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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Deprioritised in father's will in favour of step-family

191 replies

MyFunSloth · 13/07/2025 18:41

Pre-warning, this is a long read about family dynamics. It mentions step-parents and inheritance and I’m prepared to put my hard hat on regarding people cheekily expecting money from their parents, but please remember this is real people I am writing about.

My father had three children with my mum. I am the youngest and have an older brother and sister.

When I was 6 my mum had an affair and my parents’ marriage began to collapse into vicious rows in front of us. We grew up inside this unhappy atmosphere. Eventually when I was 8 (my older brother and sister 12 and 15), my dad moved out and they divorced.

He bought a flat in the same town and we saw him 2-3 times a month, never overnight. The rest of the time, we lived with my mother. After the divorce she became highly unstable - my dad had always been the “calm one” and without him around her fiery temper grew out of control.

As kids, we had the outward signs of being middle class (Sunday school at church, grammar school education, detached house), but behind the scenes my mum was physically violent to us and emotionally abusive, oscillating between periods of incredible love (holiday to Disneyland, elaborate birthday parties) and unhinged behaviour (irrational screaming, storming in and out of the house, hitting us).

The separation hit my father hard and he had a mini-breakdown. He was just about able to continue working. He owned his own business and was a higher earner although not “rich”.

As children, our relationship with our dad was friendly but distant. He would take us out for dinner and the cinema and occasionally on holiday. But there was a superficiality to things. He was reluctant to know too much about our home life. At times he felt like a kindly uncle rather than my dad and he stepped back to let her make all decisions about schooling, life admin, etc.

After a few years he met a woman ten years younger. It was a long time before he introduced us to her. She had a daughter from a previous marriage who was my age. Unlike the image of an evil stepmother, she was a nice woman. Straightforward and made an effort to be friendly. She had been a nurse and was a single parent, who had had a tough childhood. She hasn’t worked since being with my dad. As a kid, I sometimes felt jealous that my dad now had a new daughter the same age as me, who lived with him and benefited from his time and resources, but I just learned to deal with it.

My mum did not remarry and grew bitter about my dad moving on. His business flourished and he invested in several properties including a lavish holiday home in Spain.

Mum’s career developed so she enjoyed a comfortable life, but she struggled before eventually (20 years ago) meeting a kindly widower who brought a new sense of calm into her life. Since then her personality has improved a huge amount. She has apologised for the difficulties of our childhood and been eager to support her three kids with help for home deposits, despite her relatively unflashy lifestyle. She is now 80. Our relationship is not perfect, but for better and for worse she has made an effort. I’ve had therapy to understand why she is the way she is, and it’s helped me to lay the past to rest.

After several years my dad married his new partner, and they have now been together a total of thirty years - he is 80, she is 70. None of his children were invited to their wedding, although her daughter was. We were told afterwards, which was humiliating at the time.

Five years after they married, my dad’s new wife had a spectacular falling-out with my sister over a disagreement. She refuses to be in the same room as my sister and won’t facilitate contact. My dad won’t challenge this despite my sister begging to apologise. As a result, my dad sees his daughter and her children only once a year. My sister is devastated about this but has had to accept it.

More generally, our relationship with our dad has remained distant. Like many older parents, he is fond of telling us about what his neighbours are up to, or to talk about politics, but he shows very little deep interest in our lives, careers, families, etc. He gave all of his children financial support at university (monthly “pocket money” to see us through) but has provided zero financial support in the twenty-plus years since we graduated. (Many people would say this is quite appropriate given we are all grown-ups, and I don’t disagree).

Our relationship is still in the kindly uncle stage and he is very resistant to deepening it beyond being quite superficial. Birthday cards, Christmas cards, and a couple of dinners out per year where I hear the same old stories. I’ve tried to open up to him about the past but it’s clear the mental scars of the divorce remain for him and he is totally incapable of addressing the past, which I’ve had no choice other than to respect.

Both my parents are now old and have had health scares. My mum has prepared her will to leave the majority of her assets to her three kids.

I saw my dad for lunch last week and he raised the topic of his own will, without any prompting for me. He told me that he expects his wife to outlive him (not unreasonably given she’s ten years younger) and the plan is for half to go to her daughter (50%), and the other half to be split three ways between his kids (17%).

Here’s the AIBU. This conversation has hit me like a ton of bricks. I’ve been unable to sleep and felt upset ever since I found out.

This may sound weird, but it doesn’t feel it’s really about the money. (That old adage that when someone’s response to something seems irrational, it’s about something more than the thing it seems to be about).

I was expecting that he would choose with my step-mother to split the estate four ways, which means my share would be 25% - not that much different from the 17% I may get in this plan. Rationally, it’s not something to get worked up about especially as no-one knows what the future holds (bear in mind we are probably talking about assets of over £2m).

What has floored me is what this means emotionally to me. Not the money. I have always felt that my dad abandoned us when I was only 8. That he moved on with his life, even married someone with a daughter of the same age as me, and then just discharged a kind of genteel minimum in our relationship ever since. He left his children in the care of a woman who he knew was mentally unstable, who hit his children. Despite accruing significant wealth in the years since, he hasn’t made an effort to use it to bring us together, no big holidays for all his children and grandchildren. He’s enjoyed business class holidays while his elder daughter has scrimped and saved to provide for her kids. And all along, he’s just continued with an arms-length relationship with us.

On some level I always had an unspoken feeling that underneath it all, we still had a fundamental importance to him. In a crazy way I felt that although he let me down so many times through my life, his last act would be to see us right. This news makes it feel like that’s not the case.

I don’t know if I need to give my head a wobble and see this as merely behaviour that’s been consistent with his relationship with us his entire life.

I’m expecting people to say that this is just gold-digging or highly entitled. Maybe it is and I’m just shocked about having a slightly smaller inheritance. But it genuinely feels like it’s not about the money, it’s about what it says about how he has never prioritised me ever, how I will never really have been at the forefront of my dad’s mind. Even his own flesh and blood takes second rank here and I don’t know how to really process how that makes me feel.

I don’t know whether to tell my dad how this makes me feel, or whether to keep silent. Or whether to take this as the signal that our relationship will never really mean that much to him and that I need to finally emotionally disengage from him.

I don’t know what I’m asking for here. Please be kind.

OP posts:
MyFunSloth · 13/07/2025 22:13

Thank you to everyone who wrote a reply (well, nearly everyone - the person who believed three a kid of 8 had a say in which parent they followed can crawl back under a their edgelord rock).

A number of remarks have alluded to how I need to see this as him clearly laying out the order of precedence as he sees it, and to accept that. I think that’s true. The inner child in me still harboured some crazy hope of a grand gesture or apology (outside of any financial considerations) and in some way had even rationalised the financial element of this down to what felt like “even shares”, but even this was foolish and unrealistic. I think there’s a kind of shame response kicking off inside me for thinking like a child for so long and overlooking so much evidence. I need to acknowledge that childlike feeling for what it is, honour it, and move on from it.

I also welcome the legal reality check and acknowledge that in another (perfectly valid) interpretation, this is all perfectly fair and consistent. Again I think I am smarting from feeling silly that we were playing by different rules. The shame again.

For years I have told myself I may receive zero and the likelihood of this has only increased with this announcement. But I don’t think my stepmother owes me any kind of deep loyalty. I hoped to feel that from my dad, but that would be inconsistent with everything he’s ever done. Why would he change?

Those who are praising my mum, I thank you for the perspective. She made periods of my childhood hellish, but in having the grace and bravery to acknowledge that and make real changes, she has shown something here which is only even more impressive when I look at the other side of my parents. I am going to hug her extra close next time I see her.

My heart is still jumbled up with feelings of sadness, realisation, shame, and conflicting awkwardness that somehow money has come to lie at the heart of this bond with my own father. I’m going to re-read the constructive responses here and draw on them as I move forward. Thank you.

OP posts:
beenwhereyouare · 13/07/2025 22:14

Starlight7080 · 13/07/2025 19:21

I would not say anything to him.
His wife has been with him 30 years its her money too. It seems fair the split.
Also you have obviously had substantial help from both parents. And will get a decent amount in the future .
If you mention anything you will come across as just interested in his money.

??

Hos has she had substantial help from him? Pocket money in college and NOTHING in the 20+ years since then.

Cynic17 · 13/07/2025 22:19

Yet another thread about inheritance - what is wrong with people who think they have a right to inherit?
OP, after 30 years, I would expect your father to leave everything to his wife, so the arrangement suggested sounds more than fair and very generous.
As I have said more than once, none of us has a right or expectation to inherit anything - he can leave it all to the donkey sanctuary, if he likes.

Say nothing forget about it and carry on as normal.
Moral of the story: don't discuss people's Wills with them when they're still alive.

Chewbecca · 13/07/2025 22:20

Calliopespa · 13/07/2025 22:10

Your short-circuit in logic, however, is that you blame the children for that. Its the parent's fault he isn't close to them. End of.

I don't understand why I have a short circuit in logic.
The OP's DF is leaving 100% of his share of his estate to his 3 children.
I am just boggled he is criticised for that.
I could understand being critical if he left some of his share of the estate to his SD. But he hasn't.

NotrialNodeal · 13/07/2025 22:22

MyFunSloth · 13/07/2025 22:13

Thank you to everyone who wrote a reply (well, nearly everyone - the person who believed three a kid of 8 had a say in which parent they followed can crawl back under a their edgelord rock).

A number of remarks have alluded to how I need to see this as him clearly laying out the order of precedence as he sees it, and to accept that. I think that’s true. The inner child in me still harboured some crazy hope of a grand gesture or apology (outside of any financial considerations) and in some way had even rationalised the financial element of this down to what felt like “even shares”, but even this was foolish and unrealistic. I think there’s a kind of shame response kicking off inside me for thinking like a child for so long and overlooking so much evidence. I need to acknowledge that childlike feeling for what it is, honour it, and move on from it.

I also welcome the legal reality check and acknowledge that in another (perfectly valid) interpretation, this is all perfectly fair and consistent. Again I think I am smarting from feeling silly that we were playing by different rules. The shame again.

For years I have told myself I may receive zero and the likelihood of this has only increased with this announcement. But I don’t think my stepmother owes me any kind of deep loyalty. I hoped to feel that from my dad, but that would be inconsistent with everything he’s ever done. Why would he change?

Those who are praising my mum, I thank you for the perspective. She made periods of my childhood hellish, but in having the grace and bravery to acknowledge that and make real changes, she has shown something here which is only even more impressive when I look at the other side of my parents. I am going to hug her extra close next time I see her.

My heart is still jumbled up with feelings of sadness, realisation, shame, and conflicting awkwardness that somehow money has come to lie at the heart of this bond with my own father. I’m going to re-read the constructive responses here and draw on them as I move forward. Thank you.

Please don't feel silly or ashamed. Your response here is incredibly emotionally mature and I imagine you must be very resilient also. All the best moving forward in whichever way you see fit.

Whosenameisthis · 13/07/2025 22:24

But this is usual for blended families? I don’t see the issue?

working on the basis that assets belong to the couple 50:50, then each spouse has 50% to leave to whomever they choose.

dh will leave his share between his two kids, I will leave my share to mine. If we split it 3 ways my child gets 30% of an estate I have more than contributed half to, so dh will effectively get 70% of our marital assets.

like pp have said it only seems unfair as she only has one child. You are taking that child’s share- can you imagine how they’d feel if their mum gave 3/4 of their inheritance to you and your siblings? Would that mean she loves you more than them?

with respect, yabu. This is a normal split for remarried couples.

saraclara · 13/07/2025 22:30

Initially I agreed with you, but having read some of the responses, I've come round to it being fair. After 30 years of marriage, your DH and SM's assets should be equally divided. This mirror will means that her half will go to her child and his half will be divided between his children.

Unfortunately, as she only had one child and he had three, it feels unfair. But in afraid that it is logical and fair. His wife is entirely entitled to will her half only to her offspring, just as he has.

TheWisePlumDuck · 13/07/2025 22:39

We were advised that this was the fairest way to split assets in this sort of family set up. Each partner leaves their part of the estate between their children.

DH's half will be split between dsd, dd and ds. Mine will be between dd and ds.

stayathomer · 13/07/2025 22:47

I wouldn’t expect people to say this is about hold digging, I would guess your heart is screaming’but you owe us so much, you weren’t there for us, we deserve something more’. Basically it was his chance to say sorry for not being a parent and for allowing you to not have the childhood you should have. It honestly might have been as insulting if he had, like a pay off so either way I don’t think there was any way for this to turn out better, your parents let you all down x

DeniseSecunda1 · 13/07/2025 22:56

Meh, I don’t agree with this “50% for her side and 50 for his side” thing. My dad, who has been with my stepmom longer than he was with my mom, is splitting their estate equally among me and my two siblings and my step mom’s two children. They’re choosing to do it this way so that everyone gets the same piece of the pie and NO ONE feels they are more important than anyone else. Why? Because they care about our emotions and don’t want anyone upset.

OP, your dad hasn’t considered your emotions, which is not a surprise since it sounds like he never has. I don’t think you’re money grabbing at all; it’s not about money. It’s about wanting your father to value you.

pikkumyy77 · 13/07/2025 22:56

I think the OP has had the epiphany they want but I would like to add my two pence. Which is to say that the idea that all the money in the father’s estate is his, accruing from “his business” and thus solely his to leave to his biological children is really doing a lot of harm here.

In your own (first) marriages MN often grasps that even marriages between SAHW and propertied men can, if they endure long enough, have very real material benefits for the working spouse which are realized in a significant ownership stake by the non working spouse on divorce or death.

This is no different. The father’s business floundered after his divorce and sometime later recovered and flourished after his second marriage. The second wife has rights, no different to the first, to consider marital assets half hers. He and second wife may consider that absent the love and companionship of the second wife he would have collapsed and gone bankrupt and there would have been no estate to leave.

I am so sorry this is happening—that it all happened—but I don’t think the will is the wrong thing. Unlike the other hard hats at MN I think stiffing the children snd ending up living an upper class lifestyle while they struggle is worse. I think breaking off relationships with the adult daughter is really wrong. The will less so.

BastardesEverywhere · 13/07/2025 23:01

You're being entirely irrational op, as are several posters on the thread. Your emotions have taken over logical thought.

Your dad has built a life with his second wife for 30 years. All of their assets are shared.

Your dad has left 100% of the assets he owns - which is half a house - to his three children. He hasn't left anything to his stepchild. He doesn't have more to leave you because the other half of the house is owned by his wife.

You seem to be upset that your stepmother hasn't left any of her share of the house to you. Why would she? Your dad didn't leave any of his share to her child.

Notrees · 13/07/2025 23:12

Whosenameisthis · 13/07/2025 22:24

But this is usual for blended families? I don’t see the issue?

working on the basis that assets belong to the couple 50:50, then each spouse has 50% to leave to whomever they choose.

dh will leave his share between his two kids, I will leave my share to mine. If we split it 3 ways my child gets 30% of an estate I have more than contributed half to, so dh will effectively get 70% of our marital assets.

like pp have said it only seems unfair as she only has one child. You are taking that child’s share- can you imagine how they’d feel if their mum gave 3/4 of their inheritance to you and your siblings? Would that mean she loves you more than them?

with respect, yabu. This is a normal split for remarried couples.

The issue is that he didn't really bother with his kids. He knowingly left them with their mother who was unstable at the time to the point of verbally and physically assaulting them so that he could protect himself.

Is that normal for blended families? Or is that just a selfish a grown man and father only looking out for himself?

Notrees · 13/07/2025 23:16

Notrees · 13/07/2025 23:12

The issue is that he didn't really bother with his kids. He knowingly left them with their mother who was unstable at the time to the point of verbally and physically assaulting them so that he could protect himself.

Is that normal for blended families? Or is that just a selfish a grown man and father only looking out for himself?

The hurt stems from those points, the will (rightly or wrongly) is irrelevant really. It reminded OP that he walked out and washed his hands of them. Which it sounds like he did.

AnneLovesGilbert · 13/07/2025 23:17

She’s not his new wife after 30 years, she’s his wife.

You refer to his will but you’re actually talking about how all their assets will be split from your updates. As many people have said, in blended families this is standard practise as it’s the fairest. You’re surely not suggesting that as she hasn’t had a job since they married her daughter shouldn’t be left anything and it should all go to you and your siblings?

Wills are often complicated but while you say it’s not about the money it obviously is as you’re also complaining he hasn’t given you any money in 20 years and you resent him for not giving your sister cash for her and her kids.

He's worked very hard for his money, he’s not getting any younger, why shouldn’t he have nice holidays just because your sister has chosen a low paid job?! How much money should he have given her before he was allowed to go on a cruise?

AnneLovesGilbert · 13/07/2025 23:18

Notrees · 13/07/2025 23:12

The issue is that he didn't really bother with his kids. He knowingly left them with their mother who was unstable at the time to the point of verbally and physically assaulting them so that he could protect himself.

Is that normal for blended families? Or is that just a selfish a grown man and father only looking out for himself?

How much money would compensate her for a crappy childhood?

suburberphobe · 13/07/2025 23:29

Awful position for you to be in OP. So sorry for you.

Thank fuck I live in a country where you cannot disinherit your children.

saraclara · 13/07/2025 23:35

suburberphobe · 13/07/2025 23:29

Awful position for you to be in OP. So sorry for you.

Thank fuck I live in a country where you cannot disinherit your children.

She's not been disinherited. This is a standard second (long) marriage will. Ah the offspring inherit. The only disparity arises because the number of children from each spouse isn't equal.

MyFunSloth · 13/07/2025 23:37

The hard facts are that many would argue the monetary split is fair. Rationally I see this, I don’t need to be told “yabu” about this as I acknowledge that this is probably precedent and arguably merited. And in any case I don’t believe I can somehow argue them round, and I don’t intend to try to do so, partly because I think it probably would be unfair of me (as well as likely fruitless).

What I was struggling with in my original post is that whatever I feel about the money, what’s been stirred up is a chain of events that goes right back to my earliest memories and all through a very difficult childhood, and then an adulthood of general disengagement from someone whose love I desperately wanted.

The “reasonableness” of the wills is moot, what I wanted to explore here is how do I resolve the feelings that have been stirred up, which is a separate thing.

Whether or not this is a justified split, it feels like the latest in a long line of let-downs from my dad. He’s chosen to be at arm’s length throughout my life. It may be that this split is totally fair, but it’s opened my eyes to the fact that everything that has come before it has been half-arsed “parenting”.

What I am struggling with isn’t this will, it’s the realisation that the will isn’t going to be a magical redemption of my relationship with him. It’s making me look at the relationship with new eyes that aren’t still holding out for some dramatic act of love. That’s why I am hurting.

OP posts:
Quitelikeit · 13/07/2025 23:44

The sad thing is that it has taken you all these years to understand the limitations of your relationship with your father.

It is about acceptance. This is not a reflection on you at all. This is a reflection of your father and how he operates as a father.

Take the positives if you can. 17pc is better than zero. And he made you aware in advance.

MrsSunshine2b · 13/07/2025 23:50

Everything he owns is now shared with his wife. They built it together. She will be leaving the whole of her share (50%) to her own daughter. His share will be split between his 3 children. That's completely fair.

Tiswa · 13/07/2025 23:51

@MyFunSloth I think that is it for you there was just one more chance for him to pick you and he didn’t .

Worried8263839 · 13/07/2025 23:53

senua · 13/07/2025 19:06

As a generality, if people make it through their late seventies then they tend to live on for another decade or so. This situation is going to be with you for a while so it's best to sort out your position or else it will fester.

What a load of nonsense, so if you live until you’re 80, it’s likely you’ll make it to 90? Rubbish

treesandsun · 13/07/2025 23:54

I think you're thinking between your father and your stepmother they have four children and any inheritance is split 4 ways .Whereas they're thinking their combined money is split 5050 , His 50% going to his children {3} and her 50% go to her child. As you were already all older when they married she didn't help raise you to have that same blended family set up where you might expect things to be split equally - Not that - that that is your fault . She's also fallen out with your sister and clearly wouldn't want to be giving any part of their shared assets to someone she's not speaking to.

I think financially that she's fine.

Your relationship with your father how he acted once he's separated from your mother and then how is acted when he remarried is a separate issue. You could talk to him about this but really at this stage is there any point ?He can't go back and change the past and he's unlikely to do anything differently in the future. You might feel better though broaching his behaviour over the years but I would separate that from the will.

I think not inviting you to his wedding was awful.

ladeedaaaaa · 13/07/2025 23:54

OP I can feel your pain coming through your post. Talk to him. You sound level headed and kind. It won't be an easy conversation but he has done the right things by telling you about it. He has opened the door for a conversation - at least so you can try and understand.