Please help me find a property under 60k

[beeloubee]

Please help me find a property anywhere in uk for under 60k. Preferably under 40k. One bedroom ground floor flat maybe. Seen some places up north but it seems impossible to do nationwide check on rightmovè

That really is a direct comparison between Sydney and London, I understand the others are in far away places but you couldn't even get those gorgeous properties here, no matter where for that price. It's inconceivable to the rest of the ( Western , maybe not parts of the US).

world

I guess the difference is you guys have villages and we reallly dont. Not close to capital cities at least. I still stand by my point that 1.8 mill for a smallish flat not even close to the city is madness. But it is what it is . Vancouver don't even bother

Supply and demand with a side order of snobbery and inability to think outside one's own bubble.

Some of the properties linked will suffer from local deprivation, especially ex mining/steel/other industrial areas in places like northern England and South Wales. The housing supply is at a level when there were plentiful well paid jobs locally. This is now not the case, people have moved away so there's more supply than demand.

Plus local amenities in many places might be limited. If public transport is infrequent and unreliable, you need to run a car to get to the city even 5-10 miles away for work, leisure etc. Cycling could be an option but there's often no cycle lanes, these areas are often very hilly, bad weather and darkness at commuting times in winter and lack of showers and secure bike storage facilities make it an unattractive option in many cases.

Plus there's the assumption that these areas are unsafe to live in, when in many cases they're not and if you can work and get around, ie have a full time job where you can WFH/hybrid or have a reasonable commute, you can afford to buy a property and have a decent disposable income. Plus you often also have access to coast, countryside, leisure facilities, restaurants/museums/theatre/concerts etc, but more likely to be a short car ride away rather than by public transport.

All these a flats are in, or very close to, areas at high risk of flooding. Think carefully before buying in the East Riding or Hull.

I can't upload anymore photos today, but here is the link to the flood map showing the Analaby over 55s flat right in a flood zone.here

I know! Comparing ex mining towns to major cities like Sydney and Vancouver is just silly, compare prices directly with London or Paris and then they'll see.

And in the blurb it says management charges of nearly £170 a month.

However, if i had an endless amount of money id be buying an apartment in the San Francisco retirement home in Man On The Inside. Pacific View. That looks really fun.

or Coopers Chase. Although there is a lot of murder around that one…

Haha it's a great show. Hope there's a second series.

I think there are loads of properties in your price range however, with these vultures called investors they are going to overbid astronomically and price you out. Look for a private sale .. not easy but miracles do happen.

For everyone recommending over-55s' properties, the OP isn't old enough!

Thank you. I've always been told because of my capital that I can't get anything even though I'm disabled.

I guess that's roughly 900k in pounds. This is what makes me think the UK is cheap.( not in London obviously). It's a new-build unit and 134m²

Apples and pears. Location, size and presentation.

134m2 is HUGE ... size of a substantial house - an apartment in London this size would be well into the millions. Also its a well appointed new build - not a run down wreck.

Would you consider selecting an area to rent in first? Then look to buy in the area once you have your feet on the ground and can get the inside track on whether a particular street had issues on evening or weekends. It would be a good long term investment of your time and money. Even if you could only do a week or so in an air b n b - it would helpful - then if it didnt feel right another time you could try another area for a week?

My type of esa is non means tested.

The New Style Employment and Support Allowance (ESA) is a benefit available in the UK to help individuals who have a health condition or disability that affects their ability to work. It is contribution-based, meaning eligibility depends on your National Insurance (NI) contributions in the last two to three years, rather than your household income or savings.

Key Features:

1. Eligibility:

You have a disability or health condition that limits your ability to work.

You’ve paid or been credited with sufficient NI contributions in the relevant tax years.

You are under State Pension age.

You are not currently receiving Statutory Sick Pay (SSP) or Jobseeker’s Allowance (JSA).

1. Assessment Process:

You usually start by submitting a medical certificate (Fit Note) from your doctor.

You'll undergo a Work Capability Assessment (WCA) to determine the level of support needed.

1. Types of Groups:

Work-Related Activity Group (WRAG): You may need to prepare for future employment.

Support Group: If you’re unable to work at all due to your condition.

1. Payment Rates (2024):

Initial assessment phase (up to 13 weeks): £74.35 per week (aged 25 or over).

Main phase (after assessment): £74.35 (WRAG) or £117.60 (Support Group).

1. Claim Process:

Apply online via the UK government website or call the Universal Credit helpline.

You’ll need documents like your NI number, medical certificate, and bank details.

1. Can You Work While on ESA?

Yes, under certain conditions. Known as Permitted Work, you can work part-time while still receiving ESA as long as you meet specific earning and hour limits.

If you'd like detailed advice on how to apply or check your eligibility, feel free to ask!

@pizzapizzadaddio the flat in Carmarthen was indeed lovely - but it's in a retirement complex and has service charge of £3,500 per annum plus ground rent.

For some reason, Scotland does seem to have a higher proportion of single storey dwellings so if OP was able to find somewhere in or near a town with appropriate health and transport services there may be more likely of a freehold property.

@beeloubee do you need to be near a big hospital?

I think the first one here looks good - someone posted this before. I think Carlisle is quite nice?

Second one is over 55 only.

Ah apologies didn’t check the second one properly.
Carlisle is a nice city and the people are very friendly. I’m not sure if you drive but 15mins in the car and you can be in the countryside. There always seem to be plenty of buses and it’s not a massive city so it’s easy to get around. Like everywhere there are parts which are run down, but the crime rates are low and it’s close to the Lake District, Scotland, the M6 etc.

I have an end terrace for sale. 2 bedrooms in Derbyshire. Requires refurbishment but for sale at £60k

@beeloubee can you do stairs

How about this one in Scarborough. The decor isn't the best, but it's on a nice street and a short walk from the seaside: www.rightmove.co.uk/properties/148334213#/?channel=RES_BUY

https://www.rightmove.co.uk/properties/152675552

https://www.rightmove.co.uk/properties/153327266Theres a couple but try North East England, places like Hartlepool, Gateshead, Chester le street, Gordon, Houghton le spring, Consett, Sunderland etc are normally quite cheap.

If your health is deteriorating and you are likely to need social and more health support, I'd suggest Scotland or Wales, as care costs will be significantly lower when you need them. Bear in mind other support systems like hospitals and transport when you are looking; very rural areas have more challenges around health and social services provision. Consider your health condition(s) and check where services are located; a lot of health authorities are centralising specialist services and, if you need good access to them, that may affect your options.

Think, too, about accessibility now rather than later, when it becomes more of an issue. Living 3 floors up when you can't climb stairs is a major problem!