Hi guys, I know it's been a while but I have been reading I promise!
Glad to hear about Cerys PLP!
Only really online to have a rant and get some crap off my chest (quick before I explode or DH gets home, which ever comes first!)
Lately things have been really hard with the money side of things, on paper we look ok as far as money goes but daily life is so harsh right now there's got to be some sort of mistake!
DH get's above the legal rquirement in wages to qualify for WTC, so we get a higher rate of CTC and Child benefit, along with Housing Benefits (although we don't get council tax benefit so most of our HB goes on the council tax!!) Anyway, had to reapply for HB recently, after they had sent us a letter saying that we're going to be paid, it all confused me they send that letter a couple of days after sending the re-application letter So i thought we didn't have to do it, so they held our November payment on hold until we got the forms in (still waiting for the ChB results), so it gets to the end of last week and I asked Dh to put £70 into my bank (£50 for my loan, £10 for mobile credit and £10 for Overdraft interest) but he couldn't do it! He was over £250 over his £1500 overdraft!! The council not only hadn't paid November's but they hadn't paid December's either, so that's 2 months that they owe us now and we still had to buy food as it was the end of the week and we hadn't done any shopping!
So, we tried to stretch out the food we had (with the help of our HV who picked up a care package for us from the locall charity) so we were ok until Monday when I phoned the council and asked what was going on and explained that if we didn't get some money by the end of the week that we'd have no food for our LO! The woman sorted it so that we'd have some money by the end of the week, but didn't know how much and, even thought I gave her the details of our new CTC and the (obvious) predicted incoming ChB she still said that we might owe them some money back!! (Oh, did I mention that our new HB award is almost half that of what we were getting before Lucy was born because they'd overpaid us over the past year by £300 and have to regain it from us over the next few months until the new award in April, so that means that the pittence that they'd been overpaying us by adds up to. . . that's right, poverty! )
So, anyway, as it goes the beginning of the week was rubbish, we only had soup to eat for our lunches (luckily DD1's on one with soup at the moment ) and chicken and pasta for dinners
Anyone fancy a riot?!!
The one time of year we really don't need to be put in the crap and they, not only stop our benefits but they take money away from us!! I don't get how they can run a council if they can't even figure out when people are at their most poor!
Also, as an extra kick in the teeth, we need oil, so that'll be £200 we have to pay next week!
It's bad enough that we weren't buying anyone presents this year as we can't afford it (not even for DD1!! We've got her's off Freecycle thank goodness!)
I'm hoping to convice DH's parent's to let us stay into the new year as this will help save some oil!
(I'm currently sat in the front room with the door shut with a pair of gloves on!! DD1's got almost every item of clothing that she has on and Lucy's covered in blankets LOL And that's with an electric heater going!! LOL this house is soooo cold! )
I'm still feeling festive though! I'm taking DH's bank card into town tomorrow to do the shopping (if the money's not in the bank I will be marching into that office and having the lot of them! I'm not a small woman either lol )
I know I've been lucky with Lucy getting into a routine and everything but I think that's the best I'm going to get with luck this year!! Thank goodness the year's nearly over eh?!
DD1's turned into a little goblin, she's continuing the screeching/screaming (mind you as I'm typing she's sat on the floor playing with a puzzle quietly!! )
and has also started fibbing!! Not wuite sure how to get her out of that one yet?!
She's totally settled around Lucy now though, she even finds her quite boring sometimes lol!
Ok got to go, DD1 want juice.
Sorry to rant guys, back to the epic posts though lol !!
will catch up again soon
xxx