@Getyourarseofffthequattro I'm so pleased you've got good people working for you now! So pleased.
No idea on child benefit, though, I'm afraid... and I'll guess you'll have to change your address twice as other people might register where you live now, and it'd flag as fraud? But I expect some people would risk it...
@Shmithecat2 Good luck!
@Summersdreaming We didn't get told the figure at the valuation - they wouldn't be drawn on the results while they were here. In the end, they didn't actually give a monetary value, just confirmed that it was worth what the mortgage was for... but it might be different for different banks!
@Arlington45 Eek, that's really rubbish to find out so late in the day. Do you need set time between exchange and completion? Does everyone know that? For both the times I've bought, the solicitors agree a completion date (usually not until everything is done...) and then exchange can be moved around up until that date.
Our update... yesterday was awful. Our solicitor reassured us on Wednesday night that everything was in hand... yesterday we found out from emails our seller forwarded that our solicitor said they weren't ready, and wouldn't be until next week. It turns out they were waiting on paperwork that they already had. We rushed it over to their office as requested, but they said they couldn't look at it same day, and it'd be next week now...
And then offered to send an email to "reassure" the chain that even if we didn't exchange this week, we'd definitely complete on the 11th. The way they worded it made it sound like it was our fault?! Our seller then kicked off that they wouldn't wait if we couldn't exchange, they have no faith that there won't always be one more piece of paperwork.
Got home to a complete power cut, so no heating at all, and our buyer has found us on every possible platform to call and message and ask when we can move out so that they can move in.
Anyway, I think an upset heavily-pregnant woman in their office did the trick, as it was sorted last night and we got completion statements this morning, that's now paid, and we're waiting for the rest of the chain to confirm that they're ready so that it can happen. I am nervous.
If we exchange today, we'll move next Thursday...
If we don't, we'll have to wait until Monday and see if both our seller and the person at the top of the chain can be talked around, but neither seem keen to sell anymore, so I'm genuinely not sure if they will. I'm surprised we've all made it this far, to be honest!
The stress is unreal and I keep checking my inbox like a mad person.