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Politics

Should non-citizens pay the same tax if excluded from benefits?

183 replies

InWithPeaceOutWithStress · 17/08/2026 16:47

Reform’s latest policy proposals include cutting all benefits for foreign nationals including EU nationals with leave to remain.

My partner is an EU citizen with indefinite leave to remain. He’s never claimed any benefits but you never know what’s round the corner.

It seems unfair to expect him to continue paying the same rate of national insurance and income tax if he isn’t entitled to the same benefits I’d be entitled to. Have Reform thought that through?

If our household isn’t entitled to the same safety net, we shouldn’t have to pay the same rates of national insurance and income tax.

OP posts:
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Another2Cats · 18/08/2026 09:21

TheTwenties · 18/08/2026 08:38

There are many countries where this is the case. Singapore charges the same taxes to all residents whether citizens or not but has so many benefits for citizens that non citizen residents don’t get. Japan requires everyone to pay into their pension scheme, if you pay in for 2 years you can reclaim payments for up to 5 years if you leave but you have to pay in for 10 to get anything paid as a pension later so there’s huge amounts of money going into the system from people who pay for between 5 years and 9 y 11m who will never benefit.

"Japan requires everyone to pay into their pension scheme, if you pay in for 2 years you can reclaim payments for up to 5 years if you leave but you have to pay in for 10 to get anything paid as a pension later"

[I think the minimum is 6 months rather than two years]

It's just the same as that in the UK (which is the point that you were making). Since 2014 you need at least ten years of NI contributions (or credits) in order to claim any UK state pension at all.

You need 35 years of NI contributions to get a full pension.

However, in one sense it is rather harsher. If non-resident workers in the UK leave then they cannot reclaim any refund at all.

Dandeloosha · 18/08/2026 09:26

caringcarer · 17/08/2026 18:07

I think it would be fair to say contribute net for 10 years before taking out in the form of UC, housing benefits, child benefit, pension credit, state pension, and funded nursery places. After 10 years of net contributions I think it's fair they can claim. We have to remember when more people come to live in the UK we need more schools, hospitals, support infrastructure, roads etc do paying tax and NIC pays for those. The welfare bill is huge. Also the UK does not recognise bigimous marriages and so should never pay benefits for multiple wives. Most EU citizens come over when young so do work and don't claimany benefits. However they do sometimes bring elderly parents who then claim pension credit from the UK after only living here a couple of years. I think this policy has a lot of negotiations with EU but will be popular.

To be fair, that should be the law for all citizens (barring disability/caring responsibilities, etc.) including UK ones.

oviraptor21 · 18/08/2026 09:29

Flatlily · 17/08/2026 16:55

I don't think there's any danger this will actually become law, but presumably if it did EU counties would reciprocate by ensuring none of our citizens are entitled to state support there?

There are significantly more EU citizens in the UK than UK citizens living in EU countries.

user1492757084 · 18/08/2026 09:31

12345change · 17/08/2026 18:42

Reforms policy is stupid.

Tax isn't just for benefits.

Tax funds the NHS, the Education system, the Police, some Transport - such as road maintenance, fixing bridges etc.

If you're using all the above you need to pay tax if you are working. You could argue that they might get a reduction if they don't qualify for benefits - but that would be so difficult to do - hence, it's a stupid idea and not fair.

And residents have a history of their family paying tax, building up intrastructure etc. to enable their offspring to benefit.
Fair enough that new comers pay tax but don't qualify for all benefits immediately.

Maddy70 · 18/08/2026 09:36

caringcarer · 17/08/2026 18:09

In many countries a UK citizen wouldn't get state support. They have to prove they can pay for themselves to be allowed to stay indefinitely.

Not in most EU countries (post Brexit yes) but those there before have entitlement to the same rights as a citizen

caringcarer · 18/08/2026 09:50

Maddy70 · 18/08/2026 09:36

Not in most EU countries (post Brexit yes) but those there before have entitlement to the same rights as a citizen

I have looked at moving to France. I already have a house there mortgage free which I have owned for over 10 years, which I pay taxes on, have hired local people to do maintenance work on and I speak fluent French. I can't relocate to France despite having a good passive income from private sources from UK of about £100k a year. If I wanted to relocate to France I wouldn't be eligible for a French pension upon retirement and I'd have to claim my UK pension. These are the rules in place in other countries.

caringcarer · 18/08/2026 09:52

oviraptor21 · 18/08/2026 09:29

There are significantly more EU citizens in the UK than UK citizens living in EU countries.

So this would make it worthwhile to implement.

EasternStandard · 18/08/2026 09:52

Policies aside the idea that people who pay in should do it to a lower amount wouldn’t really work as many high tax payers don’t claim benefits either.

caringcarer · 18/08/2026 09:54

Maddy70 · 18/08/2026 09:36

Not in most EU countries (post Brexit yes) but those there before have entitlement to the same rights as a citizen

Maddy we are now living in the post Brexit world. In the here and now EU countries along with other countries require a person to prove they can pay their own way including many insisting upon private medical insurance and certainly no rights to claiming benefits.

caringcarer · 18/08/2026 10:08

InWithPeaceOutWithStress · 17/08/2026 18:17

I think it would be fair to say contribute net for 10 years before taking out in the form of UC, housing benefits, child benefit, pension credit, state pension, and funded nursery places. After 10 years of net contributions I think it's fair they can claim.

That’s not Reform’s policy proposal though.

I think Reform have come out with a bold proposal but everyone knows there are negotiations to be had with EU if Reform form next government. I do think this country needs a radical change in the amount of money the government spends on welfare of all forms from triple lock on pension, payments to non UK citizens and I would say try to half PIP and DLA payments instead offer counselling appointments for those with anxiety and depression and some type of organisation help for those with ADHD. Youth unemployment is ridiculously high. The government needs to pay employers to take on young people to give them experience because many go to job interviews but are told sorry but we have taken on someone with more experience. It's a catch 22 because without a job it's hard to get experience. People often made fun of Work Experience schemes but a lot of young people were taken on after their initial 6 months on the scheme.

MrsBennetsPoorNervesAreBack · 18/08/2026 10:09

OP, you are making the mistake of thinking that Reform politicians and voters want fairness. They don't actually care about fairness at all.

EasternStandard · 18/08/2026 10:11

Op if something like this did happen would he be inclined to take citizenship?

caringcarer · 18/08/2026 10:15

Snorlaxo · 17/08/2026 16:52

I think it’s fine to have NHS surcharge, minimum income requirements etc for immigrants but once they have indefinite leave to remain then they should be treated like UK nationals imo.

The problem is often before they have indefinite leave to remain they work full time then once they have ILTR they start claiming benefits, often after deciding to have DC.

caringcarer · 18/08/2026 10:20

TonTonMacoute · 17/08/2026 18:46

TBF not all British citizens are eligible for benefits, even if they pay all their tax. We have paid lots of tax over the years but we were never entitled to any benefits except child benefit, and (what was then called unemployment benefit) for a few months in our twenties. As things stand if we need care in our old age we will have to fund it ourselves. As a PP points out, how many benefits would a British citizen be entitled to if they were living abroad?

Having said that there are British people abroad who are cheating by continuing claiming benefits illegally and getting their free prescriptions collected by family members and sent abroad, so that should be clamped down on too.

There are also too many foreign claimants getting benefits which they send abroad. The whole economic case for paying benefits is that the money stays in and is spent in the British economy. If millions, or even possibly billions, of pounds of benefit money is leaving the country each year then that is not sustainable .

The main problem is to cut the the out of control welfare bill in a fair and equitable way, and none of the parties seem to have come up with a way of doing that as none of them want to piss off their core voters.

I agree benefits should never be paid for DC not even living in the UK. It's madness and the parents should claim child benefit in the country the DC live if they are eligible.

Onmyhighhorse2 · 18/08/2026 10:22

caringcarer · 18/08/2026 09:50

I have looked at moving to France. I already have a house there mortgage free which I have owned for over 10 years, which I pay taxes on, have hired local people to do maintenance work on and I speak fluent French. I can't relocate to France despite having a good passive income from private sources from UK of about £100k a year. If I wanted to relocate to France I wouldn't be eligible for a French pension upon retirement and I'd have to claim my UK pension. These are the rules in place in other countries.

Have you lived and worked in France and paid income tax? I have paid income tax my whole adult life in the Uk (as an EU citizen)so I am and should be entitled to Uk pension. I also cannot claim pension in France because I have never paid into their system.

Onmyhighhorse2 · 18/08/2026 10:23

caringcarer · 18/08/2026 10:15

The problem is often before they have indefinite leave to remain they work full time then once they have ILTR they start claiming benefits, often after deciding to have DC.

Edited

Source? This sounds straight out of Reform manifesto

viques · 18/08/2026 10:28

caringcarer · 18/08/2026 10:15

The problem is often before they have indefinite leave to remain they work full time then once they have ILTR they start claiming benefits, often after deciding to have DC.

Edited

Those “theys” you have stuck in there are covering a very wide range of people, their origins, their skills, their intentions, their contributions to society and their immigration status!

It is a tactic Reform often use too, make sweeping statements that at first glance sound impressive but when you look at them are meaningless, inaccurate and designed to dog whistle. They is a very handy word for racists when talking about immigration. Saves having to think.

Teamrabbit · 18/08/2026 10:32

Reform wouldn’t be able to do this to EU nationals as it would breach the Withdrawal Agreement.

However National Insurance is not a personal insurance policy or a ring-fenced welfare premium. It largely goes to public financing.

Its just the same as a wealthy person who cannot claim Universal Credit doesn’t receive a tax reduction; someone without children still contributes towards schools and Child Benefit.

dwordle · 18/08/2026 10:35

InWithPeaceOutWithStress · 17/08/2026 16:47

Reform’s latest policy proposals include cutting all benefits for foreign nationals including EU nationals with leave to remain.

My partner is an EU citizen with indefinite leave to remain. He’s never claimed any benefits but you never know what’s round the corner.

It seems unfair to expect him to continue paying the same rate of national insurance and income tax if he isn’t entitled to the same benefits I’d be entitled to. Have Reform thought that through?

If our household isn’t entitled to the same safety net, we shouldn’t have to pay the same rates of national insurance and income tax.

I totally agree with you, if you are contributing then I see no reason why anyone should be excluded from our welfare system.

Welfare is a right gained from contribution, it's not charity and never has been. Reform are trying to convince the electorate that those on welfare are somehow lesser people and should work for there benefits. Same old divide and conquer techniques of the extreme right and why British people should reject any idea of this sort of reform. You are completely right that you never know what is around the corner and I'm sure there are people reading this who have been affected by cancer and know the impact it has on family finances. Illness, tragic events the welfare state must be there for people when it's needed.

As for the argument of tax reductions then that would only lead to abuse. I'm actually a foreign national on paper, although I've live here since I was ten. I've never been interested in claiming full citizen ship so I would be very much in the same position. But pushed id simply leave as I still own the family home abroad.

caringcarer · 18/08/2026 10:51

Onmyhighhorse2 · 18/08/2026 10:23

Source? This sounds straight out of Reform manifesto

I actually know many EU citizens with right to remain in the UK. At first they both work full time. After several years they have a DC and one stays home to look after it and they start claiming UC top ups. I rent a few houses to people who have done this so I know it happens. They ask me to put in writing for DWP how much rent they pay so they can claim housing benefit and a UC top up. They have rental agreements so I never know why they don't just use those.

Onmyhighhorse2 · 18/08/2026 11:17

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BIossomtoes · 18/08/2026 11:45

caringcarer · 18/08/2026 10:51

I actually know many EU citizens with right to remain in the UK. At first they both work full time. After several years they have a DC and one stays home to look after it and they start claiming UC top ups. I rent a few houses to people who have done this so I know it happens. They ask me to put in writing for DWP how much rent they pay so they can claim housing benefit and a UC top up. They have rental agreements so I never know why they don't just use those.

So in effect your income is funded by benefits, you just have a middle man.

EarthlyNightshade · 18/08/2026 11:58

caringcarer · 18/08/2026 10:51

I actually know many EU citizens with right to remain in the UK. At first they both work full time. After several years they have a DC and one stays home to look after it and they start claiming UC top ups. I rent a few houses to people who have done this so I know it happens. They ask me to put in writing for DWP how much rent they pay so they can claim housing benefit and a UC top up. They have rental agreements so I never know why they don't just use those.

One parent (often a mother) often gives up work for a few years to raise a young family.

I'm surprised you think this is an EU thing. I know quite a few British people doing this.

caringcarer · 18/08/2026 12:10

BIossomtoes · 18/08/2026 11:45

So in effect your income is funded by benefits, you just have a middle man.

Actually I get annoyed because I don't rent to people on benefits. I generally only rent to couples who both work and can comforably afford the rent. The problem is after a few years if a tenant who pays rent on time and is a good tenant gives up their job and starts claiming housing benefit there is not much I can do. I don't like it because the benefits bill is too high. I don't make the housing benefit rules. They would not get entire rent paid but they'd get a contribution towards it. I'm really hoping they go back to work once DC is 3.

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