I'm back after an extended break due to extreme cricket parenting & other stuff!!
Em every credit on all the socialising, I'm not sure I'd have had the energy
laska big decision re work, good luck with it
Cag
at those primary school sizes. We have one school in our city with a 3 class intake and I was shocked at that.
wreck well done on your dd's report
need glad to hear the happy pony news
lonely the night time wetting is often a hormonal thing. The levels of the hormone desmopressin have to be high enough and sometimes that doesn't happen until 8 or 9. Dd is 12 and takes desmopressin daily as she is dry most of the time but occasionally wets still and the desmo stops it.
Girlie I love your frugal presents for teacher, childminder etc, I bet dd had fun being creative too.
So hectic here, Ds has been playing cricket almost every day for the past couple of weeks which takes some organising and is time consuming too. He has had a good season so far, not his most successful in the junior games but he has really established himself in the senior squad which is great. Dd meanwhile, continues to rake in the cash by being the scorer for the first team. Ds is able to do the scoring for 20/20 games which he doesn't play in and are midweek, so he earns a bit too.
Dd has had an amazing week with a distinction for her drama exam & just the best school report imaginable. For those who remember the difficulties she had in Y6 it is the most dramatic turn around, high school has been a revelation so far for her. "Wonderful, northender's dd, this is one of the best reports of the year, you should be very proud" that was from the head of year.
I'm having a strange few days as it is a year since I was in hospital and I seem to be reliving all the memories very vividly. Most things I am okay with, but the memory of the first night when I thought I might not make it and then the uncertainty of the next few days have really stuck with me. I have been pretty positive since but just at the moment go from wanting to sob uncontrollably to wanting to have a big party and celebrate!!
In frugal news I've managed to stay focussed most of the time. I have switched car insurance and saved £50 compared to the rubbish renewal quote. A lot of our debt is on 0% credit card deals which we are steadily paying off. 2 of the 3 were coming to an end so they have been moved to a 28 month 0% deal (0 fee) on a Sainsbury's CC. I've set up the direct debit on a fixed amount which will pay off the debt in full in the 28 months. The loan we took out for our family car will be paid off in May 2018 so I'm definitely starting to see some light at the end of the tunnel. I've also been accepted for a Halifax Clarity CC which gives fee free cash withdrawals and payments abroad so that will be what we use on holiday. That is set to be paid in full so no interest charges.
Our dual fuel is with OVO. It has just been increased from £85 to £112 a month. I think it would be manageable at £95 but I'll keep an eye on it. We are stingy with the heating in the winter (hard northerners!) and line dry the washing for as long as we can. I don't think it's bad for a big 1930s semi.
Our current account switch to M&S has gone through so I'm now waiting for the £125 gift card. £5 a month gets added for the first year if you have 2 dds going out and £1k paid in each month so £185 total.
No spends so far today. Cake, scones and focaccia baked (I find baking therapeutic), washing all done and out on the line, bathroom cleaned and kitchen half cleaned. Need to decide what to have for tea...
Good to be back 