I urge you all to look at PPI and any claim you can make.

[gregssausageroll]

You don't need one of these so called specialist firms to do it.

I have received an offer of £4221 from M&S in the post this morning.

All it took was a letter asking for my original signed application and then a claim form.

I started the process on 30th October and received my offer today for the cost of some paper and a couple of recorded delivery envelopes.

I am still waiting to hear from a couple of other lenders but what a fantastic start to the weekend.

mummydays that sounds fine to me!

Oops sorry mummydays I completely missed your posts. Yep, looks good to me. Send it recorded delivery aswell so that they claim they didn't receive it

Thanks Tequila and awaywego, I will get it posted tomorrow....and then I will wait with everything crossed!! I dream of clearing debts and if this works it could make my life sooooo much better.

Best of luck with your payments. Hope they come through soon.

Hiya Tequila. I was quoted a cheque number and amount for some reason. Thanks for email details. If no cheque 2moro will be emailing a demand for immediate cash transfer into my bank account

Good luck mummydays!

SH05, I already tried demanding the bank transfer. They aren't allowed to do that though apparently , it has to be cheque.

Will keep everything crossed that Mr Postman brings your cheque in the morning. Meanwhile I'm off to now tackle Capital One who I'm also still waiting for a cheque from

Just googled on my phone. It's Vikram Pandit. Obviously separated by a full stop in the email address.

hey tequila and sh05 hope you both get your cheques soon as promised. I phoned citi today to see what stage they were at with my cheque and apparently they requested it on the 8th oct so 15 working days after that I apparently should get it!!!
I then questioned them over another loan I had with them from 2001 to 2003, I had put in the forms at the same time as the other loan but have not received any acknowledgement of them receiving it. they say they cant generate anything for it as it is too old. i have sent them copies of agreement and account number so we shall see. the loan had ppi front loaded for £3800 so I think i need to work on this one!!

UNITY----TEQUILA EEEEEEEUUUUUUURRRRRRREEEEEEEKKKKKKKAAAAAAA

Cheque came this morning. Ordered 14 Sept, letter & cheque dated 28 Sept. Posted 9 October. Hope this give you a leadtime on your own wait. Off to open new bank account. Blog later [shocked]

Yayyyyyy well done n enjoy xx

sho5gvy - well done :o) x

Woooooooohooooooooo! Well done SH05!!

Now, go and spend it unwisely

Thanks Tequila , Thank you all Now for Santander and Blackhorse .
Tried to blog earlier but my laptop kept crashing, A new 1 me thinks along with my new car. So happy I cant type any sense needed and to hell with being on the wagon

brill!! SH05GVY I hope you enjoy spending the money and thanks for the timeline to give me an idea as to when I will receive my cheque. good luck with the next claims.

Well done

Been following (and posting) on this thread for a while. Someone upthread asked about Barclays (Barclayloan). I also had my request refused, alongside claiming for PPI on a Barclay overdraft. The Ombudsman details came in the refusal letter.

So my claims are now in the mile long queue the hands of the Ombudsman and will take about 47 years a year.

Shakey, that's strange, we got DH's overdraft PPI back without any hassle at all. In fact it was one of the quickest ones.

What was their reason?

I really must do this, no idea where to start or to beginning even thinking of which loans or credit cards I have had in the past 15 years!

Tequila Well it's strange really. In the refusal letter they don't actually stipulate what the reason for refusal is. Just a bland "After looking at xyz I can find no evidence of mis-selling" Same letter for the Barclayloan also.

Very odd Shakey, good luck with the FOS, hope they sort it out for you

Still no cheque here from Citi

Tequila. Hope you get your call 2moro to confirm cheque on route via Recorded Delivery. Ask them to Courier cheque to your place of work

I bloody better get either a cheque or a call today or I'll scream!

I work from home so as long as they send recorded today I should get it tomorrow. Please God.

Citi just rang. They have the cheque there and will send it out by recorded delivery. I should therefore receive it tomorrow.

Breath Tequila Breath 2 more sleeps before my cheque clears...........It best not bounce else I'll be getting Cameron to declare war on the US. Look forward with anticipation to your next update

Hey tequila hope you get your cheque tomorrow. i think i may ring citi just to remind them that they authorised my cheque on the 8th october and to remember its fifteen working days after that that I should get it.!!!! they still havent aknowledged my other complaint!!
SH05GVY enjoy spending your money in a few days!!

Hi Unity. Was cheque Authorised or Ordered. Sorry to sound faceious but Citi are serious hard work. If Ordered, dont expect cheque to be raised for another week at least but then do as Tequila did and email the top notch. They may just live upto the 15 working day target...Good luck.