DishingOutDone
No thanks necessary! How was the first week at work?!
About the defaults.......I’m making a calculated decision that captain chaos Will have backed himself into a corner regarding the mortgage and secured loan defaulting. He has to have a clean credit record to get a new mortgage alone. Mortgages here in the UK ( don’t know where you are! ) are called ‘ joint and several loans’ which means, making things simple:
if my mortgage payment is £100 and he paid his £50 and I paid nothing, the mortgage company (in law) has to apply £25 to his half and £25 to mine.....we would both still owe £50 jointly!
So I’m betting he will continue to pay it all once the penny drops. The same law applies to loans secured on property.
But everything would need to have at least 3 full payments behind to default. In real terms that means 6 missed payments for the mortgage and loans. If it was all defaulted tomorrow, this would help my position, I would be legally homeless and be rehoused! He would not be in the same position, the defaults would be on his credit record, stopping him getting a mortgage. A bit long but there you are!
No other news regarding housing, but I’ve informed the solicitor that I’m no longer interested in his position and I will putt he house on the market and sell it without him or waiting for her to do anything more. He can sign the agent form and the sale document at the same time for all I care!
My daughter knows where I am and I’m so disappointed in her, but I’m not crying anymore tears or waiting for her anymore. I’m sure she will find me when she needs to.
My sons name means firm and strong, middle name means, asked of God. And he is.
I hope that the journaling, mediation etc is helping your day pass. Remember what a warrior you are!
Here’s the meditation I use from youtube, the waves put me to sleep 😴