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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

My DH pays his parents mortgage while we dont have enough for food

368 replies

thisiswhereidrawtheline · 12/05/2010 16:07

Years before we were married, my DH bought a house, in which his parents and siblings moved in. My DH was the sole payer of the mortgage although his brothers had full time jobs and avergae pay each.

About a year before we married, DH did the house up completely. He did a double extension and spent £60,000 in total on the house. He did this believing that he would live in that house forever, with his wife and his parents. We were in a relationship then although not engaged to be married when he made these choices. He just assumed that I would be OK with this lifestyle when he made such a huge financial committment to this house.

When we married, I moved in there with them, but things did not work out between me and his mother. We had constant ups and down, and finally, we moved out.

It has been a year since the move, yet my DH still pays the mortgage and all the bills are direct debits from his bank account still. His two brothers now help towards the mortgage - although I dont know how regular that is because he is very hush hush about the whole thing. Every time I try to bring up the issue, he gets very defensive and we always end up fighting. We have had many many bitter fights over this in the past year.

We are now at a point where I there is hardly any money for food in our house due to his financial contributions to the other house. It is obvious that with this situation, we have no money whatsoever for going out for a meal, movie or shopping, eveni n the cheapest of stores. So we dont, adn we spend most of our spare time either at his parents house or mine.

I dont work because I have a DD who I look after at home.

I am at breaking point now, as I am so sick and tired of being skint. The worst part of all this is however, not even that.

Its that feeling of worthlessness; because me and my DD must be of less value and worth if he has put all of his extended family before us, and has carried on doing so regardless of the financial crisis that we are in.

OP posts:
Skegness · 12/05/2010 17:00

I agree with the get a job brigade, if, as you say, that's a fairly easy thing for you to do. Your daughter will see her mum as a great provider and you will have some financial independence and, therefore, choices about how to proceed.

NathanBarley · 12/05/2010 17:01

I should say as well OP like other posters have - I don't know where you live but no way could me and dh afford to live on one salary - and we only have one mortgage! We are both working full time.

GeekOfTheWeek · 12/05/2010 17:01

If you divorce, won't you be entitled to half of the equity in the house anyway?

Realistically, if this situation remains the same you need to go to work to provide for you and your dd.

HousewifeOfOrangeCounty · 12/05/2010 17:01

I repeat - did you not know all of this?

frogetyfrog · 12/05/2010 17:01

You still havent answered if he actually owns the house as you said in one of your replies that he only pays 50% of the mortgage and bills and the family pay the other 50%. Are you sure the house is in his name. Are you absolutely sure he pays half the bills. Fair enough he pays the mortgage if the house is his. But they should pay some form of rent (but it wouldnt be a lot if they own half the house).

thisiswhereidrawtheline · 12/05/2010 17:01

He re mortgaged, lulumaam

OP posts:
junglist1 · 12/05/2010 17:01

What kind of people allow their child to pay for them to live for free while their grandchildren get nothing. Shameful

compo · 12/05/2010 17:01

Are you Shay from The Family?

Lulumaam · 12/05/2010 17:02

so, he has a massive stake in this, if it is in his name, with 2 mortgages on it!!

he can't walk away

get a job. you will feel better, more in control, not have to worry so much and might well make DH see that you cannot manage, and make things change.

GeekOfTheWeek · 12/05/2010 17:03

Think the op was saying they could afford her to be a sahm if her h wasn't paying for the il's house and bills.

This would really piss me off tbh.

junglist1 · 12/05/2010 17:03

And if you do go out to work now or eventually don't let him see a penny. The money will be yours and your daughters

compo · 12/05/2010 17:03

Junglist - the kind of people who all live under the sane roof until the dil falls out with mil

frogetyfrog · 12/05/2010 17:03

Ive just noticed you initially said that your dh was the sole payer of the mortgage but then later said he paid half?

BabyDubsEverywhere · 12/05/2010 17:04

why aren't you answering anyone? were you expecting YANBU perhaps and are now abit stumped?

junglist1 · 12/05/2010 17:04

Things didn't work out with you and his mother. Are they supposed to? Is that a precondition of having a normal married life?? CHRIST ALIVE

OrmRenewed · 12/05/2010 17:04

But you have to stop looking at it as 'IL's house'. It isn't. It's the OPs DH's house (or half of it is). He is paying the mortgage on a property that he owns.

thisiswhereidrawtheline · 12/05/2010 17:04

Im trying my best to answer and read everything.

The house is DEFINITELY HIS.

The brothers are unofficially contributing to the mortgage, so they give the money to HIM, although the full amount goes out of his account.

OP posts:
GeekOfTheWeek · 12/05/2010 17:06

So they are paying rent equivalent to half the mortgage?

What a ridiculous situation.

thisiswhereidrawtheline · 12/05/2010 17:07

I will answer everyones questions, let me sort DD out.

OP posts:
runnybottom · 12/05/2010 17:07

junglist, it seems to be the conditions that OP knew about and signed up to. How does that make her the poor unfortunate?

Why did you go along with all for so long, OP?

frogetyfrog · 12/05/2010 17:08

Well in that case I think he is getting a good deal so I wouldnt complain. Effectively they are paying rent and he is paying the mortgage on his house that he owns and will benefit from when it is sold.

However, legally if they are paying the mortgage it is dodgy but as they are paying money into his account and not directly off the mortgage I presume your dh can redefine it as rent.

GeekOfTheWeek · 12/05/2010 17:08

Orm, yes the dh owns it but surely should be getting rent on it? I have a second property but my tenants pay rent even though eventually I will own it.

sparklefrog · 12/05/2010 17:08

What bills does your DH pay apart from the mortgage?

Are his parents working?

junglist1 · 12/05/2010 17:09

I agree that's something I wouldn't sign up to in a trillion years. I'm not into all this freaky mum before wife and children Norman Bates stuff

junglist1 · 12/05/2010 17:10

Who's Shay Compo? I'm googling to see if you're taking the p

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