My sector I know well has a very high number of SME. Not closed by lockdowns but a drop in demand and furlough used in some cases.
Furlough covers one element of the cost - you still have big overheads, lease etc
I know grants were made and bounce back loans but that us further debt.
Right now SME that were in lock down would be feeling desperate not to go back to furlough with high overheads and no trade.
Yes they might say we don’t want ‘campaign of fear’ as they called it, but mostly they are desperate to stay open and operate. The next one could be closure after struggling for two years.