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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to think that my cousin has been greedy and moneygrabbing (sorry - long!)

255 replies

tinkerbel72 · 28/08/2008 11:38

Please bear with me on this, it needs some back story, but I would really appreciate views on this.
I have three cousins, let's call them A (female) B and C (males). I have two brothers. The cousins are on my father's side. My father (still alive) had a brother (cousins father, dead) and a sister (unmarried, now dead). Basically, my father's sister was a real cow, miserable old spinster who never got any joy out of life. At various points during her life she had imaginary fall outs with family members, and always threatened to cut people out of her will etc. Anyway, she died about 18 months ago, and left a will which must have been guaranteed to cause a family rift! She left a sum of £5000 to each of: me, my brothers, and cousins B and C. Her house, she left to cousin A. Cousin A had always been the 'favourite' niece, in fact, I don't think any of the nephews were particularly favoured (she didnt 'like' boys!!) though having said that, of course I am a niece, so obviously not as favoured as A! Anyway, the bottom line was that none of us as nephews or nieces were close to the woman, none of us lived near etc so the will was clearly very unfair. Cousin A, at the funeral, admitted this, and said that she would feel dreadful taking the house, and she made a speech to all the family saying she would sell the house (she was an executor of the will) and then everything would be split equally 6 ways ie between the cousins. Another reason this seemed fair to us all, was that the £5000 legacies were not money she had in addition to the value of the house; she had asked that the house be sold and then the £5000 each be given out of the proceeds, with the remainder going to cousin A. Taking the date of the will into account, we realised that in fact at the time of writing, this would have been more equitable ie the house at the time would have been worth only about 45k, so 25k would have gone to five cousins, and then 20k to cousin A - still not equal, but not the huge disparity considering the value of the house at the time of death. Now, 18 months on, the house has been sold for a sum of about 140k. Cousin A suddenly announces that she has had a change of mind, and she will give the other five cousins 10k each, and then keep the rest ie around 90k. The reason she gave is that her children have university costs, will want deposits for houses in the future etc - all very well, but all of us have children who would benefit from the money.I think cousin A is hugely embarrassed about it, having done a U turn, but obviously not embarrassed enough to not be greedy.
I am pretty pissed off, but not really sure how I should be responding. On the one hand, she has given the rest of us 10k each, when actually she could have got away with 5k, and she certainly hasnt acted unlawfully. She's followed the terms of the will, but it's a will that was clearly going to lead to conflict! What also grates a little is that my father is the closest living relative left to the woman anyway. Maybe that shouldnt make a difference, but if kind of makes it seem more of a kick in the teeth. I've talked it over with DH, and he thinks the best response is just to acknowledge the money with a curt note, but then stop any further contact with cousin A. We arent close, but keep in touch at Christmas, occasional meets etc. DH thinks I should be dignified and not start up a family row about it, but at the same time, make it clear through my actions that I think she's being selfish and greedy.
Now - if you've managed to get this far, well done, and please tell me what you think!!

OP posts:
RubySlippers · 28/08/2008 11:55

was going to suggest giving it away if it sticks in your throat so much

i work for a charity who would be hugely grateful for a sum like that

BlingLovin · 28/08/2008 11:57

YABVU. The fact that your aunt gave you little in comparison might be a bit horrible, but frankly, she can do what she likes with it. I understand your frustration over your cousin's U-Turn, but really, I think she was a fool to say such a thing in the first place before she'd had a chance to think it through. My brother just inherited double what the rest of us got from a Great Aunt - our response was that as he was the one who actually wrote to her, called her etc when she was a live, he deserved it. And I wouldn't have accepted if he'd offered to split the extra with us.

coppertop · 28/08/2008 11:57

I've just read the post where you say you don't even need the money. I take it back. I don't understand why you're upset.

tinkerbel72 · 28/08/2008 11:58

To clarify, cousin A doesnt need the money any more than the rest of us ie my, my brothers and her two brothers. We all have families of similar age, children at Uni, coming up to Uni, etc etc.
What I was really hoping for was responses about HOW my cousin acted. Yes, we are all better off than we would have been if we hadnt been left anything. I agree with that. No, I can't know what I would have done in that situation(none of us can unless we're in it) but I like to think that I would either:
a) have acknowledge that the will was unfair and probably designed to cause a rift and just agreed for an equal split
or b) thought 'great, I've done really well out of this' and accepted the terms of the will knowing that this looked greedy and unfair
It's the U turn thing that really grates. The cousin stood up at the funeral and made an emotional speech about knowing that our aunt had been an unhappy and misguided woman, and saying that she could not in all conscience accept a will which was so unfair. Then 18 months down the line when the house is sold, she quietly by the back door says that actually she's happy to take 90k and leave her brothers and cousins with much less.
I feel as though she used the funeral to publicly come across as reasonable and fair, and is now doing something totally different.

OP posts:
BalloonSlayer · 28/08/2008 11:59

I am executor-ing a will at the moment and I mentioned to my husband that if I had thought part of it was unfair I would have done it the way I thought was fairer.

He was aghast - said: "You can't do that, it's a WILL !! You have to distribute the estate as the deceased instructed. That's your JOB as executor."

What your cousin is doing is NOT doubling your legacy. She is giving you the bequest you are legally entitled to, then giving you £5000 out of her legacy out of goodwill.

I expect she had changed her mind on advice from a solicitor who said more or less the same as my DH, and is even giving you the extra £5000 against the solicitor's advice.

RubySlippers · 28/08/2008 12:00

she made a speech at the funeral saying your aunt had been unhappy and misguided

i am STAGGERED

no-one is coming out of this well

Shitehawk · 28/08/2008 12:00

Everything we say is falling on deaf ears. I shan't waste any more of my time.

Dropdeadfred · 28/08/2008 12:00

Perhaps she considered whether she in fact 'owed' you the kindness and decided she didn't. From your posts I would have decided the same....

BalloonSlayer · 28/08/2008 12:03

Also do you know there was actually £140k gained from the house?

There are loads of expenses to sort out when someone dies. There may be a lot less than you thought.

TillyScoutsmum · 28/08/2008 12:04

I can understand why the U turn is frustrating for you but your cousin has had time to think about things. She was probably quite emotional and embarrassed at the funeral but she has now been the one to have to have all the hassle of selling the house (clearing it out, disposing of things, organising valuations, making sure its clean for viewings etc.) whilst the rest of you have sat back and done nothing. Maybe she's thought about it and feel she actually deserves to have more than the rest of you

Dropdeadfred · 28/08/2008 12:05

ctually your cousin would have had to pay inheritance tax...and would have paid it on the HOLE amount of profit...you should also have to pay it on your £10k

tinkerbel72 · 28/08/2008 12:05

The funeral was a pretty depressing affair Ruby. It was just a few family members, the woman had been quite reclusive apart from to periodically imagine someone in the family had wronged her. Ok, I will take back the miserable and spiteful comments, because in all likelihood she was battling mental health issues. She rarely went out, and on occasions that she did see family would carp and criticise ( eg on an occasional visit to my house she laughed at how small it was, and asked why we put up with shabby carpets etc Errr.... because with two small children and no money at the time we didnt have a choice!)
I can't say it enough - what is upsetting me is not so much the money issue, DH and I are comforably off now etc, it's the way my cousin has behaved.

OP posts:
Dropdeadfred · 28/08/2008 12:06

WHOLE...not HOLE

ecoworrier · 28/08/2008 12:08

There would have been no inheritance tax at all if that was the whole estate.

I actually do think the cousin is being somewhat unreasonable, in that she made an offer and then backtracked.

However, she is legally entitled to do so and has in fact offered more than the original legacy, so I would just take the moral high ground and thank her for the increased amount.

Whether you then stay in touch is up to you, it doesn't sound like a close family anyway. Just stick to Christmas cards.

tinkerbel72 · 28/08/2008 12:09

inheritance tax doesnt kick in till a certain level dropdead. Yes, of course there would have been some expenses involved in selling the house etc, I know that, but even if she had costs of 10k, she'd still have about 80k left.
She didnt do any of the clearing out, viewings etc - none of us live nearby so these jobs were organised by my father.

OP posts:
RubySlippers · 28/08/2008 12:09

it sounds like your aunt had a sad life TBH

Bumdiddley · 28/08/2008 12:09

You have said Cousin A was the favourite. Surely Cousin A did something to deserve this accolade and therefore the money.

You are being gallopingly unreasonable.

Be quiet now

jesuswhatnext · 28/08/2008 12:10

your cousin has no need to give you anything more than your due entiltment, she is not mean or moneygrabbing, she was left it fair and square, your aunt chose to leave it HER! get over it! the only rift is being caused by your mean spiritedness!, your cousin got lucky and offered you a share, you sound quite unplesant and i can see why other cousin could have been the favourite!

Backgammon · 28/08/2008 12:10

What's done is done, let it go.

PheasantPlucker · 28/08/2008 12:12

Hi I think this is below inheritance tax level, but even so the couson has given the op an extra £5K.
But at the end of the day the will said she (cousin not op) was to get the house and lion's share, and she has at least honoured the will, with an additional £5K per cousin.
I know sometimes people contest wills for various (good) reasons but it sounds here as those the will is sound, and the cousin is handing the dosh over, plus extra.

ib · 28/08/2008 12:13

She was also the executor - she probably had to do a fair amount of work to get it sold at such a good price in this market. 10 k each is more than you would have got if she'd sold it at the original 45k!

You are being incredibly unreasonable. She probably didn't know at the time of the funeral just how much work being the executor and selling the house would be.

Dropdeadfred · 28/08/2008 12:14

Okay, I forgot about the house being below IT levels...

Still, f you are not thatclose to your cousin how could you know her financial situation? Perhaps she does need the money more than you.
Its a shame she did a U-turn, but perhaps she felt put on the spot on will-reading day and has since had time to reconsider.

tinkerbel72 · 28/08/2008 12:15

I agree Ruby- I think she had a terribly sad life. I'm sure there were mental health issues which made her only able to get a kick out of negative things rather than enjoying life.
The issue about Cousin A being the 'favourite' is central to this, because Cousin A had said herself that she has no idea why this should be the case. She wasnt close to her, she feels that it was just another way of driving a wedge in the family. I think when you are dealing with someone who is unhappy and mentally ill, logic doesnt come into it. There doesnt have to be a reason why she left the house to Cousin A , in fact we all talked about it, all the cousins, after she died,and agreed that the will was illogical!

OP posts:
Backgammon · 28/08/2008 12:18

If you think she did it to cause a rift then why let her win? Let it go for the sake of your family.

Dropdeadfred · 28/08/2008 12:19

Perhaps she left her more as her parent was dead...?

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