I urge you all to look at PPI and any claim you can make.

[gregssausageroll]

You don't need one of these so called specialist firms to do it.

I have received an offer of £4221 from M&S in the post this morning.

All it took was a letter asking for my original signed application and then a claim form.

I started the process on 30th October and received my offer today for the cost of some paper and a couple of recorded delivery envelopes.

I am still waiting to hear from a couple of other lenders but what a fantastic start to the weekend.

My egg loan is being sorted by egg and my old egg credit card is now with Barclays so they are sorting that.

Hopefully I will hear from egg soon as I sent the forms off mid April so 8 weeks has come and gone.

Grasshopper. I spoke to EGG yesterday and according to the lady on the phone my case was closed on 29 May and I should have received my letter by now, she is going to re-send it, hopefully I get it this week with some good news.

I would wait a week or two and then give them a call, just in case.

Hmmm thanks Bling, that's interesting as they sent us a letter at the start of the complaint (acknowledgement and o questionnaire) that we didn't receive. I only know they sent it as they referred to it in a follow up letter. If we've not received anything by the end of the week I'll give them a call I think! I hope yours is good news?

Great news, I can't my letter from Barclays (used to be an egg account) they can't seen to find any evidence that I was or wasn't mis sold my ppi do they are upholding the claim and sending me £1800!! Woo hop do thrilled

Now to just wait to hear from egg about my loan

Sorry about the typos, was feeling DD and typing at the same time, clearly not as multi talented as I though

Woooooooooooooooooooooooooooooooop

I just got a letter from Egg confirming the uphold my complaint and will refund me £9k :o :o :o

Oh my god, this will literally make so much of a difference, I can pay off my credit card, my overdraft, not be in the red every single month, I'm soooooooo happy - it literally took one letter and waiting 8 weeks

I have also received my letter, Barclays are giving me £1800 and egg £1200. Very happy yah!!!

Booooooooo I'm still waiting on EGG, I got a letter last week saying that they are waiting for some records before making a decision, and I can wait or go to the ombudsman as its over the 8 weeks

But on a good note, DH received over 2k in tax rebate yesterday! Nice surprise that was

Barclays sent me a similar letter but I just decided to wait, then 2 weeks later they sent me their decision so it might be worth waiting.

Now I am just waiting for the cheque and bank transfer and then I can start spending

We're waiting on a decision from Lloyds. They've just phoned and asked to speak to Dh but he's not here until tonight. Why would they be ringing? It's been about 6weeks since we sent in the claim. They won't speak to me because it's in his name. I think I might explode with curiosity before this evening!

I came across this thread by chance, Ive never claimed for anything but times are hard and my brother said his friend got back 5k on a loan. So got me thinking ....
Ive had 3 loans 1 still has 3 years to pay but i dont think the current one has ppi as it says N/A do you think its worth just sending a form off anyway ?
I'm diggin out the paper work from the other 2 later but have a feeling I didn't have ppi on them.

I also have 3 credit cards virgin/ltsb/barclaycard they are all pretty much on there limit most the time around 4k on each. Ive had the cards for years esp the virgin one maybe as long as 6 years I don't know if they have ppi on them although on my ltsb has something about 0.5% premium PPI.

Has anyone had any luck with claiming from cards?
I am going to send off forms for everything I have like ive read in the thread it can't hurt to try.

Thanks.

am stunned, egg have refunded £6k today! So happy!

hey there, i just contacted LTSB today about a loan and a credit card i took out with them, mis-sold on both as i don't work and never have i always been a stay at home mum i have 6 kids.

now the loan was for £2000 and my CC is £1500 which i am still at the upper limit for any ideas what i am likely to get back? the loan has all been paid back now well for a while

can any one help me im trying to get contact details for the following companys
EGG
Morgan stanley credit card
and RBS
id like to try and reclaim PPI
your help would be much appriciated

Came across this thread on Saturday - just sent off 4 claims. Not expecting anything as I am never that lucky, but thanks to greggs for motivating me!

Has anyone got the contact details for a Principles Store Card? Thanks.

I have started a ppi claim from my barcalys 1994-2004 this week, but thinking about it, how far can I go back with other ppi claims? I had a car loan about 1994ish - think it was with 'First' or actually 'Lombard' I can't remember - is there any way to find out? I do not have any of the paperwork now.

i have just started a claim with lloyds on sat regarding 3 joint loans i had with my ex hub which i know had ppi on as i can remember who made us have it as he said we wouldnt get the loan if we didnt all i did was go in branch and ask and the nice man printed me a list of all things with my name on it and then made a call to the lloyds ppi helpline i also put 1 in for a cc i had in just my name.
going to ring welcome tomoro(fingers crossed) as we had afew with them aswell and they sed again we had to have it or no loan think theres about 3 or 4 but only have info for 3 so will see how it goes.
now i do have 1 small(large)prob me n ex divorced and he remarried then a few yrs later he killed himself so left no will or anything will the companys refuse to pay me because it was in joint names??
im not bovad if i only get half as i paid half the loans and for all i care they can stick other half in xmas booze fund lol
anyone have any clues if this is gunna cause probs??
cheers

also ment to ask the credit card fell into default due to the death of ex as i stopped getting money off him so would they be able to use any money refund to pay this off or would they only be able to use any refunded for cc??

ok so rang the fcos(or woteva they are called) after following the options got put thro to welome cust services after give name dob address n stuff he told me all loan ref numbs loan amounts n how much ppi i paid on each gunna send out paperwork that i should get by end off wk i need to send questionaire bk wiv copy of passport n ex hubs death cert as i was main person on loan him bin dead shouldnt cause to much probs.
rang tsb again this morn just to confirm my claim had bin logged yes it had and again need to send off death cert n copy of devorce to prove that we where married when loans were taken out.so both sorted now just need to wait n keep fingers crossed gl ev1 else xx

Can anyone give me some advice about Dp's loan with LLoyds tsb. Trying to get the ball rolling with a PPI claim, but struggling to know where to start.

The original loan was taken out about 20 years ago (was paying PPI), he's had subsequent loans taken out since then that i think have either been added onto the original loan or have been used to clear the original loan and then give him so cash to play with IYSWIM. I've just spoken to the PPI compensation people at lloyds and they say DP needs a "product account number" to get the ball rolling.

However they wouldn't/couldn't tell me whether thats the account number on the original loan or subsequent loans etc. Whats concerning is that when i asked lloyds if they would be able to access all the information with one of the product account numbers they said they couldn't; so really dont want to give them the wrong information.

We did use the template on MSE and sent a cheque to try and get hold of all the information about the account but we never got any response (and to be honest we still wouldn't know which bits he could claim for or not)

As a bare minimum DP believes he's elegible for about 8 years worth of PPI payments (plus interest) as his situation hasn't changed in this time and when he went for a review at the bank recently they told him he didn't need to pay PPI as another cover that he has would have covered him anyway.

Finally got my settlement back from Barclaycard for an original Egg credit card. They've offered me just over £2k which is fab. Makes maternity leave a little more bearable!

hi yesivechangedmyname.
now im new to this myself so in no means in the know but on sat just gone i went into my local tsb branch where th loans were taken out explained to the man at the cust service desk what i was doing and what i needed.
he then printed off a list of everything ive had with them that had my name n it ie single loans n joint loans now my claim is goin bk about 10 yrs but maybe a bit more as im just guessing from how old my son is now.
also it showed on list that they where 3 joint loans that all had the same product numb as this is how they used to do it bk then it would just have a /1 /2 /3 at the end hope thats of some help xx
oh i also took my passport in just incase they needed it n had to sign a lil bit of paper so he could check it was same as 1 on their records xx

p.s the loans where used in the same way as yours from the sound of it ie money added at end on rolled on to another loan xx

I've been inspired to enquiry about my previous credit cards & loan now!

Mine have been with sainsburys, virgin & rbs.

How do you know what address to send your letter to?

Got 2 letters today from lloyds 1 for cc saying no ppi on that but the 1 for the loans says we will look into it give us 8 wks so im guessing that meens there was ppi on them so its just a waiting game now xx