I really feel for you, @Strawberrina . It’s easy for people to say, “He should just quit his job,” but if you stay together, you’ll both have to face the financial uncertainty that comes with him being unemployed. If he walks away from his role now, of course he may not be able to cover the bills, his pension could take a hit, and there’s no guarantee he’ll find another job.
But is that the actually the reality—or is it something you’re both holding onto? Is he using it as an excuse to stay close to the OW and avoid taking responsibility? And are you holding back because you’re afraid of how your financial situation might change?
It’s completely valid to feel angry that your financial stability could suffer because of his actions—actions that were not your fault. But that burden isn’t yours to carry—it’s his. He created this situation, and it’s up to him to fix it. As others have rightly said, he needs to face the consequences of his choices. Simply staying put isn’t good enough. You have every right to demand that he leave and come up with a plan to manage the mortgage—even if it affects his future career options. Those are the consequences.
The real decision you’re facing is this:
a) Continue enabling the affair by letting him stay in his job for the sake of financial security—even if you eventually separate, you may believe it’s better to do so while he’s still employed to secure a better settlement;
or
b) Demand he leave, and begin reshaping your life around a new role, early retirement, and potentially a lower / no income. And more likely, face divorce.
Because the reason you don’t want to push him to face consequences or even separate temporarily is because you’re caught in the “pick me” dance. You’re afraid that if he’s forced to choose, he won’t choose you.
But are you really willing to be your husbands second choice? Don’t you believe you deserve more after 25 years?