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Son can’t afford to live at home but we have no space for him

1000 replies

nomorestripes · 20/10/2026 15:32

My son (27) moved out at 21 to live with his girlfriend and when that didn’t work out he rented a room in a shared house, he has always worked but lived hand to mouth and now he has lost his job.

He can’t afford to rent his room anymore as he is only going to get £400 a month in benefits and his housing benefit won’t cover all his £600 rent leaving a short fall of about £200, his car insurance is about £100 a month which he needs to get a job and his phone is about £50 a month which he needs to get a job and his car tax is due this month so even paying that monthly it all comes to more than he will receive.
I don’t have the means to support him as I am a full time carer for my disabled 4 year old.
My husband is not his dad and we only have a 2 bed house as our 4 year old was born after he moved out so now has his old room.
We have no space for him and I can’t expect my husband who is the only earner on a low wage to support a grown adult as well as his own wife and child.

He has mentioned that he might have to move back home but realistically we have a tiny lounge with a small corner sofa and two bedrooms so we don’t have room and if we did have our 4 year old in with us we have no idea how long that would be and he would be in no position to contribute financially and we only just scrape by as it is.
But… he’s my son and I need to help him as he is trying so hard to find a job and although this is his first month so he still has his wages left once his benefits start coming in he will not be able to afford his room.
I am so worried for him but I just don’t know how we can make it work, supporting him will be too much for my husband with no end date in sight.

OP posts:
Thread gallery
6
likelysuspect · 20/10/2026 21:09

Why are people quizzing OP on what benefits she gets for her youngest?

Granville82 · 20/10/2026 21:10

likelysuspect · 20/10/2026 21:09

Why are people quizzing OP on what benefits she gets for her youngest?

Because everything always falls to women

YourWildAmberSloth · 20/10/2026 21:11

EmeraldShamrock000 · 20/10/2026 21:01

I would not think a 21 renting a room with his girlfriend as having his own place.
What goes around comes around. I don’t understand why as a single parent for twenty years, you had another child in a bad financial situation. Surely it was hard enough the first time around, now you can’t afford to help your eldest child. Is this your home? His original family home?

Edited

She didn't have another child in a bad situation. She was single with an adult child, she then got married and presumably would have been capable of working herself, but for the fact that their child is severely disabled and needs care. It's not as if she was struggling to raise one child single-handed and at the same time got pregnant and added another child to the mix. The reality is that having a child with SEND drags many families into poverty.

ThatLemonBee · 20/10/2026 21:12

Why can’t your husband help ? His son or not he is family and his money should be your money too

nomorestripes · 20/10/2026 21:15

EmeraldShamrock000 · 20/10/2026 21:01

I would not think a 21 renting a room with his girlfriend as having his own place.
What goes around comes around. I don’t understand why as a single parent for twenty years, you had another child in a bad financial situation. Surely it was hard enough the first time around, now you can’t afford to help your eldest child. Is this your home? His original family home?

Edited

He has only been renting a room for a few months after his break up.

I have always worked all through his childhood and never anticipated I’d have to give up work to care for my severely disabled child but here we are.

OP posts:
likelysuspect · 20/10/2026 21:16

I suppose I just want to be clear, this woman is being berated because her son is now unemployed. Its her problem to solve? Its her problem to tolerate and manage?

bblondemoment · 20/10/2026 21:16

nomorestripes · 20/10/2026 17:12

He will have to sleep on our sofa or we’ll have to have our youngest in with us but I think it will put a lot of strain on our marriage and life will be very uncomfortable for an unknown amount of time.
I thought his housing benefit would cover his rent while he looked for work, I had no idea his misfortune would have such an impact on our family and the hardship that it will cause us will probably destroy us.

So what if it puts pressure on your marriage ? He’s your son so helping him when he’s down on his luck should take priority, I feel sad for him that his mum isn’t doing all she can to help

Ilikewinter · 20/10/2026 21:16

I bet your son feels really loved. Sorry son you cant possibly live with us, it will destroy my marriage. Plus I'll lose benefits and my DH won't feed another mouth. FFS.

Boreded · 20/10/2026 21:16

WaneyEdge · 20/10/2026 20:32

I live in one of the cheaper areas of the UK. There are very, very few jobs here, let alone ones that pay a decent wage. It took me over a year to find a FT job, not through lack of trying. The wage was also rubbish, I earned more 14 years ago. It may mean a slightly cheaper rent but I wouldn’t advise anyone looking for work to move to one of these areas.

I live in the cheapest area of England, there are 100s of jobs available for Christmas staff right now. Wouldn’t be great for the long term, but it would be enough for someone who lost their job.

Then there are call centres and other similar jobs that will pay at least minimum wage and are ALWAYS hiring.

nomorestripes · 20/10/2026 21:16

ThatLemonBee · 20/10/2026 21:12

Why can’t your husband help ? His son or not he is family and his money should be your money too

It is our money but there is only so much.

OP posts:
NovaF · 20/10/2026 21:16

Can he not do delivery driving until he finds a job he wants?

Flowersteasandchocolates · 20/10/2026 21:17

Please don’t leave your son to go through this on his own. It’s clear he’s having a really hard time at the moment, but life has a way of turning things around. He might be at a low point now, but things can change, and one day he could be in a much better place.
We should never forget that one day, the tables could turn and we might be the ones who need a little extra care. They could be the ones bringing us a glass of water, holding our hand or giving us a hug when we’re old and frail.

JenRummy · 20/10/2026 21:17

likelysuspect · 20/10/2026 21:09

Why are people quizzing OP on what benefits she gets for her youngest?

It’s relevant. Could = £1200 a month or just over. Plus DHs wage plus housing element of UC etc yet OP says they are struggling and can’t possibly even help DS out financially for a short time let alone prevent him becoming homeless. It apparently wouldn’t be fair on her DH if his (praise be) breadwinning efforts helped out his stepson and wider family just a little too temporarily. The DS deserves way better. It’s all such a croc of… new family and no room for DS. I’d take him in myself FS and also in 2 bed.

givemesteel · 20/10/2026 21:17

If you weren't there as a safety net he'd be put up somewhere in temporary housing etc. I think go down that route as it might spure him to find any work.

Eg move to the SE, there are plenty of deliveroo / Amazon on type jobs going. This is a bit of a character defining 'on your bike' moment which at 27 he needs.

dementedmummy · 20/10/2026 21:18

nomorestripes · 20/10/2026 18:39

It’s not a fancy car it’s a small old cheap car but he has points.
It’s the food that will be detrimental as we don’t always cook meals and sometimes just have cheese and crackers or sandwiches or something on toast and little one eats little bits.
If he moves back he will expect proper dinners and that’s going to be on Dh as Ds outgoings will be all his benefit for car and phone and things. I can hardly offer him a few cocktail sausages and a Yorkshire pudding for dinner as I can our little one likes at the moment, that’s why it will fall on Dh to fill the fridge with proper meals to support a grown man.
I am not saying we can’t afford proper meals and we do eat healthy but I do try and save money by not always making big meals and cutting where I can so we can stretch out what we have.
I feel guilty using Dh hard earned money for that.

Dh has not specifically said he doesn’t want him here but I know he will find it an intrusion, he himself has stated he will have to come back here as he has no other option but while he has accepted that I do know that will feel he is encroaching on his personal space with the there not being any other space to go.

If you are that strapped for cash and husband is a low earner, he should be considering applying for universal credit. You also need to look at whether you are claiming everything you can for your child. Also 4 yr old in a bed with you is not a good situation. Get on Facebook marketplace or gumtree and get on gumtree and get a set of free or low cost bunk beds. Both children can sleep in the same room. Makes best space for the number of people, keeps your living room clear and your marital bed safe.

Calling · 20/10/2026 21:18

You are in a rural area, so £600 seems on the high side for a room in a shared house, but that is your son's word on it.

Perhaps shop around again when he has a job- but of course he would need an income first.
Or could he move to a city?

likelysuspect · 20/10/2026 21:21

JenRummy · 20/10/2026 21:17

It’s relevant. Could = £1200 a month or just over. Plus DHs wage plus housing element of UC etc yet OP says they are struggling and can’t possibly even help DS out financially for a short time let alone prevent him becoming homeless. It apparently wouldn’t be fair on her DH if his (praise be) breadwinning efforts helped out his stepson and wider family just a little too temporarily. The DS deserves way better. It’s all such a croc of… new family and no room for DS. I’d take him in myself FS and also in 2 bed.

It isnt relevant at all, any disability benefits for her youngest are for the prupose of her youngest, not to prop up an adult non dependent who is fit and able to work. Its unfortunate he is at a sticky point but he's going to need to be creative and flexible about what he can do.

Greenmouldycheese · 20/10/2026 21:21

sparklypinkgoblin · 20/10/2026 21:08

Because that's a perfectly acceptable solution to the husband's "need" to stay up watching TV at night, and OP's fears that if he can't stay up watching TV the marriage won't survive, and the lack of space to fit a bed in OP's room for her 4 year old.If the husband throws his toys out of the pram, OP will know that this was just an excuse, and that her husband never had any intention of welcoming her son in his hour of need.

Some women are man obsessed and put the man's wishing above the basic care for their kids. Its sad but true.

Boreded · 20/10/2026 21:22

@nomorestripes i wouldn’t turn my son away, and would probably judge someone who did, but I don’t actually think that turning him away is as bad as people are acting here.

If he ends up homeless he could get council housing, if he moves in with you he won’t. If he moves back home and gives up his room in his house share then he may struggle to get another, but utilising an overdraft or credit card to bridge the gap whilst he goes to get a temp Christmas job can buy him a few months without him having to move homes and then save a deposit to get a new one.

It is ok not to be his next resort, as long as you are his last resort, and right now I don’t think he has exhausted all options yet. He needs to get a Christmas temp job, Tesco is definitely hiring their Christmas staff right now, my son has applied for a couple of local stores. I would bet all of the supermarkets are, so get him to check those.

estrella167532839 · 20/10/2026 21:23

DewDropsAndCobWebs · 20/10/2026 15:36

It's a very difficult situation for sure, but I would bring the 4yr old in with me and have some in other room.
I know it's not ideal but I could t turn one of my kids away.
If I lived in a cardboard box, I'd still share it with them.
I would also be making sure he spent every money looking for work

I don’t have children but this. It’s what my parents would do to me.

Bloozie · 20/10/2026 21:23

He desperately wants to work. He’s not a freeloader. He needs your help.

I’d not look forward to us all squashed together, but I couldn’t turn him away. I’d make it work and I would never let him feel he was a burden. My children are always welcome back home.

BruFord · 20/10/2026 21:23

nomorestripes · 20/10/2026 21:08

Yes highest rate for both components and cares allowance.
My parents won’t help, they say they love him but couldn’t live with him.
He is older than all his cousins who are teenagers and still at home themselves.
I don’t know his Dad now but he does and sees him occasionally but I don’t think they are close.

I'd advise him to ask his Dad whether he has any suggestions for accommodation. His Dad may have more space or a family member/friend who could help out.

Explain that you're so tight on space/ budget that you're trying to find a more comfortable solution for him -but if he needs to stay with you, he can. He's trying hard to be independent, give him support. I'd be advising differently if he wasn't making an effort, but he is.

TeenLifeMum · 20/10/2026 21:24

likelysuspect · 20/10/2026 21:16

I suppose I just want to be clear, this woman is being berated because her son is now unemployed. Its her problem to solve? Its her problem to tolerate and manage?

I’m 44. If my marriage fell apart and I lost my job I know I can always rely on my parents to help me back on my feet. If you have an upbringing like this, it’s hard to grasp there are parents who would even consider not being the fall back for their dc.

Newkicks · 20/10/2026 21:24

He's your son. By all accounts a hard worker who has fallen into hard times. You suck it up.

Newkicks · 20/10/2026 21:24

TeenLifeMum · 20/10/2026 21:24

I’m 44. If my marriage fell apart and I lost my job I know I can always rely on my parents to help me back on my feet. If you have an upbringing like this, it’s hard to grasp there are parents who would even consider not being the fall back for their dc.

💯

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