I have allowed him to stay is the fear of another failed relationship for my children to deal with. Is that pathetic?
It's ridiculous. What you're actually doing is making your children deal with a failing and unhealthy relationship and teaching them that it's what a relationship looks like. You're modelling their blueprint for a relationship. Is this what you want to show them?
So he does little jobs around the house but he teases me about “his list"
You said he does them if asked. Then he teases you. So he does them begrudgingly despite living rent free.
He does help with lifts for my kids if I can’t
If you can't. Not really a massive effort is it.
He helps tidy and clean up
How on earth is this on a list of positives? This should be a basic expectation of an adult living in any home. How low is the bar.
He is kind and calm with my children.
Again, this should be an absolute given. And he's not that kind when he accuses you of taking them on holiday too much. With your own money. Is he?
He does give me money when he can.
No, he gives you money when he wants to. He could give it to you more often. He just doesn't.
Those are the positives as well as the sex I guess.
Trust me, you'll have better sex with someone who isn't so fucking lazy and selfish.
If they're the positives then take a step back, a deep breath and wake up!
What are you doing?!