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DH lying about pension payout

412 replies

OITNBfanclub · 06/03/2024 20:10

Urgh. Sitting here in sad fog ☹️
recently my husband enquired about taking his state pension - he’s 67 and still working but also has another pension with his work and we could do with the money now for a variety of reasons we both have talked through at length and agreed on.
a few letters arrived today, all for him. I asked him over dinner if he’d seen them as they sometimes get missed on our cluttered hall table. I thought he looked a bit funny and he said oh yes, it was just our car tax renewal forms. And super fast changed the subject. My spidey senses tingled but I figured he was just hangry /whatever. I went upstairs to run bath and on the way went to lay out my keys and bag for tomorrow and stuffed into the drawer was a letter still sticking out like it was in a rush which was odd, so I took it out and one very quick glance seems to show it’s his pension, with a £9k payment being made this week and I think £814 every month
from now on. I couldn’t believe it, he clearly opened it, lied to me and shoved it away. Why would he lie to me and not share the good news? is he planning on telling me it’s a smaller amount and keeping some aside for 🤷‍♀️🤷‍♀️🤷‍♀️And what do I do now, confront him? Or wait for him to hopefully tell me the truth? I just feel really side hit by it ☹️

OP posts:
Bournetilly · 07/03/2024 19:19

You need to just ask him and tell him you’ve seen the letter. The sooner you do it the less time he has to think of excuses etc.

perplexedbutok · 07/03/2024 19:23

OITNBfanclub · 07/03/2024 19:13

Exactly this

So…. you plan to ask him tonight?

Sandanista · 07/03/2024 19:26

Fgs just ask him

NaomhPadraigin · 07/03/2024 19:28

... has a pay out of money from HIS pension. If you’re needing to use the £9k pay out on house updates, maybe he doesn’t want to use it on that and just hasn’t discussed it with you yet?

Jesus, some people really can't read! Op has already said he came to her with the plan for what to spend the money on.

Also, when you're in a longterm relationship, especially married with kids, it's perfectly normal to discuss and agree what to spend a lump sum of money on. This is family money.

RawBloomers · 07/03/2024 19:36

567839Y · 07/03/2024 18:41

For some people the glass is always half empty.

Jesus Christ. I pity anyone you share financial commitments with if that’s your take on it.

MadKittenWoman · 07/03/2024 19:50

Walkacrossthesand · 07/03/2024 12:39

@BillyNotQuiteNoMates , £9K would so not buy several new boilers, and work round the house, and a holiday and a new car!! That's £20Kplus territory...if holiday and car are budget!

This!

Soontobe60 · 07/03/2024 19:50

I think you’re being incredibly optimistic about what he will be doing in 10 year’s time OP! I look after my grandchildren once a week, I consider myself to be reasonably fit but my oh my they knacker me out after a day! I know I would not be able to work full time with teens in the home needing lifts here, there and everywhere, let alone live with stroppy teens!
There’s more likelihood that you’ll have an elderly husband who needs looking after himself rather than vice versa. There’s a reason why the State pension can be claimed at 66 - it’s because most people at that age are not able to work the same way anymore.

MILTOBE · 07/03/2024 20:01

He's a psychotherapist? He will know better than anyone why you should be concerned that an alcoholic in receipt of a large sum of money has kept quiet about it.

Willmafrockfit · 07/03/2024 20:10

would he be planning to arrange his funeral with the money?

Spectre8 · 07/03/2024 20:11

Why drag it out just ask him and then you know where to go from there.

WiddlinDiddlin · 07/03/2024 20:13

I reckon I'd give it a day or so then ask him when would be sensible to have the boiler done etc, ie act as if you both know the letter has arrived/money has arrived and all is continuing as planned.

And then see if he outright lies again.

If so I think you should ask him why he is pretending he hasn't had the letter/money.

567839Y · 07/03/2024 20:25

RawBloomers · 07/03/2024 19:36

Jesus Christ. I pity anyone you share financial commitments with if that’s your take on it.

😂 My husband might agree with you..

Sandanista · 07/03/2024 20:35

Soontobe60 · 07/03/2024 19:50

I think you’re being incredibly optimistic about what he will be doing in 10 year’s time OP! I look after my grandchildren once a week, I consider myself to be reasonably fit but my oh my they knacker me out after a day! I know I would not be able to work full time with teens in the home needing lifts here, there and everywhere, let alone live with stroppy teens!
There’s more likelihood that you’ll have an elderly husband who needs looking after himself rather than vice versa. There’s a reason why the State pension can be claimed at 66 - it’s because most people at that age are not able to work the same way anymore.

I plan to be teaching at 60
150 kids a day.
Only 6 years away
some of us have energy

blueshoes · 07/03/2024 20:41

LemonTurtle · 07/03/2024 19:09

A kid at 48 is very different than a kid at 65. School pick ups? How much longer will he even be able to drive? He's going to be 72/73 when his youngest STARTS primary school. They literally planned kids at an age were the kids will watch their father's health deteriorate and possibly die during their childhood. I bet this guy looked at this pension payout and started to realize the gravity of what he signed himself up for. Working full time with two toddlers at home is tough anytime but at 67? If his addiction was drugs, his body is also likely aged beyond his years. The urge to bolt is there I'm sure but also sounds like he's been trying not to be his age for a while and taking the pension out likely slams home what he's been in denial of.

I would agree with this.

Even if he is not planning a secret alcoholic retirement (worst case scenario), he might be starting to feel his body slow down and realising he is physically not up to the responsibility and stamina of a young family for next 10 years. He might be thinking of a get out clause, but not sure what or how. Whatever it is, he will need money so he is putting it aside if it comes to that.

My late father told me he started to feel it in his late sixties. As in realising he will be needing care rather than being able to provide it. That was the start of his becoming dependent on people more.

blueshoes · 07/03/2024 20:48

Some people, especially if they were fiercely independent and capable as adults, hate to admit they are slowing down or losing it. It is why people hide their forgetfulness or dementia. May not be easy to get a straight answer about how he feels about the next 10 years even if you tell him you would be 100% supportive.

LemonTurtle · 07/03/2024 21:03

Sandanista · 07/03/2024 20:35

I plan to be teaching at 60
150 kids a day.
Only 6 years away
some of us have energy

60 is not 70. All of our bodies will deteriorate in our 70s, that's the nature of being human. Especially someone that abused their body with excessive alcohol. My grandma was a energetic fire cracker. Literally jumping on a trampoline with us into her 50s and 60s. Once her late 60s hit, she kept trying but was forced to slow down. Cancer took her at 74. The OP's DH will be 80 when his youngest is 15, if he lives that long.

RedCoffeeCup · 07/03/2024 21:07

Sandanista · 07/03/2024 20:35

I plan to be teaching at 60
150 kids a day.
Only 6 years away
some of us have energy

Working at 60 is not unusual - most of us will still be working at 60. The OP's DH is aiming to retire at around 77!

takemeawayagain · 07/03/2024 21:07

Sandanista · 07/03/2024 20:35

I plan to be teaching at 60
150 kids a day.
Only 6 years away
some of us have energy

He won't be 60 though, he'll be 77.

WhereIsBebèsChambre · 07/03/2024 21:10

77 at least, thought was till dc were 16 so another 14 years?

Sallyh87 · 07/03/2024 21:20

perplexedbutok · 07/03/2024 17:55

he plans to treat patients in his early eighties?

Why shouldn’t he? One of the most dynamic people I every worked with went on in work till her late 70s. People don’t become less intelligent just because they are older.

ClareBlue · 07/03/2024 22:24

perplexedbutok · 07/03/2024 18:16

at which point he will be 77

so…. when youngest in beavers he will be 73

so you’re right. Not “mid-70s”. one year off. A spring chicken no less

And when he gets a bit older he might even be able to run for President of the USA

Soontobe60 · 07/03/2024 22:29

Sandanista · 07/03/2024 20:35

I plan to be teaching at 60
150 kids a day.
Only 6 years away
some of us have energy

I felt the same at 54. By the time I hit 58 I’d completely changed my mind! I have energy, I have a desire to still work, which is why I DO still work albeit part time. Most if not all my colleagues who are in their 50s are exhausted.

Soontobe60 · 07/03/2024 22:33

Sallyh87 · 07/03/2024 21:20

Why shouldn’t he? One of the most dynamic people I every worked with went on in work till her late 70s. People don’t become less intelligent just because they are older.

It depends what you mean by intelligent. I’d argue that people DO become less mentally active as they age, because the very organ that controls their bodies and intelligence is deteriorating. Brain cells dont regenerate. Once they’re gone, theyre gone.

blueshoes · 07/03/2024 22:45

Soontobe60 · 07/03/2024 22:33

It depends what you mean by intelligent. I’d argue that people DO become less mentally active as they age, because the very organ that controls their bodies and intelligence is deteriorating. Brain cells dont regenerate. Once they’re gone, theyre gone.

I think people are lucky to continue to be 'intelligent' or not lose too many brain cells by the time they are in their 70s. Having 2 parents with dementia in their 80s, I am wondrous at people who are still sharp in their 80s and 90s. I don't think it is a given.

However, when it goes downhill, it can be pretty fast.

SeamsLegit · 07/03/2024 22:48

Are you ok OP?

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