Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Son can’t afford to live at home but we have no space for him

1000 replies

nomorestripes · 20/10/2026 15:32

My son (27) moved out at 21 to live with his girlfriend and when that didn’t work out he rented a room in a shared house, he has always worked but lived hand to mouth and now he has lost his job.

He can’t afford to rent his room anymore as he is only going to get £400 a month in benefits and his housing benefit won’t cover all his £600 rent leaving a short fall of about £200, his car insurance is about £100 a month which he needs to get a job and his phone is about £50 a month which he needs to get a job and his car tax is due this month so even paying that monthly it all comes to more than he will receive.
I don’t have the means to support him as I am a full time carer for my disabled 4 year old.
My husband is not his dad and we only have a 2 bed house as our 4 year old was born after he moved out so now has his old room.
We have no space for him and I can’t expect my husband who is the only earner on a low wage to support a grown adult as well as his own wife and child.

He has mentioned that he might have to move back home but realistically we have a tiny lounge with a small corner sofa and two bedrooms so we don’t have room and if we did have our 4 year old in with us we have no idea how long that would be and he would be in no position to contribute financially and we only just scrape by as it is.
But… he’s my son and I need to help him as he is trying so hard to find a job and although this is his first month so he still has his wages left once his benefits start coming in he will not be able to afford his room.
I am so worried for him but I just don’t know how we can make it work, supporting him will be too much for my husband with no end date in sight.

OP posts:
Thread gallery
6
GrandmasCat · 20/10/2026 22:37

DewDropsAndCobWebs · 20/10/2026 15:36

It's a very difficult situation for sure, but I would bring the 4yr old in with me and have some in other room.
I know it's not ideal but I could t turn one of my kids away.
If I lived in a cardboard box, I'd still share it with them.
I would also be making sure he spent every money looking for work

This. He sees hard working and proactive in finding employment. I would try to find a way to give him a place to stay while he gets back on his feet. Do you want to see him on the streets? That’s were he is going if he can’t afford a room and believe me chances of finding a job when you are homeless are dire…

Canttalkinreallife · 20/10/2026 22:38

Your husband can’t suck up having him on the sofa for a bit? How mean. If he wants to stay up late why can’t he do that in your bedroom?

And you must be very precarious if you can’t afford some jacket potatoes or pasta for dinners for a month or so.

Your son will likely end up having to be a carer/appointee for his disabled sibling later in life so a bit of give and take now wouldn’t go amiss.

Canttalkinreallife · 20/10/2026 22:39

Also would his grandparents rather see him on the streets rather than help him when he’s in a really tricky position.

My god what a lovely family this sounds like.

DancingNotDrowning · 20/10/2026 22:39

If you’ve ever wondered how a healthy 20 something year old ends up sleeping on a park bench here is your case study: a mother who would prioritise avoiding friction in her marriage over the well being of her son. Absolutely appalling.

Granville82 · 20/10/2026 22:40

Greenismyfavouritecolournow · 20/10/2026 22:34

Serious about him having savings or serious about him moving home? Even on minimum wage if he can afford £50 a month on a phone he can afford to save at least the same if not more. So £100 a month x 12 equals £1200 x 6 years. Several thousand saved for a rainy day!

Would a 21 year old working full time not have the common sense to start to save a buffer? My eldest is at uni and has managed to save over £2 k. My youngest at 17 has saved over a grand already from his Saturday job and summer work. I’ve always taught them if you can’t afford to buy it twice then you can’t afford it.

"if you can’t afford to buy it twice then you can’t afford it." - that's very good, I'm going to remember that.

This is exactly why saving is so crucial, and yes if he's been spending £50 per month on a phone for many years that should have been possible at least to some extent.

Pumpkinpie26 · 20/10/2026 22:40

BlueMum16 · 20/10/2026 21:42

Can you work? With 3 adults in the home to look after DC you might be able to find some hours too to help out.

That idea popped in my head too. On the positive side it could be good, OP could get some respite with older DS around to help support with his younger sibling. But with the DH calling the shots ……

WhatsItAllForAnyway · 20/10/2026 22:40

Granville82 · 20/10/2026 22:33

Yes, I had missed that you also care for a child with a severe disability.

Blood is thicker than water. These bonds of kinship can sometimes be replicated in other ways, and sometimes can't.

What I'm curious about is that everyone keeps saying "he should support you to take your son in". Sure, yes. And there should be rainbows and unicorns. What happens when that isn't the case, as OP is telling us? So many people are then saying "well you should toss him" which is just enormously reckless, when we have this 4 year old severely disabled child hugely dependent on this marriage, on the cohabitation of her parents.

I do know that if my DH came home tomorrow and said he'd had enough of our child in need being at home, I'd find a solution that enabled me to support both the needs of the child and the husband. I also know I would choose my child even before my husband. I brought them into the world, they are vulnerable, and they need the support. Caravan on the property?

Pumpkinpie26 · 20/10/2026 22:41

why so people so many hung up on the mobile phone contract 🤦🏻‍♀️ look at the bigger picture it’s the least of the problem Jesus wept 🤦🏻‍♀️.

dontcookwontcook · 20/10/2026 22:42

DancingNotDrowning · 20/10/2026 22:39

If you’ve ever wondered how a healthy 20 something year old ends up sleeping on a park bench here is your case study: a mother who would prioritise avoiding friction in her marriage over the well being of her son. Absolutely appalling.

That’s so sad

WhatsItAllForAnyway · 20/10/2026 22:43

I wonder if some people would be more sympathetic if it was a daughter, rather than a son? It's not like the son has been doing nothing with himself. He's been working and has fallen on hard times.

DancingNotDrowning · 20/10/2026 22:43

Greenismyfavouritecolournow · 20/10/2026 22:34

Serious about him having savings or serious about him moving home? Even on minimum wage if he can afford £50 a month on a phone he can afford to save at least the same if not more. So £100 a month x 12 equals £1200 x 6 years. Several thousand saved for a rainy day!

Would a 21 year old working full time not have the common sense to start to save a buffer? My eldest is at uni and has managed to save over £2 k. My youngest at 17 has saved over a grand already from his Saturday job and summer work. I’ve always taught them if you can’t afford to buy it twice then you can’t afford it.

The reason many working 20 somethings have £50 phone contracts is that they often need a reliable smart phone with data to navigate everyday life.

the £50 covers the repayment of the phone and is often paid in lieu of internet connection and a laptop.

nomorestripes · 20/10/2026 22:43

HappyViewer · 20/10/2026 22:30

So your family earn/receive in benefits over 4k a month before tax and you can’t afford to give your 27 year old a hot meal if he did live with you?

Not quite.

OP posts:
Arabelllllllla · 20/10/2026 22:44

Canttalkinreallife · 20/10/2026 22:39

Also would his grandparents rather see him on the streets rather than help him when he’s in a really tricky position.

My god what a lovely family this sounds like.

Honestly this lad should get as far away from the family as possible if they really are happy to leave him homeless.

Im NC with my adult brother and I dont even think I could see him on the streets.

Granville82 · 20/10/2026 22:45

WhatsItAllForAnyway · 20/10/2026 22:40

I do know that if my DH came home tomorrow and said he'd had enough of our child in need being at home, I'd find a solution that enabled me to support both the needs of the child and the husband. I also know I would choose my child even before my husband. I brought them into the world, they are vulnerable, and they need the support. Caravan on the property?

Yes, but here "the needs of the husband" are synonymous with "the needs of the 4 year old" or ar least very close. So then you're having to prioritise the needs of the 27 year old vs the 4 year old, and that seems quite obvious.

Maybe caravan is an option! I sincerely hope so.

nomorestripes · 20/10/2026 22:47

WhatsItAllForAnyway · 20/10/2026 22:43

I wonder if some people would be more sympathetic if it was a daughter, rather than a son? It's not like the son has been doing nothing with himself. He's been working and has fallen on hard times.

From experience no.

OP posts:
DinoDoughnut81 · 20/10/2026 22:48

Boreded · 20/10/2026 21:22

@nomorestripes i wouldn’t turn my son away, and would probably judge someone who did, but I don’t actually think that turning him away is as bad as people are acting here.

If he ends up homeless he could get council housing, if he moves in with you he won’t. If he moves back home and gives up his room in his house share then he may struggle to get another, but utilising an overdraft or credit card to bridge the gap whilst he goes to get a temp Christmas job can buy him a few months without him having to move homes and then save a deposit to get a new one.

It is ok not to be his next resort, as long as you are his last resort, and right now I don’t think he has exhausted all options yet. He needs to get a Christmas temp job, Tesco is definitely hiring their Christmas staff right now, my son has applied for a couple of local stores. I would bet all of the supermarkets are, so get him to check those.

He will wait years and years for council housing. He will be in the lowest category being a single male, D. You only get priority if you are at risk of violence, disabled, a veteran, vulnerable etc. My friend was made redundant and homeless, he was put in category D and told it was basically hopeless.
You have women and their children living in one room of a B&B for years waiting for council housing. I read that some councils have been so stretched they will give you a tent and sleeping bag if you are homeless.
He might get a hostel or B&B as emergency housing but these aren't nice, lots of addicts and people just out of prison there.
That's why there are so many HMOs springing up, no council housing, rentals unaffordable. And an increase in the visibly homeless.

Pumpkinpie26 · 20/10/2026 22:49

DancingNotDrowning · 20/10/2026 22:39

If you’ve ever wondered how a healthy 20 something year old ends up sleeping on a park bench here is your case study: a mother who would prioritise avoiding friction in her marriage over the well being of her son. Absolutely appalling.

@DancingNotDrowning couldn’t agree more. Everyday we see multiple threads along similar lines. How are so many women ending up/settling for this type of DH/DP aka dickheads/arseholes etc. Sorry I’ve got a bit of a bee in my bonnet tonight!

ThatRatBastard · 20/10/2026 22:51

How about he looks for a job with accommodation, like Butlins, or similar places but smaller?

WhatsItAllForAnyway · 20/10/2026 22:51

DinoDoughnut81 · 20/10/2026 22:48

He will wait years and years for council housing. He will be in the lowest category being a single male, D. You only get priority if you are at risk of violence, disabled, a veteran, vulnerable etc. My friend was made redundant and homeless, he was put in category D and told it was basically hopeless.
You have women and their children living in one room of a B&B for years waiting for council housing. I read that some councils have been so stretched they will give you a tent and sleeping bag if you are homeless.
He might get a hostel or B&B as emergency housing but these aren't nice, lots of addicts and people just out of prison there.
That's why there are so many HMOs springing up, no council housing, rentals unaffordable. And an increase in the visibly homeless.

Well, if we're up to tents, a tent in the back yard to sleep in and being allowed in the house during the day isn't an impossible thing to consider if really desperate. Unless it snows and gets bitterly cold where OP is. Someone will have to invest in some pretty heavy duty camping linen then, and that's not that cheap.

Greenismyfavouritecolournow · 20/10/2026 22:51

DancingNotDrowning · 20/10/2026 22:43

The reason many working 20 somethings have £50 phone contracts is that they often need a reliable smart phone with data to navigate everyday life.

the £50 covers the repayment of the phone and is often paid in lieu of internet connection and a laptop.

And someone earning minimum wage needs a £50 a month phone to do that? Bollocks! They should be saving for scenarios such as the rainy day currently being experienced by the op’s son. Is it wrong to encourage young people to save so that should/when /if the shit hits the fan, they can survive for a few months.
Having said that I would bring my son home in the ops’s situation. The husband will be fine. Give it a chance!

Granville82 · 20/10/2026 22:52

Pumpkinpie26 · 20/10/2026 22:49

@DancingNotDrowning couldn’t agree more. Everyday we see multiple threads along similar lines. How are so many women ending up/settling for this type of DH/DP aka dickheads/arseholes etc. Sorry I’ve got a bit of a bee in my bonnet tonight!

A man who works 60 hours a week to be sole breadwinner for his severely disabled young child, whose only vice is not drinking or porn but watching TV quite late, and who pays into his wife's pension since she has taken on care responsibilities for their daughter? And who is now actually working under the assumption that OP's adult son will soon move in - it's just that OP thinks this is risky. Yeah, why do women end up with these guys.

Arabelllllllla · 20/10/2026 22:53

Pumpkinpie26 · 20/10/2026 22:49

@DancingNotDrowning couldn’t agree more. Everyday we see multiple threads along similar lines. How are so many women ending up/settling for this type of DH/DP aka dickheads/arseholes etc. Sorry I’ve got a bit of a bee in my bonnet tonight!

Seems I have too! I just look at my little boys face and know I could never prioritise a man over him. What's wrong with these people?

The vast majority of child abusers seem to be men, but I am really starting to see how they get access to those children in the first place. Mums who cannot be alone, and place men above their own children. Gross.

Snowyowl99 · 20/10/2026 22:54

nomorestripes · 20/10/2026 22:43

Not quite.

but that's what you have said... it adds up to around this

Greenismyfavouritecolournow · 20/10/2026 22:55

Granville82 · 20/10/2026 22:52

A man who works 60 hours a week to be sole breadwinner for his severely disabled young child, whose only vice is not drinking or porn but watching TV quite late, and who pays into his wife's pension since she has taken on care responsibilities for their daughter? And who is now actually working under the assumption that OP's adult son will soon move in - it's just that OP thinks this is risky. Yeah, why do women end up with these guys.

Edited

I agree. Nothing the op says makes me think this man is a waste of space. He has suggested the eldest son comes home to them. He sounds kind. The op is the one who doesn’t want him.

Ittybittyspid · 20/10/2026 22:56

Why is he only getting £400?

Single person over 25 is £424.90 plus his rental element which will obviously vary depending on postcode. He will obviously be expected to look for a job whilst on this but he should still get more than £400.

He will get job seekers too which is £95 a week.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.