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Would anyone like an 'in a chain' support group?

999 replies

thenewaveragebear1983 · 12/08/2016 11:54

Would anyone like an 'in a chain' support thread? We're selling and buying and it's so stressful!! We've found our 'dream house' and had an offer accepted, had an offer on ours within a week which was subsequently retracted. Wondered if anyone else was finding this whole process ridiculously stressful?

OP posts:
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SparkyBlue · 24/11/2016 09:47

Small that sounds awful. No wonder you are unwell it's probably bloody stress causing it.

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AnnaELC · 24/11/2016 14:08

How is everyone getting on? Any news today?

My news is that we are STILL waiting on the FTB - well their solicitor, the rest of the chain are now getting a bit upset (not just me for a change) and we have all applied some pressure this morning, but still nothing. Angry

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ApplesTheHare · 24/11/2016 21:07

Small hope you feel better soon. Sounds crappy. DH and I keep getting ill too and also think it's due to moving stress.

Anna the waiting is torture isn't it.

We're playing the waiting game too atm. If the vendor's solicitor accepts the plan our solicitors have put forward then we can exchange asap but they've come back and said they can't even look at it until next week because a member of staff is on holiday. Seriously it's ridiculous. The worst thing is that we're only staying a few doors down from our old house and the new people have moved in now. I just feel sad an d want to go home Sad

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AnnaELC · 25/11/2016 07:37

apples on holiday !!! That would have tipped me over the edge I think... i reckon I would be at their offices kicking up a fuss like the mad woman I am clearly turning into

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smallone · 25/11/2016 15:56

Thanks all!

Our searches are finally back, with planning use issues. The house is a big old complicated pile where the front of the house at pavement level is the ground floor, but drops away at the back so the basement is ground level, this has an extension on it. Turns out the whole thing has been b&b, business and residential at different times over the years but the ambiguous description of the basement has let to there currently being three different classifications on different bits! It's a mess, and considering the speed the searches came back, I am resigned to a post xmas move.

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AnnaELC · 27/11/2016 19:45

Evening All,

small sounds complicated to say the least, I hope you get it all sorted soon.

Our update from Friday (i've only just been calm enough to "talk" about it)
We were all set to exchange and the shite solicitor at the bottom of the chain realised that the FTB had only signed part of the contract, WTF i was so angry I had to have a storm out of work moment!!! So we are still fecking waiting. I hope tomorrow brings better news.

Sending everyone luck

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ApplesTheHare · 28/11/2016 09:04

Good luck for today everyone!

Anna I'm not surprised you had to leave work. Are they going to get it signed this week? The holiday information tipped me over the edge into a swearing fit while on the phone updating DH and I had to go for a 5-min walk to recover (and save my professional reputation).

Small sounds like post-Christmas is more likely, what a shame but at least you should have something to focus on in miserable January.

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joystir59 · 28/11/2016 11:24

I wish everyone who is in this buying and selling process a calm week! I never want to go through this again. We are in a closed chain- which means that we are buying a house with vacant possession and selling our house to someone who is selling to an investor, so it should be quick and easy, but the uncertainty is horrific. We are exchanging and completing same day just to add to the fun! Waiting for searches and solicitors to chase things and keep the momentum up is nerve wracking and stressful. Life is on hold and yet we both have to get on with life. My partner has handed in her notice as we are moving long distance (to Scarborough, North Yorks). Good Luck everyone!

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joystir59 · 28/11/2016 11:27

of course, we'd like to be for Christmas but our biggest worry is that our buyer would....no, I cant even say it!!!

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flownthecoopkiwi · 28/11/2016 12:37

We had hoped to move next Friday, but rest of chain not got back as to whether that is doable.
The top of chain, the house we are buying, is a probate sale but we had asked them to check heating and do an electrics job... not yet done so shouldn't exchange until it's done.
Waiting for our buyer to dash our dreams and pull out, ARGH
We are signing everything tomorrow so we are ready to go for exchange, if and when if ever happens!!!

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DorothyHarris · 28/11/2016 13:37

I'm starting to feel like I'm going to lose it. Into week 8 of accepted offer and my buyers buyer still has not applied for their mortgage!! They are trying to impose moving dates as well!!

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AnnaELC · 28/11/2016 13:40

Afternoon All

apples same as! I couldn't even tell DH as he works away so had a massive rant to my boss, then left. Luckily he's a lovely bloke and he text me a bit later on to make sure I hadn't gone knocking the bottom of the chain solicitor ls door.

I've given my solicitor some more dates and have decided to try a more chilled approach (well for today anyway)

I hope we all have a better week this week as I don't know how much longer I can do this without going insane! Confused

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Usernameneeded · 28/11/2016 18:58

Wishing everyone luck for this week. We are hopefully exchanging and completing on Thursday. I feel sick at how much there is to do before then. Packers are coming on Wednesday and DH starts two weeks of leave tomorrow to get us out of the old house and into the new one smoothly!

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flownthecoopkiwi · 28/11/2016 20:09

So apparently our buyer was horrified and indignant that we even dreamed of moving before Xmas...although only found this out after I randomly rang estate agent and she had whinged at him on Friday. Didn't bother letting our solicitors know so for last two weeks we thought we might be moving next week.

Said OK grrrrrr but that we want to exchange before Xmas so at least it can't all fall apart!!!!

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Rensterdenster · 28/11/2016 22:53

Just found this post. Clinging on to my sanity by a thread!! Meant to exchange 10 days ago & complete on Dec 2nd. Keeps getting delayed by the bloke at the bottom of the chain. Originally we were told he was bottom of the chain with a mortgage. Found out a month ago he's getting some of his money from his mother in law who is buying him out of the marital home as he's getting divorced. She's getting the money from her house sale so another house has been added onto the bottom of the chain . Her house sale is a week or so behind the rest of us. This morning I thought we had it sorted as exchange was planned for tomorrow, completion on the 14th Dec then another call delaying exchange again tonight whilst lady buying mother in laws house gets deposit ready from equity release!!?! Again this is all news to us. Every day a delay & a further level of complications are added. We're moving across the country with kids so super stressful especially before Xmas. Others in the chain like our seller are now threatening to re-market theirs. Divorced bloke at the bottom of the chain is our buyers buyer. Feeling it all may fall through at the eleventh hour. So fed up!! 😩

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joystir59 · 29/11/2016 18:16

It is incredibly stressful being at the mercy of so many variables and so many people doing their bit quickly. To say nothing of what the searches and enquiries might throw up. to have to pack and invite quotes from removal companies without even having a moving date yet, but wanting to be ready just in case we are able to complete soon. Really feeling stress as I hate officialdom and paperwork at the best of times. In Scotland its all done in TEN DAYS!!!! why not here? Crazy crazy system.

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AnnaELC · 29/11/2016 18:51

Evening all, I agree it's madness!

We are still in the same boat as this time last week. Waiting on the FTB, to be honest I've now had enough and I've said if we don't complete next week I'm unpacking. We are in week 15 (I think)

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ApplesTheHare · 30/11/2016 09:36

Anna What did they say? Are they taking you seriously? It's so frustrating when you're just getting radio silence isn't it.

DH is holding me back from doing the same thing. We had our offer accepted 16 weeks ago, and in that time have marketed, sold, completed on and moved out of our old house! Can't believe our chainless vendors are dragging this last bit out for so long...

Renster that sounds awful, I can't believe you've been so kept in the dark!

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AnnaELC · 30/11/2016 11:28

Apples I'm sat in tears.

Just spoken to my EA and they have said that the FTB still hasn't returned the contract to their shite solicitor, they are using those EZie people that PB use, this has been going on for 4 weeks. Everyone else has been ready since mid October.
Our seller has called their EA and solicitor today and said they are pulling out completely if we don't exchange today, so I don't know what to do.

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joystir59 · 30/11/2016 17:56

Apples what has transpired since this morning? I really really feel for you and hope that things have moved forward in a positive way since this morning

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UnlikelyRunner · 30/11/2016 20:59

I'm still here, lurking in my glum bubble of week 21 since we accepted an offer and had an offer accepted. (Week 30 if you count our first buyer who pulled out after Brexit vote).
Like Anna, we are waiting on a FTB at the bottom of the chain. We are unpacking ready to spend Christmas in our current house. Fa la bloody la, I didn't want to be decking these particular halls! I want to deck the new house's halls!

Bah, humbug. Don't mind me, I've allowed myself just today to be pissed off. Tomorrow I have to be positive and hopeful again.

Good luck everyone.

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AnnaELC · 01/12/2016 09:10

Runner sending you a hug, I feel your pain. I had a little cry yesterday and then decided I can't do any more than I have, me and hubby put the spare bed back together last night as DS is back from uni next week, and we unpacked some bits and bobs. I am still non the wiser as to what is going on.
One of the estate agents, who is amazing, is trying to save the chain, but its not looking good. To be honest I dread answering the phone to any of them now.

Bah f*ing humbug from me too!

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ApplesTheHare · 01/12/2016 12:32

Anna have you heard anything more? No wonder you were in tears yesterday, how horribly frustrating.

Runner you're a hero for managing so many weeks in chainsville, I dont know how you've managed it!

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AnnaELC · 01/12/2016 12:39

Morning All, Apples, I don't know who to believe anymore, I've had two messages today. One from my EA saying we are no further forward and one from the EA at the top (who has been trying to keep it all going) who says my sellers solicitor has advised that the whole chain are ready to exchange. I've emailed my solicitor asking for an urgent update Confused

How are you getting on??

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