Excess deaths in care homes in April account for at least 18,000 of the 60,000 extra deaths. As far as I can see there is no May care home data published yet.
www.bbc.co.uk/news/health-52284281
I think it is fair to remove these numbers when discussing the risk to school children and their families, but not when looking at the IFR for the country as a whole, this is because the risk of dying of covid is much, much, much greater if you are in a care home rather than in the general population.
So, 18,000/400,000 x 100% = 4.5% chance of dying if you live in a care home of COVID or as a result of COVID before May 1. (This number will increase when May numbers known).
42,000/59,000,000 x100% = 0.07% of dying of covid outside of a care home (this number will decrease once May care home deaths are included.
The difference would be even greater if we subtracted May care home excess deaths from the figures.