Divorce and house

[Workitbabe]

Hi all. Bear with me, as this is long.

Stbxh and I in the process of divorce. He wants me to keep the house for the sake of our 2 children. Currently both our names are on the mortgage, but he is not paying anything - I pay half and my new partner pays half.

Understandably dh wants his name off the mortgage.

Not sure what to do. This is where it gets tricky. I don't think I earn enough to just have my name on the mortgage, and sadly my new partner is on a debt management pay back scheme (bloody ex partner never paid him back 40k after a failed business venture) and has a low credit rating, so will probably not be able to get a mortgage, even though he can well afford it.

So, any ideas what my options are??

My friend mentioned that when her friend was in the same boat, she had to get her Dad to act as a guarantor.

Any help would be greatly appreciated, as I am literally sick with worry.

Thanks

I am back. We have been granted a mortgage in principle which is great news, and with a high street lender! Hoping things can move forward now. Have emailed my solicitor so she can contact stbxh solicitor and let's hope this can all be wrapped up soon.
It will mean for sure we will have to move from the FMH but I don't think that is a bad thing, although stbx is really keen for me to stay there for the sake of the dd's. Anyway we cannot afford it, so end of in my view.
Will be so good to move on with our lives.
Thanks everyone who has posted. It is much appreciated.