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Son can’t afford to live at home but we have no space for him

1000 replies

nomorestripes · 20/10/2026 15:32

My son (27) moved out at 21 to live with his girlfriend and when that didn’t work out he rented a room in a shared house, he has always worked but lived hand to mouth and now he has lost his job.

He can’t afford to rent his room anymore as he is only going to get £400 a month in benefits and his housing benefit won’t cover all his £600 rent leaving a short fall of about £200, his car insurance is about £100 a month which he needs to get a job and his phone is about £50 a month which he needs to get a job and his car tax is due this month so even paying that monthly it all comes to more than he will receive.
I don’t have the means to support him as I am a full time carer for my disabled 4 year old.
My husband is not his dad and we only have a 2 bed house as our 4 year old was born after he moved out so now has his old room.
We have no space for him and I can’t expect my husband who is the only earner on a low wage to support a grown adult as well as his own wife and child.

He has mentioned that he might have to move back home but realistically we have a tiny lounge with a small corner sofa and two bedrooms so we don’t have room and if we did have our 4 year old in with us we have no idea how long that would be and he would be in no position to contribute financially and we only just scrape by as it is.
But… he’s my son and I need to help him as he is trying so hard to find a job and although this is his first month so he still has his wages left once his benefits start coming in he will not be able to afford his room.
I am so worried for him but I just don’t know how we can make it work, supporting him will be too much for my husband with no end date in sight.

OP posts:
Thread gallery
6
janedoesdallas · 21/10/2026 15:07

Paganpentacle · 21/10/2026 14:58

My kids ( 24 and 28) know they will ALWAYS have a roof over their heads.

Mine are 27 and 29 and I’m the same. Dm if they’re in their 40s there is absolute nothing that wd make me turn my kids away. This thread is deeply bloody disturbing. I’m gonna look at all the ‘my kids won’t speak to me anymore’ posts when they pop up, as they inevitably do, with a whole new outlook from now on

Paganpentacle · 21/10/2026 15:11

nomorestripes · 21/10/2026 15:03

So if your mum met someone else after you’d moved out as an adult into your own place with a partner, would you then at 27 years old expect her new husband to take financial responsibility for you even if he couldn’t afford to? and if did but seemed reluctant, you’d decide he has no real interest in children?

I'd expect (hope) my mum would want to help out.

janedoesdallas · 21/10/2026 15:12

If he’s in the NW lmk and he can hunker down at mine for a bit Jesus Christ

OttersOnAPlane · 21/10/2026 15:12

nomorestripes · 21/10/2026 15:03

So if your mum met someone else after you’d moved out as an adult into your own place with a partner, would you then at 27 years old expect her new husband to take financial responsibility for you even if he couldn’t afford to? and if did but seemed reluctant, you’d decide he has no real interest in children?

I think that poster meant starting a second family at age 42 was the "blended family"part.

It must hurt to be not welcome at your mum's house while a 4yo half sibling lives there.

TheSnootiestFox · 21/10/2026 15:14

nomorestripes · 21/10/2026 15:03

So if your mum met someone else after you’d moved out as an adult into your own place with a partner, would you then at 27 years old expect her new husband to take financial responsibility for you even if he couldn’t afford to? and if did but seemed reluctant, you’d decide he has no real interest in children?

No, but at no point would I have expected my mother to start reproducing again if I was in my twenties. And she had, yes you've guessed it, ADHD (which is where mine came from!)

Loisandpeter · 21/10/2026 15:18

nomorestripes · 21/10/2026 15:03

So if your mum met someone else after you’d moved out as an adult into your own place with a partner, would you then at 27 years old expect her new husband to take financial responsibility for you even if he couldn’t afford to? and if did but seemed reluctant, you’d decide he has no real interest in children?

Yes.

I would expect my husband to take me and my children, whatever their ages, as his family.

My son was much younger when I met my husband, but he treated him like his own son from the start and now ds is 24, he still treats him as his own, he’s always paid everything for him etc. Ds left home two weeks ago to work abroad on 8 month contracts, dh is as upset as I am (happy for him, but you know, we miss him), and this is always going to be his home to return to, if that’s in 8 months or 5 years.

Thats how families work to me.

However, Ds isn’t so lucky with his father and his wife. She has said many times that Ds would not be welcome to live there under any circumstances (they married when Ds was 18, he’s not even allows to spend a night there).

My dh has assured me that even if something were to happen to me, Ds is “his” son forever and can always rely on him. In your sons situation, he would be welcomed home in heartbeat.

While Ds was a child when we met, so it’s slightly different, I wouldn’t be with a man unless he knew my children, however old they were, are always my priority, no matter their age.

nomorestripes · 21/10/2026 15:23

Arabelllllllla · 21/10/2026 15:02

You literally wrote a post yesterday saying your parents WOULD help you. Your story keeps changing, it's totally unreliable and presumably you're backtracking due the overwhelming backlash.

"I could have written this about my own parents too but I’m not in the same position as my own parents."

If you asked for their help and they didn't give it to you then that would be appalling on their part. But doesnt sound like that happened?

I will never get over parents who say "I struggled so why shouldn't my child put up with the same". Why even have a child if that's how you feel? I have adhd and I would never want my kid to struggle the same way I have. Thats not babying them, its being a supportive parent.

Many many people have given you advice on the financial side of things. You have chosen to ignore it, particularly when it shows that your DH doesn't have to fully support your DS because of benefits etc

Truly the level of resentment you harbour towards your own child is worrying. Yet again you've doubled down on putting DH out financially, and btw you did open your posts saying "we can't have DC here" so stop now pretending we've all made that up.

Firstly my parents help me out with money and car and if we’re stuck with bills etc but I also said in the rest of that post that I am not in my parents position but you did say yesterday, you were bored of reading so maybe you didn’t read all that sentence?

You said “ I will never get over parents who say “ I struggled so why should my child put up with the same”

I’m sorry you will never get over whoever said that quote to you but I think maybe you’re projecting?
“Why even have a child if that’s how you feel? Not me that said that’s how they feel but perhaps ask them more about that?
Then you say “I have adhd and I would never want my kids to struggle the way I have”
I think that answers my question on you projecting.

You also said you were not reading any more as you were bored now so why are you now back tracking on that?

OP posts:
BaidinFheilimi · 21/10/2026 15:24

OttersOnAPlane · 21/10/2026 15:12

I think that poster meant starting a second family at age 42 was the "blended family"part.

It must hurt to be not welcome at your mum's house while a 4yo half sibling lives there.

I agree, it would be very hurtful and damaging to be rejected by your own parent when you turn to them for help when you're possibly facing homelessness. A pp mentioned upthread the feeling of comfort in knowing your parents are always there in the background to provide shelter if things go wrong in your life. I think that security is especially important today, to young people in particular, because finding employment and accommodation is so difficult

alcovecupboards · 21/10/2026 15:28

nomorestripes · 21/10/2026 15:23

Firstly my parents help me out with money and car and if we’re stuck with bills etc but I also said in the rest of that post that I am not in my parents position but you did say yesterday, you were bored of reading so maybe you didn’t read all that sentence?

You said “ I will never get over parents who say “ I struggled so why should my child put up with the same”

I’m sorry you will never get over whoever said that quote to you but I think maybe you’re projecting?
“Why even have a child if that’s how you feel? Not me that said that’s how they feel but perhaps ask them more about that?
Then you say “I have adhd and I would never want my kids to struggle the way I have”
I think that answers my question on you projecting.

You also said you were not reading any more as you were bored now so why are you now back tracking on that?

So you accept help from your parents but won't offer to your own son? Sorry, do I have that right?

nomorestripes · 21/10/2026 15:30

TheSnootiestFox · 21/10/2026 15:14

No, but at no point would I have expected my mother to start reproducing again if I was in my twenties. And she had, yes you've guessed it, ADHD (which is where mine came from!)

Ahh so your mum’s the culprit? Mine came from my dad.

OP posts:
whyohwhyohwhyohwhyohwhyohwhy · 21/10/2026 15:30

Wow you sound pretty selfish op. Happy to take but not give.

nomorestripes · 21/10/2026 15:31

alcovecupboards · 21/10/2026 15:28

So you accept help from your parents but won't offer to your own son? Sorry, do I have that right?

No you don’t have that right, I said I am not in the same position as my parents.

OP posts:
nomorestripes · 21/10/2026 15:34

whyohwhyohwhyohwhyohwhyohwhy · 21/10/2026 15:30

Wow you sound pretty selfish op. Happy to take but not give.

There’s a reason my mum helps out financially, because we don’t have much money so that’s why Dh is stressed that Ds moving in will mean we will be penalised almost £100 a month he can’t afford so will be worse off for having him here.

OP posts:
EmeraldShamrock000 · 21/10/2026 15:35

nomorestripes · 21/10/2026 15:23

Firstly my parents help me out with money and car and if we’re stuck with bills etc but I also said in the rest of that post that I am not in my parents position but you did say yesterday, you were bored of reading so maybe you didn’t read all that sentence?

You said “ I will never get over parents who say “ I struggled so why should my child put up with the same”

I’m sorry you will never get over whoever said that quote to you but I think maybe you’re projecting?
“Why even have a child if that’s how you feel? Not me that said that’s how they feel but perhaps ask them more about that?
Then you say “I have adhd and I would never want my kids to struggle the way I have”
I think that answers my question on you projecting.

You also said you were not reading any more as you were bored now so why are you now back tracking on that?

There has to be something else going on here? Do you have access to your husband’s bank account.
You got a housing executive home when you were 27, DS aged 8. He’s working 60 hours a week, you get carers and high rate DLA yet your parents financially support you for bills and your car.
Is your DH gambling? Drinking too much? Only fans? You are lucky to have great parents. It is a pity that your DS1 hasn’t got great parents.

You are playing the poor act or the money is going somewhere.
Take out a loan, put 20 pound a week from your carer payment off it if you don’t want him to move in, help him pay for a room to rent for a few months.

VickyEadie · 21/10/2026 15:35

nomorestripes · 21/10/2026 15:34

There’s a reason my mum helps out financially, because we don’t have much money so that’s why Dh is stressed that Ds moving in will mean we will be penalised almost £100 a month he can’t afford so will be worse off for having him here.

OP, it's ignorance on my part - but why does your DS moving in mean you would lose housing benefit?

Loisandpeter · 21/10/2026 15:36

nomorestripes · 21/10/2026 15:34

There’s a reason my mum helps out financially, because we don’t have much money so that’s why Dh is stressed that Ds moving in will mean we will be penalised almost £100 a month he can’t afford so will be worse off for having him here.

But everything you have said about money just doesn’t add up?

nomorestripes · 21/10/2026 15:36

BaidinFheilimi · 21/10/2026 15:24

I agree, it would be very hurtful and damaging to be rejected by your own parent when you turn to them for help when you're possibly facing homelessness. A pp mentioned upthread the feeling of comfort in knowing your parents are always there in the background to provide shelter if things go wrong in your life. I think that security is especially important today, to young people in particular, because finding employment and accommodation is so difficult

Edited

It would wouldn’t it but nobody has been rejected, that doesn’t mean we are delighted at the prospect and won’t feel the implications of it.

OP posts:
Loisandpeter · 21/10/2026 15:39

VickyEadie · 21/10/2026 15:35

OP, it's ignorance on my part - but why does your DS moving in mean you would lose housing benefit?

All adults living in the house have to be added to the claim. So all ds income (from benefits) will be taken into account. So OPs award will go down.

You can’t just move someone in for an unknown period of time while claiming the housing element of UC without declaring it.

I mean, you can. But it’s not worth rhe risk of being caught out.

EmeraldShamrock000 · 21/10/2026 15:39

Did you work when he was a child? Had he any savings when he moved out? Was he receiving any benefits as a child for ADHD? Is he entitled to any help now based on his diagnosis.

nomorestripes · 21/10/2026 15:40

VickyEadie · 21/10/2026 15:35

OP, it's ignorance on my part - but why does your DS moving in mean you would lose housing benefit?

Because he will be another adult living in the property so they expect him to pay a portion of the rent and deduct that from our housing benefit.

OP posts:
VickyEadie · 21/10/2026 15:40

Loisandpeter · 21/10/2026 15:39

All adults living in the house have to be added to the claim. So all ds income (from benefits) will be taken into account. So OPs award will go down.

You can’t just move someone in for an unknown period of time while claiming the housing element of UC without declaring it.

I mean, you can. But it’s not worth rhe risk of being caught out.

Edited

Thank you for that.

OttersOnAPlane · 21/10/2026 15:42

nomorestripes · 21/10/2026 15:30

Ahh so your mum’s the culprit? Mine came from my dad.

That poster was writing from the perspective of your son!
That he would think it A Bad Thing that you, a single mum with ADHD, are the reason he has ADHD
And that it's crazy you've chosen to start again in your 40s with a new baby at high risk of inherited ADHD as well. (Plus higher risk of other disabilities)

nomorestripes · 21/10/2026 15:44

EmeraldShamrock000 · 21/10/2026 15:39

Did you work when he was a child? Had he any savings when he moved out? Was he receiving any benefits as a child for ADHD? Is he entitled to any help now based on his diagnosis.

I worked all his life and up until I became a carer for our 4yo.
I don’t think he has much of any savings and doesn’t get benefits for adhd.

OP posts:
nomorestripes · 21/10/2026 15:46

OttersOnAPlane · 21/10/2026 15:42

That poster was writing from the perspective of your son!
That he would think it A Bad Thing that you, a single mum with ADHD, are the reason he has ADHD
And that it's crazy you've chosen to start again in your 40s with a new baby at high risk of inherited ADHD as well. (Plus higher risk of other disabilities)

Yes I see that but my dad is the reason I have adhd he had me when he was 40 after having a son earlier on with the same we are all products of our parents.

OP posts:
TheSnootiestFox · 21/10/2026 15:48

OttersOnAPlane · 21/10/2026 15:42

That poster was writing from the perspective of your son!
That he would think it A Bad Thing that you, a single mum with ADHD, are the reason he has ADHD
And that it's crazy you've chosen to start again in your 40s with a new baby at high risk of inherited ADHD as well. (Plus higher risk of other disabilities)

Nope, I actually have inherited ADHD from my own mother and my sons also seem to have it. I meant, that even in her wildest dopamine seeking days, my mother would not have considered having another baby when I was in my 20s. In fact, once my dad had died she never had another relationship. I honestly can't see how having half siblings with a 20 year plus age gap is even remotely sensible!

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