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Higher education

Talk to other parents whose children are preparing for university on our Higher Education forum.

Cost of stepdaughter going to uni will stop my son being able to do the same

534 replies

Exhaustedbird1 · 21/12/2025 14:01

Just after some views on this please as not sure where to stand my ground and how to make this fair.

For context so no drip feed : Married, have one DS and one DSD. DSD is one year older than DS.
DSD came into my life 5 years ago, I dont have any involvement in raising her (DH has her weekends at his PIL house as we have a tiny house and no space apart from a sofa bed (my house when we met and we cant buy bigger as DH still paying for his exW house until DSD turns 18, live an 1.5 hours away so she gets bored at ours and can't see friends / do hobbies over the weekends if she was at ours so it just works best).

DSD has her heart set on going to uni - I fully support her in her decision as I want her to live her life and follow her dreams. DSD mum says she can't afford to assist with funding DSD at uni (she is low income through choice, works 16 hours a week to get full benefits (those who'll comment how do you know; she proudly told me and said she couldnt imagine having work full time like I do) as DH still pays for half the house and some of the bills under the divorce agreement until DSD turns 18). Our joint income whilst not huge means that me and my DH are likely to have to fund quite a lot of her uni costs. I dont begrudge her this as I love her and want her to succeed in life but here's the kicker....
My son also has his heart set on uni and is a smart kid and needs a degree for what he wants to do in a career. By myself and my DH funding my DSD through uni means there's no way we can afford for my son to go.
To not drip feed, my DS's dad died when he was very young so no financial input from that direction.
My DSD will go to uni, her heart is set and both her parents and I want her to go but where does this leave my DS? I cant save up enough to cover his costs from my income and it just seems so unfair his life choices will be limited by me funding a child who is not biologically mine. I want the best for them both.
How do I make this fair?

OP posts:
Pikachu150 · 22/12/2025 19:58

vickylou78 · 22/12/2025 19:56

Both children will need to work whilst at uni and apply for student grants and loans.

There are no grants nowadays and not enough jobs for all students to work. Most parents contribute if possible.

Sassynanny · 22/12/2025 20:08

In NZ we never expect our parents to pay. We get student loans to pay for fees and textbooks etc. To live we get student allowance and top it up by jobs at places like macdonalds. Parents dont contribute on top of it all.

OhDear111 · 22/12/2025 20:14

@Sassynanny Don’t think NZ rules apply here. The cost of uni accommodation is high and the lower value loans haven’t kept pace. They are often only 50% of the cost of accommodation.

vickylou78 · 22/12/2025 20:15

Pikachu150 · 22/12/2025 19:58

There are no grants nowadays and not enough jobs for all students to work. Most parents contribute if possible.

Of course there are jobs but they've got to look for them as soon as they can when arrive at uni as they get snapped up!

whyyyyyisitmonddayy · 22/12/2025 20:15

SleafordSods · 21/12/2025 14:06

DSD will get a full loan. You don’t need to find anything. She needs to make decisions for her Uni and accommodation based on how much the loan is. You can also look into bursaries with her is her DM is on benefits.

You’re joking. The full loan doesn’t cover everything.

OhDear111 · 22/12/2025 20:16

@vickylou78 Why? DD will get full loan and possibly a bursary. Choose the right uni and be careful with money, she might not need to work and some university courses prohibit working.

Pikachu150 · 22/12/2025 20:17

vickylou78 · 22/12/2025 20:15

Of course there are jobs but they've got to look for them as soon as they can when arrive at uni as they get snapped up!

Times change. There are not many jobs suitable for students in some cities nowadays.

chocorabbit · 22/12/2025 20:19

Puzzledandpissedoff · 21/12/2025 17:39

If he's banking on 50% of the equity from the house, plus no longer having to pay that mortgage, I suspect he'll have a bigger battle on his hands when it comes to selling it

Do you know what plans his ex has made for supporting herself once DSD turns 18? Because if she's hoping DH will just go on paying, god help you

Edited to apologise; I see you updated to say his ex "doesn't want to think" about what'll happen when DSD is 18, that it's been a theme throughout and that you expect begging letters/expectations that DH will carry on paying

Best get your replies prepared, I'd say

Edited

That's what I was thinking. Your DH couldn't make her work more hours so how will he make her sell the house? Where will she go? Has the court decided that they sell the house? Will the court's decision be realistically enforceable?

mamajong · 22/12/2025 20:21

LoughboroughBex · 21/12/2025 14:03

If DSD’s official residence is her mum’s house then her funding for uni will be based on her income so she should get full loan and grant

This. She will have to get a job to supplement but should be eligible for the full maintenence grant

vickylou78 · 22/12/2025 20:29

Pikachu150 · 22/12/2025 20:17

Times change. There are not many jobs suitable for students in some cities nowadays.

Guess depends on what city!! There's jobs here.

Pikachu150 · 22/12/2025 20:30

vickylou78 · 22/12/2025 20:29

Guess depends on what city!! There's jobs here.

Very few where i live.

Christmascaketime · 22/12/2025 20:40

Sassynanny · 22/12/2025 20:08

In NZ we never expect our parents to pay. We get student loans to pay for fees and textbooks etc. To live we get student allowance and top it up by jobs at places like macdonalds. Parents dont contribute on top of it all.

Are NZ students loans much more generous and your accommodation cheap?
The issue in England is loans haven’t kept up with cost of living so student accommodation often costs more than loan the yp receives.
The wage boundaries the loans are based on also haven’t increased for years so eg both parents on minimum wage wage are classed as a high earning household and are expected to contribute nearly £4000 a year to their yp. Lots of parents are shocked at the level of contribution required (I’m not surprised given how many in this thread seem to think grants still exist…)
The changes to Min wage/NI also have hit the pt job market making student jobs hard to secure in some areas and if they’ve can they are often 0 hours types. Some unis require attendance at tutorials and lectures with logged attendance so missing uni to work a shift isn’t always feasible.

Clonakilla · 22/12/2025 20:40

Quite bizarre to me that anyone would think not being funded by parents = not going to uni. I entirely funded myself as did many of my peers. It was difficult to work that much around medical school but I didn’t have a choice.

You both give what you can to help your own child - including by providing a free place to live, that’s a pretty good deal - and they support themselves with paid work. They’re surely already working now if they’re this close to adulthood.

pollymere · 22/12/2025 20:42

She'll be 18 when she goes to Uni so your DH will suddenly have n increased income as he'll no longer be expected to contribute to the cost of his Ex-W house. And Ex-W will have no reason to not work full time to pay the cost of her house and contribute to DSD being at Uni...

Clonakilla · 22/12/2025 20:44

Pikachu150 · 22/12/2025 20:30

Very few where i live.

You live near a university and there are no jobs? Theres a university but no cinemas, shops, restaurants, cafes, or care homes? Nobody needs tutoring or baby sitting?

How extraordinary.

AmarylIis · 22/12/2025 20:49

PersephoneParlormaid · 21/12/2025 14:05

They both get the same.

Why?

Surely, the son gets 2/3rds and the step daughter gets 1/3 of what is available?

Climbinghigher · 22/12/2025 20:52

Unless they are doing a vocational degree there will be ample time to work. A lot of unis have changed timetables to make it easier for students to work. Tbh they need to work a bit at uni if they want to be remotely employable when they graduate.

That plus even the basic maintenance loan is doable.

sounds like you can afford to top up a bit, so top up the one who won’t get the full maintenance to match that (so your dd).

ParmaVioletTea · 22/12/2025 20:59

Cismyfatarse · 21/12/2025 14:04

You give them exactly the same. Anything from nothing at all to pay the whole lot. They max out loans (fees are paid that way). They work part time alongside. Both work holidays. Both could consider a year out before to save. It must be fair or you will split the family.

This. It is totally unreasonable to fund one child and not the other.

Or, you fund your DS, and your DH funds his DD.

Ebonyivory · 22/12/2025 21:07

I’m still paying off my student loan and will be until it is probably written off, I am not suffering for this, in fact I’m in a better job due to having a degree.
I got full maintenance, and a grant due to my parents income and I worked part time while I was at uni for my fun spending money. It is easily done these days without parents having to fully fund it. They can both go.

Elzibub · 22/12/2025 21:15

LoughboroughBex · 21/12/2025 14:03

If DSD’s official residence is her mum’s house then her funding for uni will be based on her income so she should get full loan and grant

This. She can apply as living at her mums (where she does live) and will het maximum uni loan amount

myglowupera · 22/12/2025 21:19

Localfriend · 21/12/2025 14:11

But what if the OP has the money and WANTS to support her child.

Exactly. I don’t think she should be giving her son less when she could be giving him every penny she can.

Fangisnotacoward · 22/12/2025 21:19

I agree with other posters. They both get the same or nothing. If you can afford to pay for your DSD 1000 per month, they each get 500 instead. 100 a month, they get 50 each. You cannot pay for her and not him, its unfair and if your son didn't resent you for that down the line, id be surprised

JohnTheRevelator · 22/12/2025 21:20

LoughboroughBex · 21/12/2025 14:03

If DSD’s official residence is her mum’s house then her funding for uni will be based on her income so she should get full loan and grant

Exactly what I was going to say.

MayaPinion · 22/12/2025 21:26

The vast majority of students have student loans. It’s fine and completely normal. My DD also has a job one day a week in a gastropub which gives her an extra £500 a month once tips are included. It’s all doable - and remember it’s short term - it’s just for 4 years. Your DS absolutely doesn’t have to miss out.

Chattytwin · 22/12/2025 21:29

Christmascaketime · 21/12/2025 14:14

Where are you based as student finance varies. If she’s in England and lives with mum her loan will be based on mum’s income. It sounds likely she’ll get full maintenance loan (mum earns under £25,000) Some unis will also give extra bursaries and scholarships to maximum loan recipients. If she’s chooses sensibly she’ll be absolutely fine. It’s students on min loan where parents haven’t realised and can’t afford the required top up £6000 a year that can struggle.

This exactly, although not necessarily a case of hadn’t realised, just can’t afford it