Frugal Friends Finding Financial Freedom In February

[Wolfcub]

New Fred

Dh also said that looking after two littlies is a breeze. Ha!

In the last half hour with dd he’s been sicked on, poked in the eye and she’s done a massive fart that wasn’t just a fart. So he’s on nappy change no 2...

I’m eating my toast and having tea. I’m getting the bus in 40 minutes.

Hope you have a great first day back em.

I used to make it a lot sea, although with galaxy chocolate on top, so hardly frugal . I definitely need to have another go. On Saturday I made flapjack, so having a huge piece of that at my desk to hopefully cheer me up. Pay day is this Friday, but the pay slips are out today, so I can do my sums. Wishing everyone a fabulous day.

Bus wanker

em wonder will your dh be singing the same tune when you get home this evening? Best of luck on your first day back. The weeks fly because you're busy at work and busy at home, organisation is key

Ooh caramel shortbread, one of my staples if I've to make something for an event, have never got to freeze it there's never any left, haven't made it in years now

One of the wedding presents I put up on facebook has sold, that'll be €25 in new house fund tomo eve

Got first of df's vat return claims approved €84.10, this will be part of deposit for rental

Hi Tayto thanks .. we havent bought a camper yet, but planning on hiring one for couple of weeks in the late spring, in Denmark as out first foray !! (excited) .

Is that a plant in your bag Em? hope you enjoy your first day back.

Did anyone see the 20 best potato recipes in the yesterdays Observer? its cold and rainy here and I am making the Mallmans squashed roasties for dinner.. (reckon they will be nice with some left over ham we have in and grated cheese and broccoli..) Yum and frugal

Im going to spend this week sorting out and listing some of my work clothes ..I'm not going to be wearing them again , and have some nice stuff

Hope today goes well Em
Girlie dd & I went to see Little Women last night too.
Millionaire shortbread sounds divine, but does not fit with my current eating plan. Dd is planning to do an afternoon tea for me & my mum & dad on Mothers Day (forward planning!) so I may have to drop hints!
Gym class this morning, then weekly shop from Booths £35, quick tidy up then old work friend came over for lunch. We had soup that I made on Saturday and my gin damsons were lovely in a tea bread I made yesterday, so no spending.
Ds was much better again by last night & i felt better for venting on here! The only way he is going to make the right links between what he does in terms of activity & fatigue levels/blood sugars is by learning the hard way. Energy gels/tablets are no good as they cause a quick boost followed by a bigger crash afterwards, we've agreed I will experiment with flapjacks laced with nuts & seeds.

NSD today - just usual £5 on skatepark fees. Bought some leggings for the gym but will be sending one pair back as not the right fit £25 per pair

How did it go, Em?

Didn't quite manage an nsd, remembered a birthday later in the week and ordered something from Amazon. Not expensive though.

Payday tomorrow and still, just about, in the black!

Haven't read thread will catch up later....lsd
£3.57 bread, frozen chips, 2 bags of milky way stars for my home made banana cake......

Ohh your bread sounds lovely Fear.

Spent £7.00 in Iceland on crisps, popcorn and coke, for movie night.

£3.52 coop for a smoothie and avocados

I also remembered to move £50 into my help to save account

Happier the anti-depressant definitely raised a red flag. After I'd answered all of the insurance broker's health questions, he told me I'd be getting a call from a nurse in the UK (Irish insurance company but maybe UK parent company?) specifically about that. I had a phone call early in December and the nurse asked me a lot more questions about which anti-depressant I'm taking, what dose, what condition my GP had diagnosed, if I ever have any thoughts about self harming etc. . She asked me if it would be ok for her to tell my broker why I was turned down, in the event that I was refused insurance. It didn't sound very positive. Anyway, I spoke to my broker today. He told me that they were waiting for a report from my GP and they only received it on Friday. I should hear back in the next few days. Fingers crossed....... It's terrible that insurance companies discriminate against people with mental health issues. Meanwhile, I don't currently have life insurance cover so let's hope I'm not run over crossing the street tomorrow. I'm in a similar situation to you re: mortgage - that's why I'm proceeding with the separation. Otherwise I'd wait for a divorce and just do it all in one go, with one set of costs.

north sorry to hear about your DS. It's hard to step back and watch them mess up. But I guess they all have to grow up and learning to manage his condition is part of that.

Mrs I wouldn't have time to post regularly on two threads - as it is, I dip in and out of this one. But I enjoy reading about Christmas (gives me a warm glow) and one of the posters on that thread embroiders some fabulous Christmassy designs. I'm not much good at sewing so I'm in awe of people who are talented in that area.

madden that sounds like a nice Sunday - well, apart from forking out for the window locks and panel.

Girlie I saw 'Little Women' over the Christmas holidays with DD and we loved it. The actresses who played Jo and Amy were brilliant. DD is a big Emma Watson fan but we thought her performance was disappointing. She just wasn't convincing as Meg.

em how did your first day back go? Can't believe your maternity leave is over already. Seems like only yesterday you were confirming your pregnancy.

LSD - €2.50 for milk

If anyone has any easy caramel shortbread or flapjack recipes or cheap puds in general please suggest links, im enjoying banana cake but im going to get bored pretty quick!

Tayto, that is awful about the the antidepressants, I hope it all goes ok.
I'm really angry and saddened about that!
Fingers crossed for you x

19 pet food. 11 top up shop. Typical. Always spend more on them. Tomorrow should be NSD

Tayto I agree, I'm not a big Emma Watson fan though! I like the other Little Women film and struggled to accept Beth wasn't Claire Danes in this version!! That's disgusting re the life insurance company, I'm furious on your behalf.

Hope your first day went okay em and your dh coped okay with the two little ones 😬

I've been in a meeting all day 😩 I'm off to the spa Wed/Thus with my two best friends. It's an annual treat we have in January, I paid for it a while ago, can't wait!

Today was a NSD

Hello.

First day went well. Everyone was super nice and welcomed me back with open arms.

“Only” 10,000 emails to trawl through...!! A lot were for seminars and cpd. I deleted those. And meeting requests from July - November that I’d been ccd on. All other emails I filed unless I was the only person on the distribution list. Haven’t read any of January’s emails yet. But am getting there.

Walked up to dsis’ place today. Left her a keyring from the dc.

Gym after work. Cardio session. Best my 1000m row time by 5 seconds. Wahooo. Can do it in 4.33 minutes now. The goal it to get as close to 4 mins as possible by the end of feb.

Home and a ramen style noodle soup for dinner.

Took my pack up today so no money spent on lunch and snacks.

Only spends £3.05 on green tea for my desk. And £2 on the bus - annoyingly I have misplaced my bus card. Gah. I only found it again recently. If I’d used it it would have been £1.80 on the bus.

Dh and ds bought me flowers for my desk. They had a lovely day. Dh is so so tired now!!

@Laska2Meryls yes it’s a plant! A little succulent. Needed a bit of green on my desk. 😀

I will read back in a bit - just to say I self excluded because I was becoming a grumpy bitch with the uncertainty re the job. Finally heard today they I have one and of the options it is my preferred one.

Hope you are all keeping well. Wolf if you haven't already make the application.

Tayto l know who you mean, it's Fluffy, Crazy, Woolly & Fanny they are brilliant at crafts. I understand you saying that , l have a guilty lurk on another thread with lovely ppl on and l am too busy on my other threads to join in . One day l promise myself
That is awful of the Life Ins company so discriminatory of them and no need for it imho!
Em l am glad your first day back went well , its not easy leaving our lovely little ones
I have managed an £11 spend today that is all that was in Wr for fruit & veg . So am keeping tabs quite well atm
Fear l have a link for the potato recipes mentioned by Laska up thread l also have a recipe for a no cook caramel/millionaires shortbread
kerrycooks.com/no-bake-millionaires-bars/

www.theguardian.com/food/2020/jan/27/observer-food-monthly-20-best-potato-recipes
Better shift to bed Dh starting to yawn

Glad it was good Em.

Tayto that’s awful about the insurance.

Unescorted hurrah and congratulations! That must be a massive relief! Well done to you. Hope the whole department settles down now, these things are very disruptive.

Nsd but I have to order bathroom tiles tomorrow as the 15% off Jan sale finishes and that a big saving as out bathroom is quite big so we need a lot of tiles! £££. I am losing confidence in my choice though so am too scared to press ‘go’! It’s really hard looking at one tile and trying to work out if you’ll like acres of it. (not quite that big )

Third late night in a row working. Will have to really motor to be done by 2am. I am definitely burning out here, once my new person starts in March I need to get back to more ‘normal’ working patterns, i.e. still too much but not actually making me ill .

Have made lunch for tomorrow but am not at my normal site so there will be teas and coffee bought. And I’m not even sorry, I’m going to need it!

Mrs what is this crafty thread - is it a Christmas craft thread or more general? I am a crafter (Especially Christmas-related craft!) but haven’t found many good (ie active) crafty threads on here.

I should be working but my brain is grinding to a halt.

Unescorted congratulations that's great news

Sea hope you finished by 2. Lots of coffee today.

Em glad you had a good first day back

Great news unescorted