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Original poster

anyone ever been DeBanked?

211 replies

LittleRob · 04/02/2025 00:21

After finding myself the wrong side of a bank, who I've been fighting them for a while.. I spoke to a friend of mine who pointed me here. His exact words " You need to put this on mumsnet, cos that place will have an opinion on what's happened to you... "

So firstly has anyone on here ever been #DeBanked, cos my story should serve as a warning to anyone that is a customer of a high street bank.

post your questions and buckle up for a story that will make your hair turn white... fall out and raise more questions than it anwers

my background I'm a nobody, yet my bank chose to debank me, and sieze all my families money after a near fatal accident... and this could happen to you.

more to follow, it's been a long day and I just introduced myself a few hours ago.

OP posts:
MyFlightWasAwfulThanksForAsking · 04/02/2025 00:23

Rob, I have to be honest with you, I am already #TeamBank.

Original poster
LittleRob · 04/02/2025 00:24

I would be too... given the choice :)

OP posts:
mumofoneAlonebutokay · 04/02/2025 00:28

MyFlightWasAwfulThanksForAsking · 04/02/2025 00:23

Rob, I have to be honest with you, I am already #TeamBank.

😭😭😭😭

Negroany · 04/02/2025 00:29

"you need to put this on Mumsnet" generally applies to things like potty training techniques or questions, school admission policies, footwear and handbags trends, feminism and politics.....

'How Rando Rob got debanked' is not a topic that would naturally sit here. Maybe more Reddit or MSE forums. Or Lemonfool might be interested.

Anyway, I'm posting to see the rest of the story. I've got popcorn 🍿

ThatUniqueKoala · 04/02/2025 00:33

YABU.

I'm team Bank.

Meecrowahvey · 04/02/2025 00:34

Is your friend imaginary?

RechargeableGnu · 04/02/2025 00:34

Shouldn't you be called Rob DeBank?

ChonkyRabbit · 04/02/2025 00:39

#TeamBank

Ohnobackagain · 04/02/2025 00:41

RechargeableGnu · 04/02/2025 00:34

Shouldn't you be called Rob DeBank?

@RechargeableGnu HAHAHA brilliant

TheYearOfSmallThings · 04/02/2025 00:42

RechargeableGnu · 04/02/2025 00:34

Shouldn't you be called Rob DeBank?

Bravo! 👏 👏 👏

BreadInCaptivity · 04/02/2025 00:45

RechargeableGnu · 04/02/2025 00:34

Shouldn't you be called Rob DeBank?

😂😂😂😂😂

Original poster
LittleRob · 04/02/2025 00:46

RechargeableGnu · 04/02/2025 00:34

Shouldn't you be called Rob DeBank?

changed it for you....! top marks for creativity

OP posts:
HaddyAbrams · 04/02/2025 00:48

Sadly you can't name change mid thread.

So are you going to tell us what actually happened?

ThatFluentTiger · 04/02/2025 00:53

I’ve been Debanked, it’s not that exciting sorry Rob

Original poster
LittleRob · 04/02/2025 00:53

that's rather annoying... about the name yup details to follow

but I go on shift at 04.00 so need to just get some sleep more once I clock off.

OP posts:
FallOfTheHouseOfUtterlyButterly · 04/02/2025 00:53

You know what, it's late and I'm bored. Let's go for it

Original poster
LittleRob · 04/02/2025 00:54

ThatFluentTiger · 04/02/2025 00:53

I’ve been Debanked, it’s not that exciting sorry Rob

but did they keep all you money as well..?

OP posts:
ThatFluentTiger · 04/02/2025 00:55

LittleRob · 04/02/2025 00:54

but did they keep all you money as well..?

Show quote history

I got it back eventually

Spirallingdownwards · 04/02/2025 00:55

Did they keep the balance because it was under £1 ?

Lovebirdslovetea · 04/02/2025 00:57

I didn’t know this was a thing. I’m going to start using cash for everything soon anyway. This is worrying though. How did it happen?

SomethingUniqueThisTime · 04/02/2025 01:00

What a cliffhanger …

UbiquitousObjects · 04/02/2025 01:01

When banks 'debank' they don't withold the money in the account permanently unless there's substantial proof that all of the funds in question were obtained fraudulently or criminally from someone else - and even then the money will sit in holding and eventually be forwarded to who the rightful owner is determined to be. The banks don't simply 'bank' the money for themselves. Ever.

The majority of people 'de-banked' are for very good reasons.

OliveWah · 04/02/2025 01:02

Well this thread was even less exciting than I was expecting it to be.

"Has this thing ever happened to anyone? It's happened to me, and I've got a ker-azee story alllll about it! I'm not going to tell you though. Thanks for stopping by."

2/10 Rob, must try harder.

Anotherparkingthread · 04/02/2025 01:02

Why would you start at thread and decide you're going to finish it later? It's not a sandwich rob.

#Teambank

Lovebirdslovetea · 04/02/2025 01:03

UbiquitousObjects · 04/02/2025 01:01

When banks 'debank' they don't withold the money in the account permanently unless there's substantial proof that all of the funds in question were obtained fraudulently or criminally from someone else - and even then the money will sit in holding and eventually be forwarded to who the rightful owner is determined to be. The banks don't simply 'bank' the money for themselves. Ever.

The majority of people 'de-banked' are for very good reasons.

I got a sudden large payment for something which was slightly more than my monthly income and on a separate date. How do the bank even work out if something is fraud

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