The parents seem to over the years have paid out a lot of money on their own volition
These “gifts” at the time NooNooHead took as just them being nice generous parents and was never told that they came with strings attached.
Unless these “gifts” were explained at the time were loans or were because the parents wanted control of NooNooHeads life then they shouldn’t be brought up now. They shouldn’t be things that the parents should use to control their Dd
The parents offered to pay for the wedding which to anyone looking on looks like a really nice thing to do.
Can i ask at the wedding did you get everything you wanted or did your mother /father have input, inviting guests you would not have normally have invited, or compromised on caterers, venue, cake etc because your parents were paying.
Would you have had a big wedding if you had responsibility for paying for it.
Or to some extent was this because your parents didn’t want their Dd marrying in a registry office or having a tiny wedding. As it would not look good.
The same with the car. They didn’t like the car your dh was driving so gave him the deposit to buy a fancy car because it looks good.
What would have happened if your dh had bought a second hand car for cash.
You moved from a 2 bed flat on the Met line to Norfolk when your work is in London. Other than because a 4 bed house has more space than a 2 bed flat why would you move.
It doesn’t make any sense.
Why would you not move out to Kent or Essex with the high speed rail links.
Or is it because you were persuaded to move to Norfolk by someone with an ulterior motive.
At any point did you not sit down and actually look at the numbers.
Was it practical and could you afford a £310 per month BMW
Was it practical and could you afford a 4 bed house in Norfolk with the £600 per month extra expenses that came with it just to do the job.
In some ways the reason your dh is holding onto the job is because it looks good.
It is stopping you claiming benefits because it pays too much but once you take into account the net amount he brings home after all the expense of getting to and from the job it is not realistic to keep doing it if he has children a wife and a 4 bed house he has to take care of.
Even your dh saying he can’t afford to divorce you is another way of saying he wants to keep up an appearance. He doesn’t want to lose the 4 bed detached and go back to living in a flat or with his parents full time.
Money and gifts are things that can be used as a weapon.
I grew up in an abusive household and knew not to take anything, not even a birthday gift of a box of chocolates from my mother because it was never just a box of chocolates. It was always a thing to beat me with, to coerce me to do her bidding with for years to come.
To some extent I think there is something akin to this going on here.
I think your parents know what you are like and getting your dh in debt to pay for a car so you can go to them cap in hand is something I think they enjoyed. (I come from a severely fkd up family where every move had to be thought through and every “nice” gesture had to be looked at under a microscope with a question of what was in it for the other person. So I might be way off the mark)
The only problem is you have gone off script and got pregnant and that can’t be allowed to continue.
You are only now looking at bank statements but his credit card statements are also needed to get a full view of what is going on.
I do believe that you both would be better off living apart.
Whether you want to stay in Norfolk or move towards London, start working again after the birth or live off CM and benefits for a while is up
I think being in control of your own destiny and not relying on handouts with strings attached does more for your Mental Health than anything.
I think for too long you have left it up to others to deal with the finance side and I can understand why you are having a hard time understanding that if you live in a 4 bed detached house, you have a dh who works in London, there is a brand new BMW parked on the driveway and then someone turns round and says you need to abort a baby because there is no money.
I think most people would think WTF