Do you mean Lukes account is where you went today or with B&B
first save acount at bradford and bingley
Basically you get 5.25% (includes 0.5% bonus if you make less than 3 withdrawals per year) you can open it with £10 (any cheques need to be payable to child). If child is under 7 you must have at least one trustee but you can have both parents (but both will need to be there to open the account)
You will need
one proof of name and address for each trustee (driving license utility/council tax bill (dated in last 3 months), bank statement etc) and
another proof of address with name and signature (driving license if you havent used it for address id, passport, etc)
and for the child you will need birth certificate
If you are doing 2 accounts with 2 trustees on each shouldnt take longer than 20 minutes max and you get a free book for each of them at the time of opening the account
I feel like I am back at work doing my sales pitch (if the cashier doing their job properly they should ask you about your current mtg deal/life insurance arrangements and home/car insurance) but dont worry just say everythings fine and they won't hassle