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Son can’t afford to live at home but we have no space for him

1000 replies

nomorestripes · 20/10/2026 15:32

My son (27) moved out at 21 to live with his girlfriend and when that didn’t work out he rented a room in a shared house, he has always worked but lived hand to mouth and now he has lost his job.

He can’t afford to rent his room anymore as he is only going to get £400 a month in benefits and his housing benefit won’t cover all his £600 rent leaving a short fall of about £200, his car insurance is about £100 a month which he needs to get a job and his phone is about £50 a month which he needs to get a job and his car tax is due this month so even paying that monthly it all comes to more than he will receive.
I don’t have the means to support him as I am a full time carer for my disabled 4 year old.
My husband is not his dad and we only have a 2 bed house as our 4 year old was born after he moved out so now has his old room.
We have no space for him and I can’t expect my husband who is the only earner on a low wage to support a grown adult as well as his own wife and child.

He has mentioned that he might have to move back home but realistically we have a tiny lounge with a small corner sofa and two bedrooms so we don’t have room and if we did have our 4 year old in with us we have no idea how long that would be and he would be in no position to contribute financially and we only just scrape by as it is.
But… he’s my son and I need to help him as he is trying so hard to find a job and although this is his first month so he still has his wages left once his benefits start coming in he will not be able to afford his room.
I am so worried for him but I just don’t know how we can make it work, supporting him will be too much for my husband with no end date in sight.

OP posts:
Thread gallery
6
BruFord · 20/10/2026 21:25

@Boreded A Christmas temp job is a great idea and as he drives, he can apply to delivery companies too.

Edit to say that I'd missed that he has points on his licence. Warehouse and other retail jobs might be better options then. At least he can drive to wherever work is available.

koffielepeltje · 20/10/2026 21:25

Girliefriendlikespuppies · 20/10/2026 20:01

Car insurance and phone seem high.

He needs to find another job even if it’s something pretty rubbish.

Many posters have commented that he may be locked into the phone contract and it could be costly to break the contract, at this point, in order to buy a cheap phone and a cheap sim only contract.

OP has said that one of the reasons her son's car insurance is high is because he has points on his license. She hasn't said how many points or for what driving offence, but having points on his license might bar him from applying for delivery and driving jobs that use company vans.

BTW, OP has said that her second child is disabled, but why are people referring to a 4 year old as a "toddler"? Children in the UK may be 4 when they first start school.

Someone suggested the son sells his car to keep down costs and perhaps his mother could drive him to work. But it cannot be assumed that she has a car at her disposal. If they are eating crackers and cheese instead of cooking meals some nights, it doesn't suggest a two car family, to me.

estrella167532839 · 20/10/2026 21:27

@Boreded I don’t think getting a council house is happens all that quickly, unless you have a child.

EmeraldShamrock000 · 20/10/2026 21:28

nomorestripes · 20/10/2026 21:08

Yes highest rate for both components and cares allowance.
My parents won’t help, they say they love him but couldn’t live with him.
He is older than all his cousins who are teenagers and still at home themselves.
I don’t know his Dad now but he does and sees him occasionally but I don’t think they are close.

His mental health must be shattered. It seems that he is not very close to any of his biological family, including his mother.
Would you expect him to step up, if god forbid anything happen to you and DH. Would you hope he’d step in for his younger brother? You get what you put in with family and friends. Don’t hold your breath and hopefully you won’t find yourself needing his help in the future.

Octoberfest · 20/10/2026 21:29

A couple of thoughts. It sounds like it isn't going to be feasible for your son to sleep on the couch in the living room. How about a bunk bed in your younger son's room?

Also, regarding the family finances,OP - are you claiming all the benefits you can, being a carer for a disabled child?

NotThoseKindOfEggs · 20/10/2026 21:30

“My husband is not his dad and we only have a 2 bed house as our 4 year old was born after he moved out so now has his old room”

I’m not sure how to quote just part of your first post, @nomorestripes but if you state that your eldest lived in the house you are currently living in with your husband and youngest child, doesn’t that mean that your husband moved into your home? So effectively your partner has saved money on his housing costs over a number of years?

koffielepeltje · 20/10/2026 21:30

estrella167532839 · 20/10/2026 21:27

@Boreded I don’t think getting a council house is happens all that quickly, unless you have a child.

@Boreded I suggest you put "will local authorities house young, single homeless men" into Google.

EmeraldShamrock000 · 20/10/2026 21:31

estrella167532839 · 20/10/2026 21:27

@Boreded I don’t think getting a council house is happens all that quickly, unless you have a child.

Even with a child, things have changed. For every available social home that pops up, there is a list of 1000’s who are homeless..
Especially single men.

mumzof4x · 20/10/2026 21:33

Perhaps put a roof over his head while you all figure out next steps and take the pressure off.
il sure you’ve room to throw an airbed on the floor and maybe he can help out around then house amd cook etc while he gets sorted.

likelysuspect · 20/10/2026 21:33

TeenLifeMum · 20/10/2026 21:24

I’m 44. If my marriage fell apart and I lost my job I know I can always rely on my parents to help me back on my feet. If you have an upbringing like this, it’s hard to grasp there are parents who would even consider not being the fall back for their dc.

I dont remember OP saying she wouldnt help him back on his feet, she simply cant accommodate him.

I can rely on my parents to help out but I wouldnt be able to live there, my mum is simply too ill for that.

EmeraldShamrock000 · 20/10/2026 21:35

“My husband is not his dad and we only have a 2 bed house as our 4 year old was born after he moved out so now has his old room”
Yes. OP probably got the house to house DS as a child, he’s been replaced. DH has his feet in instead.

EmeraldShamrock000 · 20/10/2026 21:36

likelysuspect · 20/10/2026 21:33

I dont remember OP saying she wouldnt help him back on his feet, she simply cant accommodate him.

I can rely on my parents to help out but I wouldnt be able to live there, my mum is simply too ill for that.

As OP is on a very limited budget then I can’t see how she could help him out other than a place to sleep.

likelysuspect · 20/10/2026 21:38

EmeraldShamrock000 · 20/10/2026 21:36

As OP is on a very limited budget then I can’t see how she could help him out other than a place to sleep.

Edited

Help is more than money, can her husband get him a job, links, associates, can OP help him apply for things, manage his money differently to get by, can she put feelers out about jobs?

WhatsItAllForAnyway · 20/10/2026 21:38

I gave up work to care for a disabled child. If my DH was 'supporting all of us' and that was an issue for another child, I'd tell him that it is obviously necessary for me to return to part-time work, so he was going to have to sort his work around his share of parental responsibilities in doing equal care for our disabled child. He can only do the work he does, without having to be flexible, because you're not working. You more than earn your keep caring for his disabled child, a role that costs the carer a lot personally. I expect that, suddenly, the original issue would disappear as soon as it makes the husband's life less straight forward.

TygerBread · 20/10/2026 21:38

I think keeping him in his current accommodation and then things I listed as ideas to achieve that shire first route.

if that doesn’t work, he presents himself and homeless to the council, just to see what (if anything) they offer. If it’s a hostel where they kick them out all day and they have to compete for a place with others who may be ‘higher need’, then forget it. He needs to lay it on thick with the council, say his family refuse to take him in or lend him any money and say he’s having thoughts of self-harm (even if not true, but it might class him as ‘vulnerable’ and be the tipping point needed get him into a proper room somewhere). They may even claim that owning a car means he has somewhere to sleep so they have no duty to help!

Anyway, if it’s not a safe and secure room that he also has access to during the day (it’s getting cold this time of year) then I’m afraid as his mother you just have to deal with the inconvenience of being overcrowded because if you don’t…and he ends up in a hostel or a park bench etc, surviving that situation and the dodgy people encountered can put him in a position where he gets stuck in a trap where he can’t even properly apply for jobs. If for example he end up not being able do laundry or wash properly, can’t get a proper night’s sleep…he will end up long term unemployed, and could be at risk of falling into poor mental health or associating with addicts who may draw him in (even if he doesn’t seem the type, when they are your only company it starts to become normal to be involved in that).

Unless your DS is a complete arsehole and impossible to live with, I don’t see why it’s such as problem for your DH? The fact that he would put you through the emotional distress of seeing your own son sleeping on a park bench (would you be able to sleep at night with the worry of that?). Sounds like your DH is the real problem here as every excuse you make comes back to him. I’m concerned that a having a well-behaved adult family member stay for what might end up being only a couple of months would ‘destroy’ you is an indication of the state if your marriage?

the excuse that your son would expect you to cook and provide food for him? Not necessarily, I’m sure he can sort out his own food if you are kind enough to allow him to stay, he would be in a worse alternative position on the streets and not have any cooking facilities at all so it’s weird to even be thinking about that as him placing demands on you and costs to your DH, he will surely just be grateful for a a place to stay. Just make the rules clear on what you are not providing day 1. He will be claiming benefits, so he will have a small amount of cash to provide basis for himself.

The excuse about DH wanting to watch tv? You’d really see your son in a hostel/park bench…which could end being a very dangerous situation…so your DH isn’t inconvenienced? Buy a cheap second-hand tv from gumtree and put it in your bedroom, DH can watch tv in there, or alternatively let DS use your bedroom to relax in for the evenings and have space from each other and then when DH is ready for bed then DS goes on the sofa..they would just pass on the staircase and DH would barley have to see him.

i think you have come here already wanting to say no to helping your son and are testing out your excuses on us…all of them fall very flat.

also think of the long-term relationship with your DH, if you decide not to help him, and he ends up seriously traumatised and living on the streets long-term…he’s never going to get over that rejection and lack of care from you. Unless your son is abusive towards you, no matter how old he is, the basics of not seeing him in a dangerous situation when you can do something to avoid it is an obvious choice.

hopefully you can find a way to help your son stay where he is and find at least temporary work quickly, but if not, it looks like it’s DH that is your real problem here.

Arabelllllllla · 20/10/2026 21:39

likelysuspect · 20/10/2026 21:16

I suppose I just want to be clear, this woman is being berated because her son is now unemployed. Its her problem to solve? Its her problem to tolerate and manage?

No. She is being "berated" for putting her husband ahead of her own child.

No decent parent would see a hardworking son homeless. Most people are only one or two bad incidents away from being homeless, that is the reality for many people who live hand to mouth.

Children are to be loved and supported, not tolerated. If someone feels like that about children then don't have them, its pretty simple. Seeing your own child suffering as a nuisance is absolutely chilling.

littlemousebigcheese · 20/10/2026 21:41

Of course he comes to live with you.. he’s your son?! Unless there’s a massive drip feed that he’s a serial killer or something, I can’t imagine not letting my child move back home

nomorestripes · 20/10/2026 21:41

TeenLifeMum · 20/10/2026 21:24

I’m 44. If my marriage fell apart and I lost my job I know I can always rely on my parents to help me back on my feet. If you have an upbringing like this, it’s hard to grasp there are parents who would even consider not being the fall back for their dc.

I could have written this about my own parents too but I’m not in the same position as my own parents.

OP posts:
BlueMum16 · 20/10/2026 21:42

nomorestripes · 20/10/2026 21:16

It is our money but there is only so much.

Can you work? With 3 adults in the home to look after DC you might be able to find some hours too to help out.

Snowyowl99 · 20/10/2026 21:45

nomorestripes · 20/10/2026 21:41

I could have written this about my own parents too but I’m not in the same position as my own parents.

Don't turn your back on your own child. What kind of mother does that

Arabelllllllla · 20/10/2026 21:45

nomorestripes · 20/10/2026 21:41

I could have written this about my own parents too but I’m not in the same position as my own parents.

If you have a roof over your head then yes you are. You just dont want to.

If i lived in a studio flat with 3 people I'd share it with my child rather than see him on the streets. Absolutely no excuse for it. Its been said multiple times by multiple people.

You have a sofa that he can sleep on, you just would rather your DH watch telly. Im embarrassed for you, and very sad for your son

Granville82 · 20/10/2026 21:46

Arabelllllllla · 20/10/2026 21:39

No. She is being "berated" for putting her husband ahead of her own child.

No decent parent would see a hardworking son homeless. Most people are only one or two bad incidents away from being homeless, that is the reality for many people who live hand to mouth.

Children are to be loved and supported, not tolerated. If someone feels like that about children then don't have them, its pretty simple. Seeing your own child suffering as a nuisance is absolutely chilling.

You are separating the husband and their 4 year old child in a way that it is impossible to do.

She is NOT putting the husband first. She is putting the MARRIAGE first, because it supports her child.

This is the right thing to do.

Arabelllllllla · 20/10/2026 21:46

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Womanontop · 20/10/2026 21:47

You need let him move home and make it work somehow. You're his mum, you just can't let him end up in a hostel

Also, look at getting a job in the evenings or your DP getting a second job if things are so tight that a few meals for your boy will tip you over the edge.

Arabelllllllla · 20/10/2026 21:48

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