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Son can’t afford to live at home but we have no space for him

1000 replies

nomorestripes · 20/10/2026 15:32

My son (27) moved out at 21 to live with his girlfriend and when that didn’t work out he rented a room in a shared house, he has always worked but lived hand to mouth and now he has lost his job.

He can’t afford to rent his room anymore as he is only going to get £400 a month in benefits and his housing benefit won’t cover all his £600 rent leaving a short fall of about £200, his car insurance is about £100 a month which he needs to get a job and his phone is about £50 a month which he needs to get a job and his car tax is due this month so even paying that monthly it all comes to more than he will receive.
I don’t have the means to support him as I am a full time carer for my disabled 4 year old.
My husband is not his dad and we only have a 2 bed house as our 4 year old was born after he moved out so now has his old room.
We have no space for him and I can’t expect my husband who is the only earner on a low wage to support a grown adult as well as his own wife and child.

He has mentioned that he might have to move back home but realistically we have a tiny lounge with a small corner sofa and two bedrooms so we don’t have room and if we did have our 4 year old in with us we have no idea how long that would be and he would be in no position to contribute financially and we only just scrape by as it is.
But… he’s my son and I need to help him as he is trying so hard to find a job and although this is his first month so he still has his wages left once his benefits start coming in he will not be able to afford his room.
I am so worried for him but I just don’t know how we can make it work, supporting him will be too much for my husband with no end date in sight.

OP posts:
Thread gallery
6
Motheranddaughter · 20/10/2026 20:20

I would take my child in
Not saying it would be easy but I would do it regardless
My child would be as important to me as my DH and other children

Boreded · 20/10/2026 20:20

XenoBitch · 20/10/2026 20:08

You have been reading too much Daily Mail. £400pm is what you get if you are out of work.

I didn’t think benefits were lots of money, I’m not stupid. But how does someone pay their utilities and eat on 400 a month…they’re not fit for purpose

allgoodbabybaby · 20/10/2026 20:20

Well your husband is just going to have to have some early nights and retire to the main bedroom. Am I missing something here?

Vidalbuffay · 20/10/2026 20:20

i don’t see from your posts, apologies if I’ve missed it but where’s his dad?

Granville82 · 20/10/2026 20:20

nomorestripes · 20/10/2026 20:16

I was a single mum throughout his childhood and didn’t have another child until he was a grown man with his own place with his own partner.

Well done OP, that must have taken a huge amount of tenacity and grit.

I think you're making a lot of sense in trying to preserve your marriage with your child's Dad, with very difficult things to juggle.

SabrinaBricklayer · 20/10/2026 20:20

141mum · 20/10/2026 19:22

The job market is so hard for young people at the moment, my dd took a year to find ft employment after graduating, now in a grad role that really does not need a degree, but had to have a 2.1 or higher, crap money, 25,000 , so 11 pound a day travel, it’s all a bloody mess for them

My son was made redundant, he came back home. It took him months of solid looking before he got another job. He now lives with his gf, but if he ever needed to he knows he can always come back home. He doesn’t want to, but just knowing he can alleviates a lot of the worries youngsters must feel today. Redundancy hangs too easily over them all, but unlike year’s ago it’s not so easy to walk into another job. Anyone who thinks the job landscape hasn’t significantly changed is not being realistic.

XenoBitch · 20/10/2026 20:21

Boreded · 20/10/2026 20:20

I didn’t think benefits were lots of money, I’m not stupid. But how does someone pay their utilities and eat on 400 a month…they’re not fit for purpose

Edited

They don't. But that is what they get. And if you are under 25, it is even less.

nomorestripes · 20/10/2026 20:21

likelysuspect · 20/10/2026 20:05

He needs to move to those local towns then, you can help with a deposit for another room rental, get rid of the car, you cant afford car insurance and MOT/tax in this financial situation

Unless he wants to live in his car

Dont live in the countryside if you're going to be in uncertain accommodation and jobs.

Yes we live rural, he doesn’t live with us yet.
Why have you decided we can help with the deposit for another rental?

OP posts:
ItsABatFaceThing · 20/10/2026 20:22

It would be a cold day in hell before I told my adult child they couldn’t come back home . What’s wrong with some of you? I feel sorry for your kids

I also wouldn’t be putting my husbands wishes above what my son needs right now. It will not be easy and he’d have to understand he’d be squeezing in but what parent would say no? Providing he’s not bringing addiction issues / is violent etc then shame on you if you don’t allow it

allgoodbabybaby · 20/10/2026 20:22

A few cocktail sausages and yorkshire pud is not an appropriate or nutritionally well rounded enough meal for a four year old. Maybe you should use a local food bank for some extra food if you're that up against it?

Arabelllllllla · 20/10/2026 20:22

nomorestripes · 20/10/2026 19:56

We will also lose £96.55 a month in our housing benefit which we can’t afford because he will be living with us even though not contributing anything because he won’t have it with his car and if he did pay it we wouldn’t see it anyway so the financial burden is on us with losing money we can’t afford and have an extra adult to support.
£400 is not going to allow him to pay back the money we lose and make a financial contribution and pay for his car and personal things and pay for his food. Times are hard at the moment and we just about have our heads above water I don’t think it’s right the burden should fall on Dh who is struggling to support us.
Yes he is my child but he is 27 and while I want to support him we have a dependent disabled 4 year old so have had to make huge financial sacrifices to care for those needs one becoming a full time carer.

That isn’t DS fault but it does feel like we will be the ones penalised and I don’t think it will be for a few months as the job market is tough and so is finding affordable accommodation on a single minimum wage so it likely will be long term or at least for the foreseeable which puts a lot of strain on an already strained household.

Report me all you want. Its clear to 99% of people on this thread that you had no intention of housing your son. What did you post for when you've been given loads of help and solutions but ignored them all?!

Excuse after excuse after excuse.

I do hope you aren't expecting him to look after you when youre older. I certainly wouldn't if my mum behaved this way. Feel so so sorry for the DC.

HalzTangz · 20/10/2026 20:22

nomorestripes · 20/10/2026 19:56

We will also lose £96.55 a month in our housing benefit which we can’t afford because he will be living with us even though not contributing anything because he won’t have it with his car and if he did pay it we wouldn’t see it anyway so the financial burden is on us with losing money we can’t afford and have an extra adult to support.
£400 is not going to allow him to pay back the money we lose and make a financial contribution and pay for his car and personal things and pay for his food. Times are hard at the moment and we just about have our heads above water I don’t think it’s right the burden should fall on Dh who is struggling to support us.
Yes he is my child but he is 27 and while I want to support him we have a dependent disabled 4 year old so have had to make huge financial sacrifices to care for those needs one becoming a full time carer.

That isn’t DS fault but it does feel like we will be the ones penalised and I don’t think it will be for a few months as the job market is tough and so is finding affordable accommodation on a single minimum wage so it likely will be long term or at least for the foreseeable which puts a lot of strain on an already strained household.

His outgoings is £150 a month not £400 a month. He can change his phone package and save money. Whilst he's not working personal purchase need to go on hold he needs to contribute £200 a month to you, £100 for food and £100 for housing element that you would lose.

SockFluffInTheBath · 20/10/2026 20:23

allgoodbabybaby · 20/10/2026 20:20

Well your husband is just going to have to have some early nights and retire to the main bedroom. Am I missing something here?

TV in the bedroom/streaming to his phone, and DS on the sofa? I wouldn’t be turfing DD out of her room- currently motivated as DS might be I wouldn’t be giving him a whole room to himself while everyone else crams into one bedroom.

Granville82 · 20/10/2026 20:23

Arabelllllllla · 20/10/2026 20:22

Report me all you want. Its clear to 99% of people on this thread that you had no intention of housing your son. What did you post for when you've been given loads of help and solutions but ignored them all?!

Excuse after excuse after excuse.

I do hope you aren't expecting him to look after you when youre older. I certainly wouldn't if my mum behaved this way. Feel so so sorry for the DC.

Isn't it reason after reason after reason?

JenRummy · 20/10/2026 20:23

Granville82 · 20/10/2026 20:16

Her "new family" includes her and her husband's 4 year old disabled child.

She might be wrong that her marriage might not survive her 27 year old moving home, but that is her belief as expressed a few times on here. Preserving that marriage and keeping that child's parents together is not something to be so quickly disregarded, no?

With OP walking a bit on eggshells and deferring to her DH even on this thread, chances are the marriage is likely not to survive anyways. Reads like OP is also somewhat wary of her (praise me) ‘breadwinning’ husband in places.

Clear OP doesn’t want to inconvenience him but more than happy to see her eldest suffer and become homeless.

We don’t stop being parents whether they are 27 or 57. If OPs marriage can’t survive a temporary +one, her own DS then it’s not strong anyways.

Arabelllllllla · 20/10/2026 20:24

HalzTangz · 20/10/2026 20:22

His outgoings is £150 a month not £400 a month. He can change his phone package and save money. Whilst he's not working personal purchase need to go on hold he needs to contribute £200 a month to you, £100 for food and £100 for housing element that you would lose.

She just doesnt want him in the house, your logic and maths will fall on deaf ears. Honestly it's like trying to have a conversation with Donald Trump or something.

Hankunamatata · 20/10/2026 20:26

So he goes to council. Declares himself as homeless and takes it from there

Arabelllllllla · 20/10/2026 20:26

Granville82 · 20/10/2026 20:23

Isn't it reason after reason after reason?

No. When you're a parent you should not be trying to find a reason to make your child homeless. Its an excuse to excuse yourself from being their parent anymore.

Hope that helps!

Yupstillhere · 20/10/2026 20:26

Your replies read as excuses, it sounds as though you aren't wanting to make it work. He could sleep on your living room floor on a camp bed and your DH could go to bed earlier or watch TV in your bedroom with headphones or whatever, he could put himself out. You could tell your son he can come back for a max of so many months. It's not going to be his dream situation camping out at yours. He's left home and always had a job and now isn't getting any practical support because you've got another family. If you were still with his dad this situation would surely be different. He's losing out because you're married to someone else you're prioritising over your son. Hell would freeze over before my children are turned away from living with me. I would make it work even if temporarily. How sad for him if you tell him no.

Snowyowl99 · 20/10/2026 20:28

OP why don't you just admit you don't want your own son in the house
You see other posters above explaining the finances. You could make it work you just don't want to inconvenience that controlling husband of yours Feel so sorry for your son. Where do you expect him to go?

Crazydoglady1980 · 20/10/2026 20:30

He needs to talk to his local council, they have a duty to support people who are due to become homeless, they have options that they can explore such as deposits for housing and discretionary funds.
is he looking at all types of jobs? We are coming up to Christmas, are there retail or restaurant jobs he could apply for?
If I couldn’t house him then I would be exploring extended family, if he did move in there needs to be a time limit and he needs to be supporting himself with food. It may not be ideal but it would reduce some of the financial burden.

StandingStones · 20/10/2026 20:30

Your son should approach Shelter for advice. You could at least do him the decency of pointing him in that direction before he beds down under a bridge somewhere.

SummerFeverVenice · 20/10/2026 20:30

I would tell him to go to citizens advice.

  • If he has worked for that employer for 2yrs, he should get some redundancy pay: https://www.gov.uk/redundancy-your-rights/redundancy-pay
  • The UC amount of £400/mo in total does not sound right. It sounds like it is only the JSA component. Perhaps he is getting £95.55/week for now as he has a pay cheque coming but after that, he should get more each month? Citizen’s should be able to help.
Lulu1919 · 20/10/2026 20:31

Phone will be contract - so not easy to change - possibly car on finance too
any other family he could stay with short term - 27 is a fully grown person but I couldn’t not try to help

VeterinaryCareAssistant · 20/10/2026 20:32

nomorestripes · 20/10/2026 16:58

He doesn’t want to support another adult when he is supporting his wife and young child on a low wage that we can just about get by on.
Our 4 year old is disabled and needs a lot of care and with our double bed and built in wardrobe there is no room for a single bed in our room and so we’d be sharing a bed with a 4 year old.
The small bedroom is not big enough for 2 beds and the lounge is only just big enough for a small 4 seater corner sofa and Dh likes to stay up late and will not want him asleep on the sofa or waiting for him to go to bed.
I do think that him moving home will cause a lot of friction In our marriage and there is no guarantee he will find anything soon or another place to live.

If he's not staying up to watch porn can't he watch tv or game in your room with headphones?

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