MrsMc - that's all such good news Hope your parents are ok. my FIL said 'what are you, rabbits?' when we told them on ds1's 1st birthday that i was pg with ds2.
wasn't being mean, just shocked i think!
Lucky - ((hugs)) to you. think before you panic you really need to sit down and study your finances.
One thing i did ages ago and should do again soon really, is go through bank statements/cc statements and put each expense in a category, eg:
clothes (adult)
clothes (baby)
food
house stuff/garden
bills (elec/gas/water/council tax)
cosmetics
pets
'treats' (include whatever you like here!)
and so on
then write down over the last few months how much you've spent on each category and see where you might be able to cut back.
check your utility suppliers and see if switching would be cheaper, we switched to Atlantic for both gas & elec, though it's prob worth us checking again as that was a while back.
sounds like treats/takeaways might be an area to focus on - chest freezer a godsend - we got one at the beginning of the summer. buy big packs of things like chicken, split up and freeze. and tbh we also have ready meals in there cos i'm a crap cook and when dh is away i just want something easy and quick to eat plus all the frozen meals dh has cooked over the weekend to stock us up for the boys especially. oh and always have lots of frozen veg for their teas.
from what you've said, i would put work on the back burner for now. you prob won't get something sorted before dp hopefully gets his promotion (and pay rise) so focus on what you can do in the meantime then see if the pay rise helps out - by which time you will have cut back anyway - bonus
(ignore friend's comment! all our children ARE special to us and handing them over to anyone else is a big deal)
Your bank charges you? def get rid of them then! should think all banks are desperate for new customers at the mo!
Personally i would keep Sky because we all use it, lots. record programmes for the boys and us.
Skype for phone calls?
Lily - dh did come home early and took ds1 out for the afternoon which was nice but...not much of a break for me as i still had ds2. he did offer to take them both to a play place but i talked him out of it he would have had to come back sooner for a feed for ds2 and i know it's stressful with 2 at those places. i'm too kind!
he cooked me dinner though and brought me a baileys
but today hasn't been good so far. i'm still so tired (ds1 up at 5.30 again and seems quite happy with having a sad face on his chart!) and suffering with (p)mt quite badly told dh this morning that i'm having a hard time and he is NOT making life easier. he apologised then went to work...i know he had to go but i was really upset and saying sorry doesn't actually make things any better...
not helped by the fact that he's out all morning & all afternoon tomorrow, maybe home for an hour at lunchtime
may check with antenatal mums if anyone else's dhs are working tomorrow, can't face another day on my own.
reinforces that i will stop bf as near as poss to his first birthday so i can get some freedom.
sorry, more negativity.
have taken some rescue remedy and hopefully off to playgroup once H wakes up, even if we will be hours late....