I think employers should be forced to pay a living wage - that needs one that does not need benefit top ups. This should be all employers, including NHS and carers.
This means the government will have to pay higher salaries for staff, instead of just topping the salaries up with benefit. Private firms will have to operate a company paying a living wage or close. The state should not be subsidising them by topping up the salaries. This subsidy goes to the shareholders in the end.
Disability should be looked at again. We should look at what people can do and not what they can’t. The government has recently (this was instigated by Labour) cut the funding to help enable disabled people to find and continue in paid work. This enabled companies to employ disabled people without it costing more than able bodied people.
n.b Some disabled people will never be able to work. The state must and should pay benefits in these cases.
Childcare should be heavily subsidised, so that parents can afford to work. If they choose not to, the parents need to fund it. Specialist childcare should be available for disabled children.
There should be an overall assumption that people work to earn their keep and that companies that employ these people do so at a wage that enables them to live.
There will be exceptions, but everyone who can, should work to pay for themselves.