My mum has been fantastic and already given me money to cover the mortgage if I can't pay it. I just don't want to touch it as I owe her loads already...also been left with that debt by him. I also feel that I can't sponge off my mum for ages and so need to sort on my own and she already look as after my DS for nothing while I work shifts.
I will get nowhere with the debt from him. I have sent him all my outgoings and earnings and showed there is nothing on there for me and all he said was he would start paying me £80 a month more if I let him have whatever contact he wants with out DS. I am only letting him see him with someone present at the moment as I have had constant threats of him taking him and going for custody so not allowing unsupervised access until it is all sorted. He has suggested mediation which I am happy with but not sure as he is such a liar and does not think he is doing anything wrong or said anything wrong to me and that his behaviour is totally acceptable. His last words to me last week were 'if you start being nice to me I won't go to court' my reply 'er you keep threatening me with taking DS, you have tried to get the mortgage company to put the house up for sale and won't give me enough money!' his reply while laughing was 'well then I can't wait to get to court and take DS from you then and it will only cost me £200 to process the papers and have him as I will easily win as you can't afford him' not sure how mediation can work with that kind of attitude as surely you need some insight into how your behaviour can have a affect how someone else behaves and surely you need to be able to apologise. Oh well I am prepared to try it but quite frankly I want a residency order as I can't stand to spend the next 14-16 years with him threatening going for custody every time I don't bow down to his demands and refuse to change plans at short notice to accommodate his social life with his OW.
thesecondcoming his reputation among my friends is ruined so it really is no loss to him. Once he started threatening to take our DS and refused to pay me back any money or more towards our DS then I went to the Army but as not legally married not much they can do.
My other debt is just a loan but I am really reluctant to go down the whole I can't pay it route and would rather try other money saving tips and food frugal ways first.
I have reduced phone/broadband from £75 to £38 by changing to sky already. I can't get rid of car the insurance is actually quite cheap as I am old and so is the car LOL. I am going to start walking more rather than taking the car and I have had to do this before and it actually knocked about £20 a month off my petrol costs. Plus I lost a stone and felt better for it.
God that was a long one sorry. I feel slightly better this morning about +6+3
things and have put some of DS old toys away for a boot sale next year. I have changed add on website to include males so hopefully will get a bit more interest now and when my friend arrives I can spend some time putting adds for room on other websites. As at the moment it takes me about 3 hours to write anything as have to keep running off to play with DS. If I can rent that room out I will be fine.
Thanks for all the tips everyone. I will defiantly meal plan I always remembering grumbling at my mum for having the same meals on the same day of the week and now I know why she had to do it.