, grammar school education, detached house), but behind the scenes my mum was physically violent to us and emotionally abusive, oscillating between periods of incredible love (holiday to Disneyland, elaborate birthday parties) and unhinged behaviour (irrational screaming, storming in and out of the house, hitting us).

The separation hit my father hard and he had a mini-breakdown. He was just about able to continue working. He owned his own business and was a higher earner although not “rich”.

As children, our relationship with our dad was friendly but distant. He would take us out for dinner and the cinema and occasionally on holiday. But there was a superficiality to things. He was reluctant to know too much about our home life. At times he felt like a kindly uncle rather than my dad and he stepped back to let her make all decisions about schooling, life admin, etc.

After a few years he met a woman ten years younger. It was a long time before he introduced us to her. She had a daughter from a previous marriage who was my age. Unlike the image of an evil stepmother, she was a nice woman. Straightforward and made an effort to be friendly. She had been a nurse and was a single parent, who had had a tough childhood. She hasn’t worked since being with my dad. As a kid, I sometimes felt jealous that my dad now had a new daughter the same age as me, who lived with him and benefited from his time and resources, but I just learned to deal with it.

My mum did not remarry and grew bitter about my dad moving on. His business flourished and he invested in several properties including a lavish holiday home in Spain.

Mum’s career developed so she enjoyed a comfortable life, but she struggled before eventually (20 years ago) meeting a kindly widower who brought a new sense of calm into her life. Since then her personality has improved a huge amount. She has apologised for the difficulties of our childhood and been eager to support her three kids with help for home deposits, despite her relatively unflashy lifestyle. She is now 80. Our relationship is not perfect, but for better and for worse she has made an effort. I’ve had therapy to understand why she is the way she is, and it’s helped me to lay the past to rest.

After several years my dad married his new partner, and they have now been together a total of thirty years - he is 80, she is 70. None of his children were invited to their wedding, although her daughter was. We were told afterwards, which was humiliating at the time.

Five years after they married, my dad’s new wife had a spectacular falling-out with my sister over a disagreement. She refuses to be in the same room as my sister and won’t facilitate contact. My dad won’t challenge this despite my sister begging to apologise. As a result, my dad sees his daughter and her children only once a year. My sister is devastated about this but has had to accept it.

More generally, our relationship with our dad has remained distant. Like many older parents, he is fond of telling us about what his neighbours are up to, or to talk about politics, but he shows very little deep interest in our lives, careers, families, etc. He gave all of his children financial support at university (monthly “pocket money” to see us through) but has provided zero financial support in the twenty-plus years since we graduated. (Many people would say this is quite appropriate given we are all grown-ups, and I don’t disagree).

Our relationship is still in the kindly uncle stage and he is very resistant to deepening it beyond being quite superficial. Birthday cards, Christmas cards, and a couple of dinners out per year where I hear the same old stories. I’ve tried to open up to him about the past but it’s clear the mental scars of the divorce remain for him and he is totally incapable of addressing the past, which I’ve had no choice other than to respect.

Both my parents are now old and have had health scares. My mum has prepared her will to leave the majority of her assets to her three kids.

I saw my dad for lunch last week and he raised the topic of his own will, without any prompting for me. He told me that he expects his wife to outlive him (not unreasonably given she’s ten years younger) and the plan is for half to go to her daughter (50%), and the other half to be split three ways between his kids (17%).

Here’s the AIBU. This conversation has hit me like a ton of bricks. I’ve been unable to sleep and felt upset ever since I found out.

This may sound weird, but it doesn’t feel it’s really about the money. (That old adage that when someone’s response to something seems irrational, it’s about something more than the thing it seems to be about).

I was expecting that he would choose with my step-mother to split the estate four ways, which means my share would be 25% - not that much different from the 17% I may get in this plan. Rationally, it’s not something to get worked up about especially as no-one knows what the future holds (bear in mind we are probably talking about assets of over £2m).

What has floored me is what this means emotionally to me. Not the money. I have always felt that my dad abandoned us when I was only 8. That he moved on with his life, even married someone with a daughter of the same age as me, and then just discharged a kind of genteel minimum in our relationship ever since. He left his children in the care of a woman who he knew was mentally unstable, who hit his children. Despite accruing significant wealth in the years since, he hasn’t made an effort to use it to bring us together, no big holidays for all his children and grandchildren. He’s enjoyed business class holidays while his elder daughter has scrimped and saved to provide for her kids. And all along, he’s just continued with an arms-length relationship with us.

On some level I always had an unspoken feeling that underneath it all, we still had a fundamental importance to him. In a crazy way I felt that although he let me down so many times through my life, his last act would be to see us right. This news makes it feel like that’s not the case.

I don’t know if I need to give my head a wobble and see this as merely behaviour that’s been consistent with his relationship with us his entire life.

I’m expecting people to say that this is just gold-digging or highly entitled. Maybe it is and I’m just shocked about having a slightly smaller inheritance. But it genuinely feels like it’s not about the money, it’s about what it says about how he has never prioritised me ever, how I will never really have been at the forefront of my dad’s mind. Even his own flesh and blood takes second rank here and I don’t know how to really process how that makes me feel.

I don’t know whether to tell my dad how this makes me feel, or whether to keep silent. Or whether to take this as the signal that our relationship will never really mean that much to him and that I need to finally emotionally disengage from him.

I don’t know what I’m asking for here. Please be kind.

OP posts:
Whosenameisthis · 14/07/2025 20:22

Calliopespa · 14/07/2025 17:40

Because op says her DF had a business already which flourished, and the SM didn't work. The clear impression was that OP did not feel her DF had married a goldmine; that would have been a relevant piece of information to impart.

unless o/p knows every detail of their finances though neither she nor you can say who brought what to the marriage.

all she knows, and all she’s said is step mum hasn’t worked since they married, and her Dad, by her own admission, wasn’t “rich” when they married. She may well have had a mortgage free house, savings, assets from her ex husband, or if he died, inheritance and/or life insurance payouts etc. if she’s worked for the nhs from 20-40 she would have been in the old pension scheme which probably would be half decent.

it’s not impossible that she contributed financially to the business which is why it flourished after they met. Or she’s supported him at home so he can focus on the business- that’s a mumsnet staple that wives support the husband’s job so deserve a share of the assets.

all this is hypothesis, of course, but points out that everyone saying the wife deserves nothing is basing it on the sexist assumption that all the money and assets are coming from him and she’s done nothing but leach off him for the last 30 years.

Notonthestairs · 14/07/2025 20:32

Chewbecca · 14/07/2025 19:11

No, The entire estate is being split 50/50 between OP's Dad and his DW, Dad's share of their estate is to be split between his 3 DC whilst SM's share of their estate is going to her DD.
It could be debated whether 50% of the estate should be considered SM's but on the whole after 30 years+ of marriage, most estates would be considered 50/50.
Personally I don't think expecting the SM to consider OP her heir is reasonable, OP has her own DM to inherit from too.

Well if that is correct then surely it depends upon the surviving spouse not changing their will at a later date or remarrying? Unless there are trusts involved I’m not sure the surviving spouse can be bound to an old will.
Therefore if the father dies first there may be nothing for his children. It will depend upon the step mother’s goodwill.
Happy to be corrected on this.

I note this isn’t about the money as such.

Notonthestairs · 14/07/2025 20:32

Notonthestairs · 14/07/2025 20:32

Well if that is correct then surely it depends upon the surviving spouse not changing their will at a later date or remarrying? Unless there are trusts involved I’m not sure the surviving spouse can be bound to an old will.
Therefore if the father dies first there may be nothing for his children. It will depend upon the step mother’s goodwill.
Happy to be corrected on this.

I note this isn’t about the money as such.

Obviously that works both ways.

Whosenameisthis · 14/07/2025 20:39

Notonthestairs · 14/07/2025 20:32

Well if that is correct then surely it depends upon the surviving spouse not changing their will at a later date or remarrying? Unless there are trusts involved I’m not sure the surviving spouse can be bound to an old will.
Therefore if the father dies first there may be nothing for his children. It will depend upon the step mother’s goodwill.
Happy to be corrected on this.

I note this isn’t about the money as such.

Not always- only if he leaves everything to her.

what it sounds like he will have done is a “lifetime interest”. So if he dies first any cash assets in his name only will go between his children. His 50% of any joint assets - such as the house, will go to his children, but they won’t be able to force her to move out or sell. They will get their share when she dies, if she remarried, or if she sells, depending on the will.

for example I own my house. I have left it to my children. If I die first dh can remain in the house as long as he wishes. On his death it will then formally be the children’s to do what they want with.

if I left the house to dh, then yes, he would not have to honour my wishes and could leave it to anyone he chose.

RedRock41 · 14/07/2025 20:50

Keep silent. It’s only fair the marital couple can split their joint 30 year assets in half to then divide to bio children.
This had triggered a painful childhood wound (completely valid) resurfacing. Try to go with your head and not heart on this.
Your parents don’t sound like bad people, just not great at parenting.
Plus (know it’s not the £s) you’ll inherit from both whereas your step sibling might not.
Seems fair to me overall and no reflection on how valued you are but maybe each spouse leaving their share the way to view it. Fact he’s leaving 100% of his share to you 3 equally should be validating enough.
I’d be more worried that step Mum could change it when your Dad passes tbh.

Oblahdeeoblahdoe · 14/07/2025 22:10

I understand how you're feeling OP. My DF did something similar but he met his second wife when her DC were grown up (as were my siblings and I ) and he left them the same as us. His second wife was 16 years younger and he'd had his own business for years before he met her. He had no idea of what she would do with the inheritance and whether my siblings and I would ever receive an inheritance. Seemed he didn't care.
As it turned out they'd written their wills before they were married so his will was invalid and he died intestate. Under Irish law DC are entitled a third of his estate which is what we received. Nothing like the figures you're talking about but it was the fact he was treating her children the same as his own that really hurt.

TheMauveBeaker · 15/07/2025 13:44

I can’t see anything wrong with the division of assets either. My DH and I have made the same provision in our Wills - 50% to my DD and 50% to be shared between his 4 x DC.

DemelzaandRoss · 15/07/2025 13:59

Your father can leave his money to anyone he wants. It simply is nothing to do with you.
The poor man isn’t even dead yet. You & others are busy coming up with facts figures. I hope he leaves his money to a cat’s home.
You are a grown up person & responsible for your own management of money during your lifetime.
Arguing adult children who are constantly moaning about who should get what are extremely precious.

Hangingonthere · 15/07/2025 21:13

MyFunSloth
I don't think you are being greedy and grasping in the least. On reading your post your hurt and bewilderment jumped out from every word and made my heart ache.
I can't offer any advice but just wanted to say I hope that whatever you decide to do has an outcome that you feel better about.

Testerical · 15/07/2025 22:15

@DemelzaandRoss the OP has been pretty clear this isn’t about the money, not really. It’s about how interested her father appears in her life - answer, not very. That’s so sad. But not at all unusual.

If I ever met anyone else to shack up with, they would get none of my money: none. My resources will go 100% to my children.

New spouses are responsible for their own financial well-being.

The exception is if there are new shared children with the new spouse, or the new spouse has enabled the dad’s life in a big way.

Calliopespa · 15/07/2025 22:32

Testerical · 15/07/2025 22:15

@DemelzaandRoss the OP has been pretty clear this isn’t about the money, not really. It’s about how interested her father appears in her life - answer, not very. That’s so sad. But not at all unusual.

If I ever met anyone else to shack up with, they would get none of my money: none. My resources will go 100% to my children.

New spouses are responsible for their own financial well-being.

The exception is if there are new shared children with the new spouse, or the new spouse has enabled the dad’s life in a big way.

I was thinking the same: shameful how many women on here are content to contend they should not be more independent with their finances in this sort of complicated family arrangement.

Its perfectly possible to make arrangements both you and your spouse agree to that means you each provide for your own biological offspring. I would be far too proud to have my one child funded to the tune of 50 percent of a combined estate at the expense of their ss. Of course its perfectly possible that the SM brought that share to the table - but I doubt the op would be feeling this way if that were the case.

In the circumstance where one spouse isn't working, or both are equally providing for the whole family in some alternative way (and plainly they weren't if the SM had not much to do with his dc) then it should be split per capita: if its a blended family such that what comes in is blended and share and share alike, then it should be shared equally on the way out: per capita.

TheaBrandt1 · 15/07/2025 22:39

Whenever someone says it’s not about the money experience has taught me it is all about the money.

Calliopespa · 15/07/2025 22:47

TheaBrandt1 · 15/07/2025 22:39

Whenever someone says it’s not about the money experience has taught me it is all about the money.

Well there's not actually a whole lot in it in financial terms once the difference is divided between OP and her siblings; there's rather more in it for the SD.

Spirallingdownwards · 15/07/2025 22:55

They are treating their money (dad and step mum as joint ie half each) . Her half goes to her child. His half goes to his children. This is fair and reasonable. She has been his wife for over 30 years.

Elfidela1980 · 16/07/2025 08:07

It sounds like your dad decided to keep his children at a distance. Why do you think that was? How much of that had to do with his and your mum’s respective states of mind and modes of conduct at the time of their divorce and thereafter? He has hurt you and your siblings. Also, your mum sounds, in her younger days, like she was a toxic person to be around. Is it possible he stepped out of your lives because had he attempted to battle your mum, tackle her for residence rights, address her behaviour towards you three legally, he may have got nowhere and things could have been a whole lot worse for all of you? It sounds like your dad has been traumatised on some
level and I wonder if you know the entire truth about what happened between them? Not sure it’s ever possible to know what goes on between a couple but you were young when they split and it can be hard to say what really went down. Was he afraid of your mum? What form did her instability take regarding him? You’ve said he was a check on her temper - that sounds a little like an abusive relationship tbh; shielding the kids is the classic. When he went, you took the full brunt of it.

I might be miles out and I am not making excuses for him, regardless of his reasons or intentions, he has undoubtedly done damage to you three ‘children’ too, both by action and inaction. It must have been very hurtful to feel replaced. But I don’t think the way his estate is to be handled indicates you don’t hold fundamental importance. It’s a fair split of a couple’s halved assets between their respective children. Your dad isn’t entitled to more than half because he has three kids.

These are just theories - maybe he had to preserve his safety and sanity by letting a certain distance grow. Perhaps he knew your mum was not likely to be reasonable and while he was active in your upbringing she would remain a threat to him at some fundamental level. Could be I am wrong but maybe he didn’t want your mum to be too involved in his life going forward post-divorce and sadly, you three ended up as collateral damage?

I am definitely not saying this was in any way the optimal method for him to handle his post-divorce relationship with your mum, and he shouldn’t have left you in that situation. It was a poor show and it certainly hasn’t been good for you, but perhaps he didn’t know a better way. When we have children with someone who is a damaged and damaging spouse and parent, it can be hard to escape them without also leaving the kids to the one who is ‘in control’ at the time. Even if they’re not a very good parent. People didn’t have the same resources or opportunities for support then, and there was a presumption kids would remain with their mothers. That doesn’t mean his actions didn’t hurt you and your siblings but society wasn’t set up then as it is now.

Would you ever be able to ask an open question? Like ‘how was it for you, being married to mum?’ It sounds like a lot has been swept under the carpet and you’ve had to do a lot of work alone, You’ve said you needed therapy about your mum’s mothering; I wonder what their marriage did to your dad. You’re blameless in all of it and I can see totally why you feel as you do. Sometimes when we’ve been hurt by our parents it’s good even to know (or, if we can’t, if it’s too late, just to ponder) how their decision-making process worked and see that we were just a little cog in a much bigger, more
complex machine. It doesn’t lessen the damage it did to us but it does help us to address our feelings about it when we are able to take a more adult view on what their (flawed or otherwise) motivations and fears might have been?

mindutopia · 16/07/2025 09:42

Sorry, OP, yes, it’s a really shitty thing to do. My mum and stepdad have a similar set up (last I heard anyway). He has 2 daughters and my mum has just me. The will is set up as 70% to me and 30% split between his daughters. The money they have is 90% his as he is wealthy and my mum brought very little in the way of assets to the relationship.

I think it’s really shitty and I’ve said so. I’ve never met his daughters as they are NC with him and I think this is probably punishment for that (he was convicted of abusing them, so 🤷🏻‍♀️). I am also NC now, so who knows how the will will end up when we get there? Maybe none of us will be left anything. But I think it’s really selfish behaviour. Sadly, people go out the way they were in life. My family are selfish and manipulative, and I assume in death they will be as in life.

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