Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Note from MNHQ: please note OP's post @ 19.08 on 22 Jan. The OP has admitted this is a reverse but we are leaving this thread up so they continue to receive advice. Inheritance money - AIBU to be p*ssed off?

546 replies

snoozum · 21/01/2023 02:38

What should my FIL do?
Background: my DH's parents divorced when he was a child, and years later FIL met and married his second wife. Second wife had two small children already, who called FIL "dad", although they were not his by blood. After 25 years of marriage, FIL and his second wife divorced fairly acrimoniously. The divorce courts ruled that FIL and ex-wife #2 must split their assets 50:50, with FIL allowed to keep anything that was his before the marriage. FIL worked extremely hard throughout the marriage and financially contributed massively more, with the ex-wife only working full-time for around 5-6 years. FIL was able to stay in the matrimonial home by paying ex-wife #2 50% of its value. Fast-forward 5 years and ex-wife #2 passed away without a will. The son of ex-wife #2 struggled with her death and so his children (his own wife had died a few years previously) went to live with FIL (their grandfather) temporarily. However, before any inheritance was claimed, the son also died. Ex-wife #2 died with most of the money she received in the divorce, in the bank. The ex-wife #2's daughter, who doesn't have children, has therefore inherited all of ex-wife #2's money, which in reality is pretty much all of my FIL's money. My FIL is now bringing up the grandchildren, therefore my DH and my FIL's thoughts are that the daughter should give all of this money back to FIL. However, she has only given back 50% of it. AIBU to think she should give FIL 100% of it, as it was his money to begin with?

OP posts:
LakieLady · 21/01/2023 09:21

This is why you shouldn't get married if you aren't prepared to lose half of everything.

Quite! My ex got nearly £100k when we divorced, despite most of the equity in my house having been accrued before we even met, let alone married.

I can't imagine what mindset I'd have to have to expect half of it back if I outlive him.

Bellalalala · 21/01/2023 09:22

renonovice · 21/01/2023 09:16

You made the conversation about responsibility and that meaning kids going into care.

No I didn't, I said in my family we would avoid care at all costs & all contribute to helping the dc how we can.

So you would feel responsible. Doesn’t means others should. Especially when terminally ill.

Yes I would feel responsible & no it doesn't mean others should, it's my opinion & as I said probably cultural. You don't feel siblings have to have responsibility which is fair enough.

He now has half of the ex wife’s estate. Which again, seems to be a lot when it’s hers. But not when he has half of it.

Of the assets in the pot during the divorce he has over 75%. And now insisting on the last 25% of ‘his’ money. And his pensions.

So if the Aunt is financially comfortable….so is he.

But this is all assumptions, we don't know. Maybe he is grabby, maybe the aunt has money from insurance or her own father.

As I've already said the ex wife was entitled to that 50%, the aunt is entitled to 25% of that. The FIL may only be taking the gc because he wants money. We don't know.

You brought care into it. Someone mentioned responsibility you decided to use the extreme situation of kids going into care. When it’s irrelevant unless fil is threatening to put the kids in care.

No, I don’t believe anyone has a responsibility to takes other peoples children unless they choose to. Especially, when terminally ill themselves.

It’s not assumptions. It’s all there in the Op.
The ex wife got plenty of ‘his’ money. Enough that in 5 years she didn’t really touch the capital. The breakdown of the divorce is in the Op. the rest is basic maths.

He has over 75% of what he considers ‘his’ money.

Any man, who marries someone but always considers all money to be ‘his’ is not a good man. And by definition- grabby.

cutandpastetoday · 21/01/2023 09:22

If I've understood this correctly, your FIL had a 50/50 asset split with his ex wife. She died and the money went to her son. The son died and the money went to the daughter. Now FIL wants 'his' money back?

He's done a very kind thing by taking on the children of his ex wife but despite him contributing financially more to the marriage, that money was never 'his'. Courts grant 50/50 asset split based on more than just financial contributions.

I think the daughter has been exceptionally kind in giving half to the FIL to help raise the children but she doesn't have any legal or moral obligation to do so.

If FIL is struggling financially then he needs to see if he's entitled to any benefits. It's not and never was his money.

Tinkerbyebye · 21/01/2023 09:28

your fil ex wife had two children, no will means it should be split between the two. N this case one has died. So the other gets 100%

it’s all correct. She has been good enough to give back her brothers share, which she didn’t have to. In fact she could have put it in trust for them but has given it to fil to help him look after them

if she has terminal cancer then who knows more money may come their way

just be grateful for what she had done

YetMoreNewBeginnings · 21/01/2023 09:29

Any man, who marries someone but always considers all money to be ‘his’ is not a good man

Especially considering it was a 25 year marriage.

Not like she blew in, hung around for 18 months and ran off with half his money

YetMoreNewBeginnings · 21/01/2023 09:30

Tinkerbyebye · 21/01/2023 09:28

your fil ex wife had two children, no will means it should be split between the two. N this case one has died. So the other gets 100%

it’s all correct. She has been good enough to give back her brothers share, which she didn’t have to. In fact she could have put it in trust for them but has given it to fil to help him look after them

if she has terminal cancer then who knows more money may come their way

just be grateful for what she had done

That’s not correct unless the ex wife made a will specifically to say so.

If she died intestate her estate would be split 50% to her DD and 50% to her DS’s children. It would only have been 100% to the DD if the DS had no children.

FirstnameSuesecondnamePerb · 21/01/2023 09:31

Sounds like the unluckiest family ever. However, regardless of what fil wanted, the money should have gone into trust for the children. With him able to apply to the trustees for expenses. What is the terminally I'll aunt doing with it? Spending it? Leaving no will? In which case it will land with the kids and someone needs to advocate for them.

HappyKoala56 · 21/01/2023 09:32

renonovice · 21/01/2023 07:47

He's already got the kids 50% of the money to use, why would he need more??

Maybe he doesn't need more but thinks the aunt should make a contribution to raising them financially as she can't physically. We don't know the aunts finances, does she need the money? legally she's entitled to it but if she is wealthy already should she morally contribute to her nephews care?

He was already having to pay the bills for the home he lives in, that hasn't changed for having the children.

why would bills not change? I definitely use more heating & water since having dc.

What could the kids need in terms of food and clothing that could come to more than that 50%

Perhaps more than just food and clothing.

He will be entitled to child benefit to contribute to this, and if he is really struggling (which it doesn't sound like he is) he can get tax credits to top up his income.

I guess our circumstances are all different but it would be a huge change for my dc to have to get by on CB & tax credits. Is there anything wrong with wanting more for them?

There is no mention of the DIL financials - how about thinking about if SHE needs the money. She is dying from cancer FFS, probably can't work as a result and needs that money to live on. We have established that FIL shouldn't 'need' the money as he has already received 50%. Legally she was left the whole lot and has given the 50% over, she has already contributed massively. Maybe his bills have changed a bit, but I know my water is exactly the same as we're not on a meter and a chunk of my energy bills are the cost of the standing day charge. My telephone, TV, car expenses, council tax, insurances etc are all unchanged so therefore my costs of running a house are not greatly impacted by having kids. What would the kids NEED bar clothes and food etc? Are we expecting other people to fund his holidays now? If the kids have an expensive school trip or something they could appeal for that item to be funded, needing 100% of someone's inheritance is a ridiculous request. Literally, to try guilting a dying woman out of money left to her by her mother is the lowest of the low. And I question the OP morals here too - why is she involved? What does she get out of it? Making sure the money is back with her husband's family before FIL dies so she gets more maybe??

Lucylock · 21/01/2023 09:35

Why do you think it's FILs money? It was money awarded to his second wife after the divorce. That means it's her money. They were married and it doesn't matter who made the money. It was rightfully hers as she was in the marriage and contributed to the money in one way or another ie, she looked after the children whilst he worked presumably.

It's quite right that she would leave her money to her own children. I think the daughter has been very kind agreeing to return half to help FIL. Particularly as she is ill herself.

musingsinmidlife · 21/01/2023 09:36

HappyKoala56 · 21/01/2023 09:32

There is no mention of the DIL financials - how about thinking about if SHE needs the money. She is dying from cancer FFS, probably can't work as a result and needs that money to live on. We have established that FIL shouldn't 'need' the money as he has already received 50%. Legally she was left the whole lot and has given the 50% over, she has already contributed massively. Maybe his bills have changed a bit, but I know my water is exactly the same as we're not on a meter and a chunk of my energy bills are the cost of the standing day charge. My telephone, TV, car expenses, council tax, insurances etc are all unchanged so therefore my costs of running a house are not greatly impacted by having kids. What would the kids NEED bar clothes and food etc? Are we expecting other people to fund his holidays now? If the kids have an expensive school trip or something they could appeal for that item to be funded, needing 100% of someone's inheritance is a ridiculous request. Literally, to try guilting a dying woman out of money left to her by her mother is the lowest of the low. And I question the OP morals here too - why is she involved? What does she get out of it? Making sure the money is back with her husband's family before FIL dies so she gets more maybe??

Tell that to all the people asking for child maintenance!

Kids don't cost anything!

niugboo · 21/01/2023 09:42

You’re harassing a dying woman for money? What’s wrong with you.

those poor kids.

Iceicebabytoocold · 21/01/2023 09:44

Tinkerbyebye · 21/01/2023 09:28

your fil ex wife had two children, no will means it should be split between the two. N this case one has died. So the other gets 100%

it’s all correct. She has been good enough to give back her brothers share, which she didn’t have to. In fact she could have put it in trust for them but has given it to fil to help him look after them

if she has terminal cancer then who knows more money may come their way

just be grateful for what she had done

That is incorrect. The son’s inheritance should have been split 50/50 to his children unless he had a Will stating otherwise.

Something is not right with this situation, and the more I read the more suspicious I am of the OP and her DH and father in law. Also, given OP has not come back to the thread says a lot….

FirstnameSuesecondnamePerb · 21/01/2023 09:45

And even if this whole sorry tale is true, the basis of it, the ex wife getting 50% of the home after 25 years seems entirely reasonable to me.

musingsinmidlife · 21/01/2023 09:48

At the end of the day, the step children benefited massively from FIL marrying their mother and FILs own children were massively disadvantaged by it. So there wil be mixed emotions depending on who was on the receiving end of what.
1st and 2nd families and step kids and blended families is a recipe for unfairness.

Bellalalala · 21/01/2023 09:48

Iceicebabytoocold · 21/01/2023 09:44

That is incorrect. The son’s inheritance should have been split 50/50 to his children unless he had a Will stating otherwise.

Something is not right with this situation, and the more I read the more suspicious I am of the OP and her DH and father in law. Also, given OP has not come back to the thread says a lot….

Definitely something not right. Either bollocks.

Or, since op said ‘50% didn't go to the children because it would have meant it going in trust and they need the money to be available to them now.’

There was clearly a decision somewhere, to stop the gulf Rena money going into trust. I have no idea how.

Even though the fil could have received money from the trust to raise them, someone didn’t want that. Since Op, her dh and FIL all believe it’s his money, I assume them.

Can you even do that though? Refuse inheritance on someone’s behalf? And now it’s gone to FIL, would he need to pay tax on it?

Fleabigg · 21/01/2023 09:50

snoozum · 21/01/2023 03:12

Apparently, a lot of the money made was from an investment fund set up by my FIL and his financial advisor. It hardly seems fair that this doesn't get returned in full to my FIL. Legally, it's completely above board, but morally I feel she should give it back to my FIL. MY FIL has texted his reasons to her re: how he feels but she is yet to respond her reasons for wanting to keep 50%.

If it was made from an investment fund it’s not like he’s toiled blood sweat and tears down a mine to “earn” it. He got a good deal on his second divorce settlement.

Bellalalala · 21/01/2023 09:50

musingsinmidlife · 21/01/2023 09:48

At the end of the day, the step children benefited massively from FIL marrying their mother and FILs own children were massively disadvantaged by it. So there wil be mixed emotions depending on who was on the receiving end of what.
1st and 2nd families and step kids and blended families is a recipe for unfairness.

Genuine question, how are fils biological children disadvantaged by It.

and that’s between ops dh and his father. Not the grandkids or their aunt.

Fleabigg · 21/01/2023 09:51

musingsinmidlife · 21/01/2023 09:48

At the end of the day, the step children benefited massively from FIL marrying their mother and FILs own children were massively disadvantaged by it. So there wil be mixed emotions depending on who was on the receiving end of what.
1st and 2nd families and step kids and blended families is a recipe for unfairness.

Which was FIL’s choice - he didn’t have to get married again, or disadvantage his children from his first marriage. The “blame” should be squarely at his door if there’s resentment.

AlliwantforChristmasisgu · 21/01/2023 09:54

There is such a lot of misinformation on this thread. Perhaps people making assertions as to the law could post links to back up what they say?

Firstly, as many others have said, (but lots have said otherwise) the aunt was not entitled to all her mother's money just because her brother was dead. Their mother died intestate and, assuming that she was domiciled in England or Wales, the assets would be split 50:50 between her children, with their children taking any share of a parent who had pre-deceased them.

Link for anyone who wants to look it up.

www.gov.uk/inherits-someone-dies-without-will

So the aunt inexplicably appropriated her nephew and niece's money, but appears to have given it back (or at least given it to FIL to be used for their benefit).

Secondly, as the children are minors, it would go into a statutory trust on death of their grandmother intestate as their father had predeceased them.

www.gov.uk/hmrc-internal-manuals/trusts-settlements-and-estates-manual/tsem3436

A trust does not mean that the children cannot benefit from the money until they are adults. It means that while they are minors, trustees can manage the money, buy and sell things on their behalf.

Statutory Trusts are governered by the Trustee Act 1925.

www.legislation.gov.uk/ukpga/Geo5/15-16/19/section/31

Link here to the specific part of the legislation that allows income of the trust to be used for the child's benefit. The following section allows advancement of the capital.

So FIL would definitely be able to apply to the trust (or, if he was a trustee, pay the trust money) for the benefit of the children. Which of course would mean to pay for food, clothes etc etc.

I have no idea why FIL would think he is entitled, morally or legally, to the money that belongs to their aunt.

The aunt would be well advised to make a will, otherwise her money will go to her father (if alive) or her nephew and niece, again on statutory trust, if not. Which may, or may not, be what she wants.

WeepingSomnambulist · 21/01/2023 09:57

Tinkerbyebye · 21/01/2023 09:28

your fil ex wife had two children, no will means it should be split between the two. N this case one has died. So the other gets 100%

it’s all correct. She has been good enough to give back her brothers share, which she didn’t have to. In fact she could have put it in trust for them but has given it to fil to help him look after them

if she has terminal cancer then who knows more money may come their way

just be grateful for what she had done

No, it isnt.

When the mother died, both children were alive. At the point, her estate was 50/50 to each of her children. They each owned 50%.

Before they had finalised probate, the son died. But he still owned that 50%. So that half gets split between his children.

It does not go to his sister. It is not hers to do what she wants with. She shouldn't have take it and given it to the OP's money grabbing Fil.

It belongs to the children and should be in trust for them

musingsinmidlife · 21/01/2023 09:58

Bellalalala · 21/01/2023 09:50

Genuine question, how are fils biological children disadvantaged by It.

and that’s between ops dh and his father. Not the grandkids or their aunt.

50% of everything that FIL toiled and laboured for and invested over 25 years has gone to two unrelated adults. Normally that inheritance would be passed down to his own children. In this case his own children saw 0% despite his assets and savings now being down 50%. Had he stayed with their mother or not remarried, the money that went to these unrelated adults would have gone to his own children.

On top of that, their dad was busy raising another woman's family while they grew up.

MontanaSapphire · 21/01/2023 10:00

OP - are the children in England or Wales? If so, does FIL have a Child Arrangements Order for these children? Or a Special Guardianship Order? If not, it would seem nobody has legal parental responsibility for them?

As a step-grandfather he is not classed as a close relative so Children's Services need to be notified as this falls under Private Fostering regulations.

One way or another, there needs to be a social work assessment of these children's circumstances, which would ensure their needs are being prioritised.

FIL should claim any financial support he is entitled to, and make sure he is not stealing from the children.

Naunet · 21/01/2023 10:00

musingsinmidlife · 21/01/2023 09:36

Tell that to all the people asking for child maintenance!

Kids don't cost anything!

They’re not her kids to pay for! Nothing like child maintenance, of course fathers should provide for their own bloody kids.

musingsinmidlife · 21/01/2023 10:00

Fleabigg · 21/01/2023 09:51

Which was FIL’s choice - he didn’t have to get married again, or disadvantage his children from his first marriage. The “blame” should be squarely at his door if there’s resentment.

I don't disagree. The aunt should never have gotten 100% - 50% should go to FIL to raise the kids as it would have to the son to raise the kids and aunt has done that.

musingsinmidlife · 21/01/2023 10:02

Naunet · 21/01/2023 10:00

They’re not her kids to pay for! Nothing like child maintenance, of course fathers should provide for their own bloody kids.

And the aunt and her brother weren't FILs kids to pay for. Nor are the grandchildren his kids to pay for.

Mothers should privide for their own bloody kids but in this scenario the mother didn't and so FIL did - when he had no duty to do so.