You'll have to excuse my random reply. I can't remember the different people I'm replying to, and I'm trying to deal with the kids too. Baby is doing his usual winging. Toddler is playing with duplo quite happily.
"Burnt, what do you do that's nice for you? That you enjoy and choose to do?"
I go to the gym for an hour on Mon then 45 mins on Wed.
CailinDana - do you have a good credit record? How did you afford the deposit for your home? When did you purchase it?
Also re: money. I'm crap with money (probably because I've never managed it). I spend, spend, spend given the chance. I get addicted to eBay shopping. Bidding on things I know the kids will love.
"I believe from another post you live in a tiny flat and your DP leaves really early."
Yes that's true. And he gets back at 6pm. It's a very, very long shift for me. And people expect me to be mary poppins for the entire shift - no foooking way. Not happening.
Re: renting. I really wouldn't like that. I'd prefer to buy. I don't like the idea of not having a 'home' that is my own, and the prospect of being made to leave at the landlords whim.
"if I do I give myself a nightie day and slob around the house for a bit to recover, while the kids pootle around nearby."
WOAH!! Someone call SS! You need to give your kids CONSTANT attention, not just let them pootle around. Shame on you! [sarcasm]
"our household's dual income is about the same as yours"
You'll get better tax treatment if you are both earning.
"I also read an earlier post about nursery staff, I really don't agree with that. All the staff I have come across have been perfectly able"
The staff have a much lower level of intellect and education than me. That is the book's point. Hence why childcare is only good for poor households, who tend to be uneducated.
Not sure what DHs view on childcare are. When I say I don't agree with it, he doesn't argue. He's never said anything on the topic.
Can we leave the childcare topic now guys?
Re: finances. I'll ask him what we spend on groceries, but I know it's a lot cause he moans about it. I literally live off ready meals and diet coke. Our diet coke bill is £18 per week. I'm addicted to the stuff.
"regardless of whether one person of six people are bringing it in"
it's not 'regardless' though is it? It matters whether its a single or duel income, for tax reasons. why is no one listening to me here :(
To be honest, I've always felt trapped in the dark with the finances. I've often requested a joint account, a break-down of the incomings and outgoings, but it's never happened. It never comes about. What do you think the reason for this is? Where do YOU think he's spending all this apparent surplus money? He's not an alcoholic and doesn't buy stuff for himself, wears shit clothes.