Probably sounds a bit awful, but I'm not too worried about the CTF, Gracie. In some ways, going into August would be better as it would mean I've even less reason to claim it, as £50 (especially in 18 years time) is hardly worth the hassle. Especially considering all the ridiculous restrictions and limitations for the account.
DH and I will be setting up a savings account for LO, but we'll make an account of our choosing with good rates that our family can easily contribute to. Also, considering we're in the process of emigrating, it'll be an account we can transfer between countries - we can't do that with a CTF account.
Since we're hoping/planning to have more children, it also makes things a bit fairer as I would want to set up equivalent accounts. I'd find that difficult to do if CTF was involved, as the second child likely wouldn't get anything from the government.
Anyway, since this thread is getting near its limit, here are my new thread name suggestions!
(I have way too much fun making silly rhymes up...)
July 2010: Start the count, it's time to get these babies out.
July 2010: Struggling in the heat, we can barely reach our swollen feet.
July 2010: Our babes are due! Within the month, they'll all début.
Incidentally, has anyone heard anything from Anifers recently?