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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Why does he all of a sudden need his privacy

160 replies

Hecticlifeanddrowning8 · 13/01/2017 18:55

My OH and I have been together for 4 years with 2 DC together. We are going through a rough patch ATM , our youngest child has recently been diagnosed. With a chromosome deletion and we are struggling (not knowing what his future holds)
Along side this we have huge financial problems that are quite recent due to me not being able to work until we have a more stable diagnosis for our ds . We have no real family to speak of (both sets of parents have passed away) so we literally never have any time together.
Anyway we have 2 joint accounts 1 that we pay bills and buy shopping from that we both have access too, and one that he controls (child benefit goes into this one ) today I asked to have a look at the one he controls just to clock up how much petrol is costing us, and he became cagey 😕, said he would read it out to me etc but that he didn't want me to look at it as 'he deserves some privacy' ....but it's a joint account! He became very angry very quickly stormed out and went to the bank and took himself off the account and surrendered his card! . I mean wtf ! I have no access to the account that the child benefit goes into , and now neither does he .
I have asked him what he is hiding and he is just getting angry . Saying I deserve some privacy 😥It's really out of character for him, but I can't just let it go. as he has said he does not want me to know what he spends his money on.

OP posts:
Scrumptiousbears · 14/01/2017 12:23

It's plausible as people can get sucked into this gaming stuff.

Moving on you really need access to all your finances. Not have access/understanding etc is one of the most stupid things you can do in a relationship. Do. It let one person be in control of it. Even if they deal with Day to day finances make you you keep and eye and know what's going on.

If there is need for privacy in a joint account then something is up.

HappyGoLuckyGirl · 14/01/2017 12:31

Did you go to the bank?

AyeAmarok · 14/01/2017 16:22

I don't believe him.

Gambling or online web cam sex is my guess.

kittybiscuits · 14/01/2017 16:25

Judging by the reaction, I'd guess adultworks .

Hecticlifeanddrowning8 · 14/01/2017 18:34

I didn't get to the bank today , as it was only open till midday and my daughter goes to a messy play thing . But will definitely go on Monday morning. He is saying he has moved the money that was in it into a savings account , also in joint names, also which I have never bothered to ask for access too (I will be now) . He has rearranged his wages (apparently ) to go into our other joint account that I do have access to , claiming he is no good with money and wants nothing to do with it!! Trying to make me out to be trying to control his spending etc. I am amazed at how this has turned into an arguement about me wanting to control his spending! When I've really never even thought anything of what he spends his money on until he had this wobble.
Everything about this screams guilty conscience! 😔

OP posts:
Softkitty2 · 14/01/2017 18:40

He is guilty of something that is for sure. You need to know what is going on and go to the bank to find out.

For your childrens sake you have to know you will all be ok money wise, with everything thats going on you dont want to worry about finances aswell.

SleepFreeZone · 14/01/2017 18:43

Fucking hell what a gas lighting bastard. I would bet you that he has been gambling.

Bluntness100 · 14/01/2017 18:48

You need to go and look, clearly he is hiding something from you, his reaction. Is beyond extreme. It's not just gaming. Sorry op.

Ohdearducks · 14/01/2017 18:53

I agree he's gaslighting the shit out of you. Twisting things to absolve himself of responsibility and put the blame and guilt on you. Awful behaviour all round.

SandyY2K · 14/01/2017 19:00

Just act like you've bought his story and get the information you need on Monday.

Can you see how he's gone from removing himself from the account, to now he's closed it?

Is it an account with a card, that you can use for payment in shops etc. I'm wondering if you'll see transactions for restaurants /hotels/second phone maybe.

Either way try and fake that all is okay till you go to the bank.

He:

closed the account/took his name off
Transferred all the money out
Has got the child benefit going to another account

All because of FB gambling?
He must have spent loads to have done this.

Surely you have to contact the child benefit office to redirect the money? I've had to do that in the past.

That's a bit of trouble he's gone through and it's because he has something really big he doesn't want you to know about.

Unless he contacted

Pringle2628 · 14/01/2017 19:03

I can totally understand the games thing I know someone's mum that is completely hooked to Facebook games. It's terrible and sounds stupid to people who don't play games but it can take over peoples life's.

We don't actually know if it's true or not but if it is true then that really could be why he's reacted like he is. It may be an addiction and that can make people react in lots of ways when there addiction is found out especially when it's bad.

HecateAntaia · 14/01/2017 19:05

This reply has been deleted

Message withdrawn at poster's request.

Pringle2628 · 14/01/2017 19:07

Oh another note I once found out my ex partner was paying to watch women do stuff on webcam!!! I was absolutely mortified at £5 a minute.
Especially when he was unbelievably tight with money in general. That was what finally broke us up as I couldn't get round it in my head especially when there's so many porn sites out there for free.

cazzyg · 14/01/2017 19:17

He's probably fibbing about closing the account too. If it's a joint account, you would usually need both signatures to close it.

So either the account is still open, or he's forged your signature.

I'd be going into a branch with ID and getting statements for all joint accounts.

Also typically for a joint account, you should be able to set up your own access for online banking and not have to depend on the other party giving you their log on details. for security reasons, that's what a bank will typically recommend.

HarryElephante · 14/01/2017 19:20

Go to the bank. The solution to this issue is pretty simple.

You're just speculating until then. The truth could be anything including what he's told you.

FabulouslyGlamourousFerret · 14/01/2017 19:21

I've not RTFT but I would brace yourself, I suspect you are going to get a nasty shock on Monday, I can't believe you didn't go today! I would have to sort this out. Sadly, my money (no pun intended) would be in a gambling habit.

BonnyScotland · 14/01/2017 19:41

I absolutely agree with these other ladies... say nothing more and act as if it's all been resolved and your fine....

get yourself to the Bank.. he CANNOT close the account unless you both sign off on it ..

good luck lady

BarryTheKestrel · 14/01/2017 20:02

Get to the bank on Monday and find out what on earth is going on. The whole situation feels wrong to me. When me and DH closed a joint account we both had to sign to close it.

CandleWithHair · 14/01/2017 20:30

Gambling or something like cam girls would be my guesses. He really wants this buried whatever it is.

UterusUterusGhali · 14/01/2017 20:33

He's lying.

Can you get previous statements, even though the account is closed? There should still be records, right?

CouldntMakeThisShitUp · 14/01/2017 21:17

I am amazed at how this has turned into an arguement about me wanting to control his spending!

The way he's reacted i think he's guilty of more than just 'fb gaming'.
Exactly how much child benefit do you get?
How long has it been going on for? You can bet this wasn't the first time.

It might be worth checking with Experian just to make sure he's not racked up debt elsewhere.

Get what info you can and then tell him to fuck off.
You deserve better than a guy who gambles his childrens money.

MontePulciana · 14/01/2017 21:38

Are you sure it was a joint account?

Phone all banks you think you have an account with. Or go in. If something doesn't add up, tell the bank to flag fraud. Explain to them you thought the accounts were joint. They need to look into this. I'd also be ransacking every possession of his when his back is turned I'm afraid. Clothes, wallets, car, Facebook if you can (try Activity log if you can sneak on it), phone, receipts, anything at all. He's up to no good I'm afraid!

MontePulciana · 14/01/2017 21:40

Internet history don't forget. Crafty fuckers like him probably deleted already though .

MontePulciana · 14/01/2017 21:41

Even if he did close it records will still be there! He didn't close it without your signature though. Just worried it was not a joint account to begin with though.

MontePulciana · 14/01/2017 21:45

Here's what I think. It's his online secret account. Porn is free so it must be a step up like pp have said live sex or Web cam girls that sorta thing. Or dating sites. Gambling. Is it possible he has a bit on the side? A secret girlfriend? I'd be phoning right now I'm afraid. If you told him you were doing so he may cave in and confess. Or play the liar at his own game. Tell them the bank have emailed historical statements for you to look at.

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