DS1 off soon for 1st year, I'm trying to leave everything to him to sort out..with a bit of help if he asks and quite a bit of nagging. Just went through an application for a credit card with him, for emergencies but didn't get far. Used the same bank as his student and savings account. First we put income nil, and not surprisingly it rejected the application. Then we tried income 10k...as that is what his loan/fees is...it offered a £500 credit limit which was fine, then crashed and then said wait 10 days! Grrr. Do any of your students have credit cards and did you put any income in ? I really don't know how to proceed now. Should we have done it differently? Any ideas? Otherwise we're not buying much stuff for him, he can use stuff from home...if I can find an old duvet!