QoD what a shitter, banks can be such bastards Don't take it lying down (as you are clearly not), and don't let them fob you off. Remember: you are the customer. Banks love customers with overdrafts and debts, because they're moneyspinners, so every time they try and bully you, remember that they need you more than you need them.
I would also advise having a read through the 'secretly poor' thread somewhere in Chat. It's a long one, but certainly one of the most interesting things I've ever read. LOADS of great information and tips on ways that other MNers have pulled themselves out of the hole - frugal living, ways to make money on the side, dealings with banks, the lot.
Sounds like your sister needs a large one of these
TS poor R Teeth are bizarre, really.
Crispy aw so sweet I just went up to check on J and he is fast asleep on his back with hands folded behind his head like a junior sunbather
hotter I was rofling at the antenatal thread oops linked to earlier, as I came across a post of mine detailing saucy dreams about Dr House and Kurt Russell Hormones, eh?
Things more sorted between DP and I Just part of the ongoing life stuff, but it feels good to be working it out.