Magpie sorry to hear about your gestational diabetes How does that affect you on a day to day basis?
Rosy/Kitty/Mossy - believe it or not, DH should retire in Feb (same week his baby is due ). Under new legislation which came in in Oct 06, he's entitled to ask to carry on working. His HR dept. wrote to him to that effect in Oct. He wrote back saying "I want to carry on working until Jan 2008, when my wife will return to work after her maternity leave". Since then we've heard nothing. Its been three months now DH has been chasing them. I rang them myself today and was arsey but reasonable (don't want to piss them off too much IFKWIM). They've already verbally said he can work until June but there may be a takeover in June and the new company may not decide to employ him. We don't know if he's entitled to redundancy or will just be kicked out. We need to get some advice re. the new legislation and what rights he has come June really. Ideally he needs to be treated like everyone else and not treated differently due to his age if the company is taken over, but I am not sure how strong the legislation is.
Re. the mortgage, we were "sold" a mortgage by our broker at 4.84% interest with a mortgage holiday, but the broker has now discovered the holiday only relates to the 5.8% mortgage!!!!!! This after 5 weeks of processing our application.
The broker has now offered to find us another deal and give us their fee (just over £1,000, which the mortgage Co. pays them, not us). We may end up going for the 4.84% deal and going interest only for 6 months until I return to work.
I was at a conference yesterday on "Financial Inclusion" and one of the presenters said that reserach has found that 20% of people, when faced with sorting out their own finances, suffer "boredom, depression and the desire to switch off".
That's how I feel about all this crap TBH. I just want to know I can take 10 months off and won't have to return to work after 6 months...I really don't want to have to be sorting out all the messy detail 8 weeks B4 our baby is due, it should have all been sorted by now
Anyway sorry to be a bore and thanks you lot for keeping me sane
Mossy whats the latest with your bank saga?