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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think people need to stop asking me did we win the lottery?!

231 replies

Loudnproud · Yesterday 09:06

Last year we bought a new house. We moved in together so sold two properties and bought one. We did up the house (built in wardrobes, new flooring, bathrooms etc etc) I then bought a new car about 6 months in and my DP bought a new car about a month ago. We are good with money! We earn well! No debt apart from our mortgage. We have ample savings(not that people know this) but literally every week SOMEONE, family, friends, colleagues, neighbours are asking if we won the lottery! It’s getting annoying tbh. Last night trick r treating we had 4 people comment in the new cars!
Cant people just be doing well?!!Cant people just be good with their money? Rant over!!

OP posts:
TorroFerney · Yesterday 16:11

MyrtlethePurpleTurtle · Yesterday 16:08

I misread that as effluent at first!!

That’s probably what she also thinks!!

JWhipple · Yesterday 16:12

To be fair, did you win the lottery though?

Boomer55 · Yesterday 16:15

distinctpossibility · Yesterday 09:22

I'm always amazed by these threads that people live in such a whirlwind that they're meeting several people per day who comment on their wealth, weight loss, SAHP status, decision to stop drinking, family size or whatever. And these are not close friends, to whom you say shut up you wazzock it's just a Waitrose bag / well fitting pair of jeans / temporary choice because I didn't love my job anywayc/ glass of Schloer / split condom (delete as appropriate)

Despite this whirling social diary, the 'victim' of these remarks has time amongst their heady social diary to ruminate on the comments enough to start a thread

I know Mumsnet is not a monolith and the world is a big place but literally no one so wholly unrelated to me gives a fuck about my life.

Edited

Not mine. And they never tell me how much they are fiddling their benefits by. 🤷‍♀️

Feeling deprived here… 🙄😂😂

Whenisitsummer · Yesterday 16:16

shuggles · Yesterday 14:13

I agree with the other person. Buying new cars is a classic hallmark of poor financial sense. Wealthy people who are savvy with their money will generally buy cars that are used, rugged, and reliable.

It sounds like you simply earn well, not that you are particularly smart when it comes to money.

I know a very wealthy man. He drives a clapped out old banger and is quite happy pottering about in his walking boots/ gear. Having expensive things just doesn't seem to be on his radar, though he could easily afford it.
I do find myself wondering if the Rolls Royce is at home in the garage, only brought out at weekends 🤣.

Loudnproud · Yesterday 16:56

JWhipple · Yesterday 16:12

To be fair, did you win the lottery though?

I wish

OP posts:
Tink3rbell30 · Yesterday 17:00

What jobs?

ErrolTheDragon · Yesterday 17:26

shuggles · Yesterday 15:47

@Pennyfan Being savvy is having enough money to buy what you want, things which give you pleasure.

That's not what "savvy" means.

@Loudnproud Yes is that ok…I drive other places too. Kids activities etc etc but all within the same area

My point is simply that it's not "financially savvy," by definition.

No one can tell you what to do, but claiming it's being "financially savvy" is simply not factually correct.

Buying a new car outright which you intend to then keep for a long time can be very financially savvy. Obviously it depends on what type of car but something like a Toyota hybrid is very reliable, has a 10 year warranty and great fuel economy.
Buying a used car is a gamble on how it’s been treated by its previous owner(s). How long is a used car going to last before you have to buy another or have expensive repairs?

Of course buying a new car if you intend to change it after a few years or you buy a brand liable to start breaking down relatively young (eg BMW) is foolish.

Sunbringer · Yesterday 17:42

Floatlikeafeather2 · Yesterday 15:20

Thanks for introducing me to that concept - I've never come across it before. I still don't understand it as a concept though, or rather why whoever introduced the idea chose to use the word monolithic. To me a lump of immovable, solid matter seems the exact opposite of a hive mind because I've always thought of that as loads of people putting their very different minds/experience/skill sets together to produce a solution for a problem. Hives hum and seethe with activity; monoliths, by their nature don't and can't.
I'll be puzzling over this for the rest of the day now! 😊

She used the word perfectly. It’s the most common usage of the word in fact… a group being ‘not a monolith’ means they’re not one homogenous group that believes the same thing. An immovable singular view held by the masses makes that group a monolith.

Notasbigasithink · Yesterday 18:33

Loudnproud · Yesterday 09:06

Last year we bought a new house. We moved in together so sold two properties and bought one. We did up the house (built in wardrobes, new flooring, bathrooms etc etc) I then bought a new car about 6 months in and my DP bought a new car about a month ago. We are good with money! We earn well! No debt apart from our mortgage. We have ample savings(not that people know this) but literally every week SOMEONE, family, friends, colleagues, neighbours are asking if we won the lottery! It’s getting annoying tbh. Last night trick r treating we had 4 people comment in the new cars!
Cant people just be doing well?!!Cant people just be good with their money? Rant over!!

I replace my car every 3yrs because I do high mileage for work. I often get clients make snarky comments such as 'oh, aren't you doing well?' Or 'I bought part of that then!' 🙄🙄
It gets tiresome and I often reply with, 'no, I just have the ability to get credit and accumulate a large amount of debt to ensure I can still get to you......' usually shuts them up or my favourite one is 'No, I just choose not to piss all my money away on clothes or expensive holidays'

Disneyhearts · Yesterday 18:46

Loudnproud · Yesterday 09:12

Because it’s not really funny, like maybe we did win the lotto. But who cares! To me It’s the same as saying “oh you must earn really well? What’s your monthly take home?”

Edited

That’s what they are trying to get out of you in a lighthearted way 😂

SonicBoomInTheRoom · Yesterday 19:07

OP. Please take this the nicest way. I work for an energy company. I work day in, day out, with people who cannot afford to put their heating on and live on nothing, despite working, doing everything they can do. My point is others are severely affected by huge increase in prices for everything. That doesn't make it right for anyone to comment on your money or how to spend it. I empathize in the way that I recently won a small amount of money at a local winner takes all draw. The number of people demanding I buy them a drink was unbelievable. Rude. I can see it both ways tbf. I'm neither struggling nor a millionaire (yet!) but my god we're about to hit probably the biggest hike in energy prices yet and it's likely going to worsen depending on winter. People are scared. I've already ordered a bunch of blankets for us to save on gas bills. So understand people's...envy in a way. :/ I'm not jumping on you and understand where you are coming from.

LaurelCanyo · Yesterday 19:17

Surely this is the perfect time for a tinkly laugh?

Stinkybooks · Yesterday 19:58

@Loudnproud I understand. I guess it’s the reverse of people sneering at poor people. It’s annoying and rude.

RapunzelHadExtensions · Yesterday 20:01

Christ how do you cope with your diamond shoes being so tight?

Zov · Yesterday 20:09

Loudnproud · Yesterday 14:18

yeah you see I just don’t get this idea. I have bought many used cars…they are never as reliable as you think and they guzzle fuel. So I went out on a limb and bought a newer hybrid one, it’s working out way better than I anticipated to be honest. DP bought a plug in hybrid because we have solar panels.

Yeah I don't agree with that 'buying a new car means you're shit with money' mentality. Yeah yeah yeah we all know a car loses 20% of its value, as soon as you take it off the forecourt, but that applies to used cars too. A used car may not lose 20% of its value, but it still loses about 15%... I think that poster just wanted to have a dig at you to be honest. x

Sherararara · Yesterday 20:12

RapunzelHadExtensions · Yesterday 20:01

Christ how do you cope with your diamond shoes being so tight?

Did you think of that one all by yourself?

FancyKitten · Yesterday 20:13

My friend won the Lotto. It’s a bit different to doing up the house & buying a new car.

They go on multiple holidays, frequent the best restaurants & hotels in London. And order Champagne by the bottle. It’s great fun!

Zov · Yesterday 20:13

HappyLizard23 · Yesterday 15:08

Probably not even real wealth. Just showy. Real wealthy people don’t buy brand new cars.

Some do.

Sherararara · Yesterday 20:14

HappyLizard23 · Yesterday 15:08

Probably not even real wealth. Just showy. Real wealthy people don’t buy brand new cars.

No, they lease brand new cars.

SonicBoomInTheRoom · Yesterday 20:19

Not your money. Not your business.

Zov · Yesterday 20:23

Sherararara · Yesterday 20:14

No, they lease brand new cars.

They buy them sometimes too.

Sherararara · Yesterday 20:25

Zov · Yesterday 20:23

They buy them sometimes too.

Indeed they do.

JustauseraskinganotheruserWTF · Yesterday 20:40

Isn't this comment in the same annoying bracket of "oh it must be free then" when something doesn't scan? You want to poke your own eyes out but you do a fake half laugh and move on?

Zov · Yesterday 20:46

JustauseraskinganotheruserWTF · Yesterday 20:40

Isn't this comment in the same annoying bracket of "oh it must be free then" when something doesn't scan? You want to poke your own eyes out but you do a fake half laugh and move on?

Yep, and it's always a middle aged or older man that says this. See also when a cashier asks 'do you want cash back?' Cue a man saying 'only if it's freeeeeeee......' and throwing his head back laughing out loud at how hilarious he is. 🙄He always thinks he's the first to say it too...

The bane of every shop worker ever. Middle aged (and older) men who think they're hilarious.

.

JustauseraskinganotheruserWTF · Yesterday 20:51

Let's say the bill was £12.11 - when asked if they want cashback the number of people who quoted the bill amount back for "cashback" .. oh how hilarious they were. So glad I got out of customer service especially face to face I can't hold my fuck off face well anymore.

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