Child tax credit is it true ?

[Coreynkayden]

Iv seen people sharing things about no money will be giving to families that are expecting there 3rd child after today does anybody know if this is true ?? I understand price cuts to help but i dnt see how me and my kids are going to suvive on the money i get wen my baby is here we only jst manage now :(

It will teach people that they should be working to look after their kids instead of sitting around letting other people pay for it. I'm glad its come in, have worked since I left school and I'm due to have my first baby and will be going back to work as soon as I can after the birth. If you can't or won't work, dont have kids

Most people on tax credits work.

Dixie, I'm only 25 myself so not actually all that different. My point was my parent where poor but always made sure we didn't go without because they worked hard

I wasn't being arsey in that reply BTW, I re read and see it may come across that way, really wasnt

All this talk about common sense and choices is just hilarious. Please just step out of your bubble for a moment.

Whole communities were decimated in the eighties when the UK (and actually the US as well, thank you Thatcher and Reagan) essentially closed down manufacturing and turned instead to the finance industry to turn our country into U.K. PLC. The knock on effect of this is generations of children growing up without seeing their parents working as in lots of places nothing replaced these old industries (Docks, mining, steel works etc).
This sort of short sighted (or maybe it was intentional, who knows?) thinking remains and is now even worse with zero hour contracts, a stupidly low NMW combined with huge increases in housing costs (and energy costs spiralling) and the media ever provoking the race to the bottom means that CHOICE and COMMON SENSE are luxuries for some.
Our education system is being sucked dry and as for HE? If you're from a poor, poor background the idea of going to uni is now a remote dream thanks to the exorbitant tuition fees and low grants.

So much for social mobility eh? Maybe it's easier to just have a baby, and another one and whoops here's another one.

Oh and since, fucking, when did we place such a low, low, lowest of the low value on child rearing?

So you all carry on feeling better than someone else. Personally I felt pretty good about our country when we looked after our vulnerable people. I have never resented a penny of tax or felt some weird twisted jealousy at someone receiving benefits, not even people making "poor choices" or not using "common sense"

How does the tax credit thing work in this example

Man has 2 kids with wife 1 , leaves her and gets with new woman who already had 2 children but he has one child with her?

Oh stop bringing facts into this dixienormas! We're bashing on the feckless.

I like this as an illustrative of why some people make the choices they do

A lot of people don't seem to think about how the tax credit system is everybody's insurance. It ensures that if for some reason a household income falls below a certain level help will be available. When we make cuts and cheer the cuts on because we don't receive any help we are only taking away our own safety net. If you lose your job or your partner does or something awful happens to your family then you may be glad of the tax credit system. You may also be shocked at how little you end up getting because if the cuts keep happening it may not be enough to feed your family.

PPs have argued that employees don't get a pay rise if they have another child as though that is relevant. It isn't. If they earn below the tax credit threshold for that number of children they will get child credits towards its upkeep. If they earn above the threshold they are already receiving more than someone who is getting tax credits and therefore can 'afford' that child more. What someone above the threshold means is they wouldn't have enough money to maintain the lifestyle they currently have. This will be higher than the lifestyle the family below the threshold have. Unless I have totally misunderstood the tax credit system nobody receiving tax credits will have as much money as a family of the same composition who isn't eligible for them. So someone who is on a low wage may become eligible for them when they have a second child for instance so their income will go up just as it goes up for someone on a much lower wage who received the tax credits for one child. But a family on £35,000 for instance will not get tax credits or an increase in wages as they already have more income than either of the low income families even with the additional money from the tax credits. Tax credits just make sure every child in the country grows up in a household with a minimum amount. Or they did until today. In a few years we will return to the days of a substantial number of children living in real poverty. I certainly won't feel smug about it. Will those people who are championing the cuts because they are not currently eligible for any help feel good about it? Also 30 hours of free childcare adds up to a lot more than £2000 a year savings for most people. So actually a lot of very well off people will get more help than poor people! Yet all the spite is kept for the poor.

I think the cap is fair, the average family has 2 children, this statistic has been used as a guideline.
Also, it's been discussed to death, the majority of people should know about it. I don't think the luck of government "funding" should influence individual family planning. If you are that poor, that you need to have a child as a source of income, than your intentions are wrong.
The bigger picture about this cut has to be the overpopulation of this country and the drain on resources this has. If this strategy is successful will be seen in 5-10 years time (School), and again in 15-20 years (work).

"Man has 2 kids with wife 1 , leaves her and gets with new woman who already had 2 children but he has one child with her?"

It's children per household. Ex wife gets CTC for 2 kids. New household also gets CTC for 2 kids. New baby gets nothing.

The Brady bunch are screwed.

Er, Ylva, I think it's fairly common knowledge that it's our aging population that is the drain on resources, and if we stop having babies (and stop letting immigrants in too for that matter) we're only going to have a bigger problem in years to come!

Excellent post Rider.

Good, sick of people having kids for benefits and then over populating this country. Don't get yourself pregnant if you can't afford to pay for it. The reason i only have 1 child is because i can only afford the 1.

Yvla - nice. Social experimentation on the poor. I predict that in 5-10 years we'll see zero net savings as a country due to children being taken into care as a result of homelessness due to this cap. Each child in care costs the government 100K per year.

Joined up thinking here!

I find posts like this irritating! If you can barely afford to look after your own children down have any more! Me and my partner work in order to provide for our family and don't rely on benefits and people stating they can't survive with these new cuts how come other people can??!! Ok I'm aware people have circumstances but I don't go to work to pay my tax for other people not to work... rant over!

They aren't taking away from children already born, they are simply saying they can't keep giving to those having larger families.

All though they seem to have enough money for tax cuts, lowering corporation tax, nuclear weapons, weapons . Your 3rd child is obviously going to send the entire country under and well sell it so that those in different socio economic classes will fight amongst themselves, well done sheeple well done

This thread had depressed me utterly. What on earth has happened to people, and so quickly? I can't believe that this is the same country that brought in the NHS and universal Child Benefit. How have people become so bitter and cruel, so quickly? I grew up in a working-class community that appreciated the country's ability to support people and celebrated this fact - not fought like starving dogs over scraps.

Most people on tax credits work part time or not at all. My sister and her partner have never worked a day in their life (don't get me started) and she received over a grand a month and has nothing to bloody pay. She has 4 kids BTW. So this kind of thing will teach people that you can't rely on other people to pay for your kids. And I won't be helping sister when they are short on money after the cuts. They are both capable of working. They just wont, people like this annoy the hell out of me!!!!!

Over a grand a month

For four kids!

I expect its caviar and Kobe beef every night of the week in their house.

The cat from Japan- I don't think it's like that at all. However if your facing eviction but yet spend £40 a week on booze that's ok? I think the BBC portrayed it very badly as there are people who try and really struggle and the system should support them, but £40 on booze weekly is quite a major luxury !

Babyblues

You sound lovely.
What would you like to see happen to your nieces and nephews when their parents can't afford to house them all?
you aren't going to help them. Maybe stand back and watch them go into care.
Are you not ashamed?

Sorry wrong thread !

Wrong thread Desperate but still apropos I think.

I watched that doc last night and they really did choose examples to send 'right minded working families' into a froth. Why do think they chose those particular group of people? They were not representative of the vast majority of those on benefits IMO.

THE BLOKE SPENDING 40 quid a week on fags and booze while his ill wife went to the food bank and struggled with the children? Yeah. Arsehole. I have seen such arseholes in families earning 50k per year, spending a huge bulk of the family money on cocaine and financially anusing his family, mind. I don't see them splashed about as the typical 50k per year man.

Two children should be enough for anyone. Some people can't even have one.

All these people whingeing about not getting extra money for child number 3,4,5 etc can stfu. Quite frankly.

It was pretty poor to say the least thought slightly better of the BBC 🤔. Not one of the families I felt were a true representation at all! The people that work hard , have no luxuries and struggle to pay basic costs despite trying really bloody hard. The amount the government expect 1 adult and 1 child to live on is shocking doesn't even cover council tax, electricity, gas and water let alone luxuries, the sheer panic when your child needs new shoes or a household item breaks is just ridiculous.