I have just downloaded my bank statements for June to YNAB. Not too bad considering, main area for concern is my cash spending which I mostly don't analyse out. I try to use my debit card as much as possible so that I can analyse easily. I suspect the extra is at least in part due to extra cash to DS and extra cash spending by him when he goes to the local sainsburys to pick up extra bits.
I have booked 2 holidays for July, shopped around and selected dates to minimise costs. I have set myself a budget in YNAB for spending money but I'm not sure I have the discipline to stick to it.
June was a spendy month with the children needing clothes, holidays, and annoying extras like having to get my computer fixed and printer ink! I didn't spend too much on myself - a top in the white stuff sale this week (I don't have a lot of clothes), a haircut (first in six months).
I will have to try to make some frugal choices with the kids in July, even though we will be on holiday for half of it. August should be cheaper as the kids will be away for half of it with their dad, I want to do some nice things for myself while they are away but at minimal cost - could be a good money saving month.
I still haven't sent back my tax credits form, but I need to do my tax return first. Will get stuck in to that today as I can't afford to lose anything. Will report back when done.