Weekend everybody, how are things?
I had a huge wobble earlier in the week when youngest DD (16) asked if we could stay together till she finishes year 13 - can't blame her for asking. And she and H were getting on well. I said it wouldn't be her decision but I would take it into account and that it would have to be up to us as we are the adults. I was trying not to put responsibility on her. She was telling me how scared she is of H wanting her to "look after" him - yes, I share that fear - been on my mind for years. He has no real family and has alienated his friends so any attempt at a relationship from our daughters he will seize upon as a lifeline; not to enjoy time together but for him to use them as a practical and emotional crutch. We'll never be rid of him.
Anyway, I digress. So I'd looked up the finances, I've crunched the numbers till they bleed and if we split and he has to rent then I will be left with just over £400 a month for me and DD16 (other dd at uni) for food and clothes, fares etc. He'd have around £300. I cant take any more from him as he wouldn't be able to afford a 1 bed rental otherwise. Then there's the issue with his pension; apparently his type of pension is so difficult to "split" that I would be advised to take a larger share of the equity. That would give me cash in the bank and I can afford the mortgage/rent on a shared ownership place (lots round here) but would mean he would be at a huge disadvantage in buying as he is semi retired and I am younger so can still get a mortgage if that makes sense.
So faced with all this worry on top of what exists I started trying to find a way not to go ahead with it all, or to modify my plans. I began to think maybe he could just move into our large room downstairs, take it over as a sort of "bedsit". Then a couple of nights ago he lost it completely and reverted to type, 1am shouting at me as I wanted to have the window open in the bedroom, then the next morning was saying over and over again "why do you treat me like this, what have I done to deserve it". Because I wanted the window open.
Anyway, softly softly as they say. Today I am tackling him about money and hoping we can get separate bank accounts. We've built up debt on credit cards and we need to swop that for a loan; also I think separate accounts would help us both keep track of spending and of course (not revealing this today) help us to split up.
Older DD said to me look he clearly hates you so surely he would welcome a divorce? I just can't put into words why he won't. He wants me to be here to be his excuse, his verbal punchbag, his secretary - I am literally everything to him, but not in a good way.