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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Note from MNHQ: please note OP's post @ 19.08 on 22 Jan. The OP has admitted this is a reverse but we are leaving this thread up so they continue to receive advice. Inheritance money - AIBU to be p*ssed off?

546 replies

snoozum · 21/01/2023 02:38

What should my FIL do?
Background: my DH's parents divorced when he was a child, and years later FIL met and married his second wife. Second wife had two small children already, who called FIL "dad", although they were not his by blood. After 25 years of marriage, FIL and his second wife divorced fairly acrimoniously. The divorce courts ruled that FIL and ex-wife #2 must split their assets 50:50, with FIL allowed to keep anything that was his before the marriage. FIL worked extremely hard throughout the marriage and financially contributed massively more, with the ex-wife only working full-time for around 5-6 years. FIL was able to stay in the matrimonial home by paying ex-wife #2 50% of its value. Fast-forward 5 years and ex-wife #2 passed away without a will. The son of ex-wife #2 struggled with her death and so his children (his own wife had died a few years previously) went to live with FIL (their grandfather) temporarily. However, before any inheritance was claimed, the son also died. Ex-wife #2 died with most of the money she received in the divorce, in the bank. The ex-wife #2's daughter, who doesn't have children, has therefore inherited all of ex-wife #2's money, which in reality is pretty much all of my FIL's money. My FIL is now bringing up the grandchildren, therefore my DH and my FIL's thoughts are that the daughter should give all of this money back to FIL. However, she has only given back 50% of it. AIBU to think she should give FIL 100% of it, as it was his money to begin with?

OP posts:
BadNomad · 21/01/2023 10:02

musingsinmidlife · 21/01/2023 10:00

I don't disagree. The aunt should never have gotten 100% - 50% should go to FIL to raise the kids as it would have to the son to raise the kids and aunt has done that.

No. The 50% should never have gone to FIL. That money belongs to those children. It's supposed to go with them. There is nothing stopping FIL from getting rid of the children and keeping the money now.

musingsinmidlife · 21/01/2023 10:04

BadNomad · 21/01/2023 10:02

No. The 50% should never have gone to FIL. That money belongs to those children. It's supposed to go with them. There is nothing stopping FIL from getting rid of the children and keeping the money now.

Someone will know the legalities but when an inheritance falls to minor children often the legal guardians do have access to use that money towards the care and keeping of the children. Since son was intestate when he died, there are probably specific protocols. They should do it properly.

Naunet · 21/01/2023 10:05

musingsinmidlife · 21/01/2023 10:02

And the aunt and her brother weren't FILs kids to pay for. Nor are the grandchildren his kids to pay for.

Mothers should privide for their own bloody kids but in this scenario the mother didn't and so FIL did - when he had no duty to do so.

He was a grown man who decided to marry a woman with kids, are you trying to say men shouldn’t be allowed to make their own free choices, or that the courts were wrong to give her anything on divorced based on your snapshot of their 25 years of marriage, you know better than the law?

BadNomad · 21/01/2023 10:08

musingsinmidlife · 21/01/2023 10:04

Someone will know the legalities but when an inheritance falls to minor children often the legal guardians do have access to use that money towards the care and keeping of the children. Since son was intestate when he died, there are probably specific protocols. They should do it properly.

People have already posted the legalities. That 50% is supposed to be in a trust for the children, which is accessible by their legal guardian to use for their needs. The children never received their inheritance. The money they should have received is now sitting in FIL's bank account and being called his money.

Colderthanever · 21/01/2023 10:09

Wow what have I just read. She shouldn’t even be giving him 50%. It’s not his money, he isn’t entitled to it. He can’t ask her for her money. What’s wrong with you people.

Naunet · 21/01/2023 10:12

musingsinmidlife · 21/01/2023 10:02

And the aunt and her brother weren't FILs kids to pay for. Nor are the grandchildren his kids to pay for.

Mothers should privide for their own bloody kids but in this scenario the mother didn't and so FIL did - when he had no duty to do so.

So mother’s should pay for their own bloody kids, but fathers shouldn’t because they might have other bills to pay and women should think about that before going after maintenance?! Ok misogynist 😂

Iceicebabytoocold · 21/01/2023 10:14

Bellalalala · 21/01/2023 09:48

Definitely something not right. Either bollocks.

Or, since op said ‘50% didn't go to the children because it would have meant it going in trust and they need the money to be available to them now.’

There was clearly a decision somewhere, to stop the gulf Rena money going into trust. I have no idea how.

Even though the fil could have received money from the trust to raise them, someone didn’t want that. Since Op, her dh and FIL all believe it’s his money, I assume them.

Can you even do that though? Refuse inheritance on someone’s behalf? And now it’s gone to FIL, would he need to pay tax on it?

I can’t see how the children’s inheritance could be diverted to their auntie without some type of rigorous legal intervention but even then who would allow that to happen as a legal professional.

sounds like OP and DH is are to trying to gain back some inheritance for their selves.

Bellalalala · 21/01/2023 10:24

musingsinmidlife · 21/01/2023 09:58

50% of everything that FIL toiled and laboured for and invested over 25 years has gone to two unrelated adults. Normally that inheritance would be passed down to his own children. In this case his own children saw 0% despite his assets and savings now being down 50%. Had he stayed with their mother or not remarried, the money that went to these unrelated adults would have gone to his own children.

On top of that, their dad was busy raising another woman's family while they grew up.

Or as he wasn’t married he could have decided to travel the world and spent all his money himself.

No one knows what would happen if he hadn’t have got married. You can’t assume the same financial outcome, based on different circumstances.

Op hasn’t suggest that the fil was a bad father or prioritised his step kids. Or maybe I missed that bit.

Pipsquiggle · 21/01/2023 10:27

I hope OP comes back to tell us how the DC are who FIL seems to be in charge of now.

Are FIL and DC getting any support?

DahliaBlue · 21/01/2023 10:27

I don't really understand how it can have happened quite like this. I would have thought the children's 50% would have some legal obligations on it i.e trust but with facility for the guardian to draw down for their upbringing because the gf in law should not have to use his own money to bring the gc up. It sounds very casual that ew2 daughter just gave the 50% to gf. It should clearly marked as gcs money and given to gc in trust. Can op say what legal professionals were involved in overseeing the intestacy handling. I'm sure some official offices must have been involved.

ChrisPPancake · 21/01/2023 10:32

snoozum · 21/01/2023 03:34

The children's mother died a few years before their father. The daughter (their aunt) has terminal cancer and is too unwell to look after the children herself.

So she can leave her 50% to the children.

BadNomad · 21/01/2023 10:34

I wonder if OP and her DH consider what his mother got from her divorce as still his father's money, or if it's just the second wife who didn't deserve hers. (Even though that second marriage lasted a lot longer than the first one.)

Yeahrightthen · 21/01/2023 10:35

I don't understand these types of money-grabbing families.

I have no idea how much ANYONE in my family has in their bank account or who is left whatever in whoever's will.

It isn't your FIL's money. How does he even know the DIL's situation or what she has in the bank? It's just weird.

And so crass.

ItsJustLittleOldMe · 21/01/2023 10:38

She could of spent all the money right after the divorce as would of been her right then there would be no inheritance so really that’s how your FIL should be looking at it. Money that is not his and is gone. The Sister is incredibly generous to give 50% back so you should all be grateful for that.

Stockcleandemon · 21/01/2023 10:40

So FIL is hassling the terminally Ill daughter of his ex wife for her inheritance from her mother ? .. have I understood that correctly ?!

musingsinmidlife · 21/01/2023 10:41

Naunet · 21/01/2023 10:12

So mother’s should pay for their own bloody kids, but fathers shouldn’t because they might have other bills to pay and women should think about that before going after maintenance?! Ok misogynist 😂

I don't know if you intentionally or unintentionally have lost the plot but you seem to be actively contradicting yourself.

bobbytorq · 21/01/2023 10:43

snoozum · 21/01/2023 03:12

Apparently, a lot of the money made was from an investment fund set up by my FIL and his financial advisor. It hardly seems fair that this doesn't get returned in full to my FIL. Legally, it's completely above board, but morally I feel she should give it back to my FIL. MY FIL has texted his reasons to her re: how he feels but she is yet to respond her reasons for wanting to keep 50%.

It's totally fair and she has been generous in goving back 50%.

EmmaDilemma5 · 21/01/2023 10:43

I don't understand.

If her son hadn't died, he'd have got 50% and sister 50%.

Do you think she should surrender ALL of her inheritance? That's not fair.

YABU. Your dad doesn't have to take the children on. He's doing a good thing, and 50% should help. If he can't manage financially, there are hardship funds he can access as any other hard up guardians do.

budgiegirl · 21/01/2023 10:43

*Such a load of ignorance here. The children were entitled to the 50% of their grandmother's estate that would have gone to their father. Their aunt is not being generous in handing this over, she would have had to pay that plus court costs if she didnt.

FIL is bringing up children not biologically related to him - so he should, he was father to their father for years. He still deserves praise for not shirking his responsibilities. It's not easy to be a single parent and worse when older.

FIL is entitled to take money from the children's inheritance for their support. He needs to record what he's spending so ill-informed people cannot encourage the children to accuse him of theft. He shouldnt be pursuing a dying woman for money but perhaps he was hoping to use that money for the children's education*

This. I feel for everyone in this family, they've all been dealt a particularly shitty hand, especially the children who have lost their parents.

It's easy to say that the FIL is grabby, but bringing up children is hard work, and very expensive, certainly beyond the means of most single pensioners. We're always seeing on here (and IRL) how hard and expensive it can be to bring up kids with two working parents, let alone one pensioner. He shouldn't expect any money from the aunt's inheritance, but I can see why he may need financial help from the kids' inheritance. However, this needs to be done carefully, and legally. OP, I think FIL should take legal advice on this.

EmmaDilemma5 · 21/01/2023 10:44

Also, this women is having to process the death of her mother and brother in a short space of time.

You and your dad should be ashamed of harassing her over HER money at this time. You don't get much lower. Shame on you both.

DdraigGoch · 21/01/2023 10:45

snoozum · 21/01/2023 03:12

Apparently, a lot of the money made was from an investment fund set up by my FIL and his financial advisor. It hardly seems fair that this doesn't get returned in full to my FIL. Legally, it's completely above board, but morally I feel she should give it back to my FIL. MY FIL has texted his reasons to her re: how he feels but she is yet to respond her reasons for wanting to keep 50%.

No, morally 50% of ex-w's money should have gone to her son, and then been passed on to the grandchildren when he died. The other 50% is rightfully her daughter's to use as she pleases.

Therefore your FIL has no moral right to his step daughter's share, and the 50% that was handed back ought to be for the sole benefit of his step son's children.

prh47bridge · 21/01/2023 10:45

Ex-wife #2's money was not your FIL's money. It may have been his originally, but it became hers on divorce. There is absolutely no basis on which her daughter ought to hand over all of her inheritance. Suggesting she should do so is totally unreasonable.

However, when ex-wife #2's estate was distributed, her daughter should have inherited 50% with the other 50% being split between her son's children. It is therefore absolutely right that the daughter should hand over 50%.

ScandiNoirNuit · 21/01/2023 10:45

I think you have your answer loud and clear OP, YABVU.

Natsku · 21/01/2023 10:48

The 50% belongs to the children, the other 50% to their aunt, that is right both legally and morally. Whether or not some of that 50% can be used for their upbringing is something to find out if FIL desperately needs it, but he better keep meticulous records or whatever is legally required (don't know what is the process in the UK but my minor DD has inherited and in my country I have to give account to the authorities on a yearly basis about what I have done with her money, whether I've used any for her upkeep or invested it or whatever to ensure I don't spend her inheritance on myself or anything unneccessary)

Schoolchoicesucks · 21/01/2023 10:52

Aprilx · 21/01/2023 02:53

You FIL got a fair deal when he divorced ex wife 2, all of what he had pre marriage and 50% thereafter, that is what is supposed to happen. What she had when she died was hers not his.

However when she died, it should have been split between her son and daughter, and as the son also passed away it should have been split between the daughter and the sons children. It sounds like that didn’t happen at first but now she has passed over 50% it all seems correct to me, but this should be given to the children not your FIL

So your FIL does not need to do anything other than hand back (or put in trust) what he received from the daughter to the children of the son.

Agree with this. It has all worked out as it should - as long as FIL uses this 50% for the benefit of the grandchildren.