I’m in a very similar position - my DP earns significantly more than I do, I’m on working tax credits (I do get a decent amount of CM from my ex, so not as badly off as some single parents). I’m very conscious of what everything costs whereas he’s able to do whatever he wants within reason, without even thinking about it. He’ll still take 0% credit or use a card to get points back, but he never has to wonder if he can actually afford it, just HOW best to do it.
We’ve been together 7 years and he’s gradually become more understanding of my situation. In the beginning he didn’t seem to get it and would happily take my offer of paying half for things regularly. But once I got quite in debt trying to keep up, I had to explain that I couldn’t afford to keep treating him the same way he did me or paying half towards expensive holidays etc.
Now if he wants us to go away somewhere nice, he pays and I contribute by paying for a day trip or taxi to the airport etc.
If we go out to eat he will automatically get the bill (unless it’s him, me and my DCs in which case sometimes he’ll pay the lot or sometimes he’ll get mine and his, and I pay for the DCs)
But if it’s a cheap one like McDs or a kebab I will get it so that I at least feel like I’m treating him sometimes.
For Xmas etc he’ll say he just wants “back tickle vouchers” or something!! I do spend a decent amount on him but it tends to be about half what he spends on me. I will sometimes make him something so there is time and love that goes into my gifts as well as money.
It’s taken a long time for us to get to a place where we understand each other on this. I don’t want to feel like a gold digger but he is in a fortunate position and he credits me with supporting him to get there so he doesn’t resent helping me out.
He has paid off some credit cards I had built up and will happily transfer a few hundred if I need it. I hate having to ask but I know he’d be upset if he was blathering on about buying a new kitchen for £15k while I’m worrying about my mortgage going out before my wages come in.
Hopefully at some point we’ll be able to live together and take some of the pressure off but I think it’s especially hard to be equal and fair with finances in a second relationship. With the first one, or the one you have DCs with, it’s easier to be a team,
with one of your contributing more money, the other more time to raising the family. With second ones it’s harder as my less fortunate position due to having 3 kids isn’t of any advantage to him!
I’d say, it’s early days so as long as he seems like a decent person I wouldn’t write him off because he doesn’t seem to get it yet. But it’s something to bear in mind as you go along.