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To be glad triple lock going and hope they means test it too

1000 replies

Randomamsi · 29/09/2026 19:50

I have a multi millionaire senior relative who receives £1,400 from the state pension each month, in addition to 6k private pension.

He's not means tested and he's received that for 30 years. Yes, he paid into the system but he does not need it!!! He also had free uni, dirt cheap first house back in the 60s and retired aged 59.

Meanwhile the younger generation:

  • thousands in student loan debt
  • asset poor as can't get on the housing ladder
  • means tested for child benefit, tax free childcare etc
  • working until late 60s/ 70s

Why do pensioners have it easy while younger ones pay the price?

For vulnerable pensioners at risk of poverty, there should obviously be provision to help them, I'm not suggesting we let people starve. But multimillionaire pensioners or very asset rich pensioners do NOT need the state pension. It's about time things changed.

OP posts:
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8
Slingsanderrors · 30/09/2026 08:49

Randomamsi · 29/09/2026 19:50

I have a multi millionaire senior relative who receives £1,400 from the state pension each month, in addition to 6k private pension.

He's not means tested and he's received that for 30 years. Yes, he paid into the system but he does not need it!!! He also had free uni, dirt cheap first house back in the 60s and retired aged 59.

Meanwhile the younger generation:

  • thousands in student loan debt
  • asset poor as can't get on the housing ladder
  • means tested for child benefit, tax free childcare etc
  • working until late 60s/ 70s

Why do pensioners have it easy while younger ones pay the price?

For vulnerable pensioners at risk of poverty, there should obviously be provision to help them, I'm not suggesting we let people starve. But multimillionaire pensioners or very asset rich pensioners do NOT need the state pension. It's about time things changed.

No one gets £1400 a month state pension.

I’m 71, worked from age 18 until my mid 60’s as an NHS nurse. I get £838 a month state pension on top of my paltry NHS pension. The total gives me less than £2000 a month, to pay all bills and food, run a small car, and have the odd trip away.

I’m happy to lose the triple lock as long as that money is used to sort out social care.

Justaquestionplease · 30/09/2026 08:50

BobbiBiscuits · 30/09/2026 08:46

Yeah. It was after all the vitriol and bitterness on here wrt the private school tax that I understood how widespread it was/ is. It was then I stopped giving a damn about others' lack of wealth. Sadly. And OP - I do hope your 'senior relative' knows who his / her friends are when it comes to the will. I am sure they do -it's quite easy to pick up on these things these days.

Edited

Oh I couldn't give a shit if others are wealthy...but I do object to people who are richer than me taking out of the coffers that I'm paying into via my taxes. There's no special separate pension pot for each person...it comes out of all our taxes.

KatiePricesKnickers · 30/09/2026 08:51

DrySherry · 30/09/2026 08:31

Means testing the state pension is definitely in the post. It will have to happen. The question is when..

Needs to be tapered in. Maybe say anyone born after 1990 won’t get one, and do some tax adjustment to help them save.

BobbiBiscuits · 30/09/2026 08:51

AllIwantForChrismasIsAKitchenAidStandMixer · 30/09/2026 08:43

I generally see older people being far more selfish than younger people and I don’t mind being called ageist. I find the boomer generation rude, entitled and selfish on the whole.

Ha ha ridiculous. Any examples to provided justification for your views?

PS. 'Older people' - define older people
'boomer generation' - does anyone else think it's facile and divisive to label generations like this. Apart from Gen X, we like our label..

Floatbybee · 30/09/2026 08:51

KatiePricesKnickers · 30/09/2026 08:10

@Blondiebeachbabe “How about this - how would you feel, if you saved into an ISA for the next 50 years, and then, when you decided to withdraw some money, as you want to stop working, your Bank said you didn't need the money, because you have a nice house and a few quid in another account, so they are going to give your money to someone more needy. How do you like those apples?”

That comparison does not work.

Yes, as soon as people start to talk of “need” things get very messy indeed! I could question all sorts of benefits but it’s pointless. So many times I’ve read comments pensioners don’t need x y z and I could throw exactly the same back at those commentators and their life and spending or saving choices.

ThriveAT · 30/09/2026 08:52

Randomamsi · 29/09/2026 19:50

I have a multi millionaire senior relative who receives £1,400 from the state pension each month, in addition to 6k private pension.

He's not means tested and he's received that for 30 years. Yes, he paid into the system but he does not need it!!! He also had free uni, dirt cheap first house back in the 60s and retired aged 59.

Meanwhile the younger generation:

  • thousands in student loan debt
  • asset poor as can't get on the housing ladder
  • means tested for child benefit, tax free childcare etc
  • working until late 60s/ 70s

Why do pensioners have it easy while younger ones pay the price?

For vulnerable pensioners at risk of poverty, there should obviously be provision to help them, I'm not suggesting we let people starve. But multimillionaire pensioners or very asset rich pensioners do NOT need the state pension. It's about time things changed.

You are just, plain wrong.

ExpectMore · 30/09/2026 08:52

slugjelly · 30/09/2026 08:37

I find the person saying people are ‘jealous’ astounding. Can you really not imagine people wanting fairness, not motivated by personal greed?

I feel so relieved that younger generations are more aware of interrelated wellbeing and less — sorry, I don’t know how else to put it — selfish.

I think the issue is their definition of “fairness” is taking other people’s hard earned and / or saved money.

That’s not fairness. That’s sheer green eyed jealous and greed.

They’d do better to turn that energy into bettering themselves and preparing for the future. That would be more “fair” both in the here and now to those with “the broadest shoulders” that are already having to fund them.

It really is shocking how labour has driven a class war on the premise of jealously. We need the country to open their eyes and pull together rather than pulling those that have succeeded back to rock bottom.

BobbiBiscuits · 30/09/2026 08:52

ThriveAT · 30/09/2026 08:52

You are just, plain wrong.

Envy I suppose

EasternStandard · 30/09/2026 08:53

Theblueyonder · 30/09/2026 08:13

Irrespective of where posters stand on the triple lock, Burnham has clearly set the battle lines for the next GE, whether it’s in 2029, or next spring.

We shall all get the opportunity to have our voices heard, then.

Burnham was adamant on not having an early GE. Who knows if his words will stick.

Alantraitor · 30/09/2026 08:53

AllIwantForChrismasIsAKitchenAidStandMixer · 30/09/2026 08:43

I generally see older people being far more selfish than younger people and I don’t mind being called ageist. I find the boomer generation rude, entitled and selfish on the whole.

What we see is often a result of our own bias and what we subconsciously expect to see or are looking for.

You are ageist for stereotyping a whole generation of people and referring to them by the derogatory term, "boomer."

Good job you don't mind being called ageist, hopefully you are a bit more careful about not being discriminatory to other groups in society.

ThriveAT · 30/09/2026 08:55

BobbiBiscuits · 30/09/2026 08:52

Envy I suppose

Yup. It jumps off the page.

Seymour5 · 30/09/2026 08:55

ChapmanFarm · 30/09/2026 08:08

Yes but once you introduce means testing there is a threshold and that threshold will keep coming down

Im very careful. Live in a small house I've never upgraded, pay extra into my pension.

Someone else wouearn much more than me but be better at spending with a carefree attitude.

So will you means test how much we've earned across our lives or how much we have left at 67?

Nail on head. People on moderate incomes who are frugal, often lose out. If they’ve even a small extra pension, they may be only marginally better off than someone receiving Pension Credit. No account is taken of how their earnings may have been the same. Hence the backlash when the WFA was withdrawn from those just over the limits for means tested benefits.

Theblueyonder · 30/09/2026 08:56

EasternStandard · 30/09/2026 08:53

Burnham was adamant on not having an early GE. Who knows if his words will stick.

Edited

Agreed.

If he plans to govern and run on the triple lock and rejoining the EU, he might roll the dice. Appears he’s more of a gambler than the hapless Starmer.

BobbiBiscuits · 30/09/2026 08:56

EasternStandard · 30/09/2026 08:53

Burnham was adamant on not having an early GE. Who knows if his words will stick.

Edited

Instead he's saying all the things he WILL do, AFTER the next GE, hiding behind an old useless manifesto. What a phoney. Who does that. They get in power and all Starmer / Reeves did is go on about 'but the last 14 years', and all Burnham is doing is 'but we'll start in 3 years'. Pathetic.

DebbieSavage · 30/09/2026 08:56

Not that we should encourage governments to make deliberate policy based upon certain demographics and their political tendencies but a lot pensioners in the UK at the moment do tend to vote for either the conservatives or Reform anyway, so antagonising them changes nothing. My neighbour is in his 70's and is definitely a Reform type. Has a St George's flag decal on the back of his car, wears a flat cap and goes to the local pub with a black labrador. The thought of him raging to the local punters about this did give me a chuckle!

PistachioTiramisu · 30/09/2026 08:57

lllllllllll · 30/09/2026 08:27

dh and I have paid our mortgage and the plan is to save for our retirement. Why should we be punished just because we have moderate savings and have worked all our adult life and paid into the system?

Because others need it more.

I can't believe that comment - it is dangerously Communist in thinking. If people have SAVED money and put it aside for their retirement, not frittering it away on immediate gratification, why on earth should they give it up for others who couldn't be bothered to plan?

BorgQueen · 30/09/2026 08:57

What about the Pensioners whose lives aren’t easy?
The ones who were on low earnings working 12 hour nights in a factory and managed to buy their council house/ a cheap terrace, or they rent a not so nice house, who also have a tiny workplace pension which takes them just over the cliff edge for help.

BobbiBiscuits · 30/09/2026 08:57

DebbieSavage · 30/09/2026 08:56

Not that we should encourage governments to make deliberate policy based upon certain demographics and their political tendencies but a lot pensioners in the UK at the moment do tend to vote for either the conservatives or Reform anyway, so antagonising them changes nothing. My neighbour is in his 70's and is definitely a Reform type. Has a St George's flag decal on the back of his car, wears a flat cap and goes to the local pub with a black labrador. The thought of him raging to the local punters about this did give me a chuckle!

He no doubt drinks warm ale as well typical old Brit that never existed

PigletJohn · 30/09/2026 08:58

Seymour5 · 30/09/2026 08:55

Nail on head. People on moderate incomes who are frugal, often lose out. If they’ve even a small extra pension, they may be only marginally better off than someone receiving Pension Credit. No account is taken of how their earnings may have been the same. Hence the backlash when the WFA was withdrawn from those just over the limits for means tested benefits.

Rage against withdrawal of WFA from people who don't need it was just an excuse to complain.

FlatCatYellowMat · 30/09/2026 08:58

ExpectMore · 30/09/2026 08:45

This. The previous generation knew sacrifices most in society nowadays would balk at (war, rationing, power shortages, the list goes on and on). Let them live out their retirement in peace and comfort. They’ve earned it in ways we can never imagine.

What are you talking about - my dad and mum are in their late 70s. They were born well after the war. My grandmother who did experience these things died 30 years ago in her 80s

The current pensioners were born in the 40s and 50s. The war ended in 1945.

Lozlegs · 30/09/2026 08:59

Randomamsi · 29/09/2026 19:57

I'm sorry, if you're a multimillionaire with 6k income, you do not need money from the state.

Other benefits like Child benefit etc are capped at a certain income level. Tax free childcare is capped at 100k a year etc

But your relative throughout decades of working life, paid taxes, which supported those receiving benefits throughout those decades, as well as going into the gvt pension pot as insurance for their future.
That they've been canny with finances and are now very comfortable is unconnected.
You're just jealous.

BobbiBiscuits · 30/09/2026 08:59

BorgQueen · 30/09/2026 08:57

What about the Pensioners whose lives aren’t easy?
The ones who were on low earnings working 12 hour nights in a factory and managed to buy their council house/ a cheap terrace, or they rent a not so nice house, who also have a tiny workplace pension which takes them just over the cliff edge for help.

Exactly. And there are hundred of thousands of these pensioners. I not over a million. Despicable the way some people talk about the older generations. They make me feel sick, actually.

Motomum23 · 30/09/2026 09:00

cardibach · 29/09/2026 19:58

State pension is just over £1000 pcm

State pension is £241 pw - LESS than £1000 pm

Kitte321 · 30/09/2026 09:01

Manonhere · 30/09/2026 08:38

What about the people claiming benefits for themselves and loads of kids that have never worked a day in their life? Should they be refused benefits because they've never paid a penny in?

Yes, I think there should be a discussion about that. Though I would argue we need to end the triple lock AND cut benefits. QI would like to see benefits back in the table next. We need to build everything around a guiding principle - that work must pay. Whilst, protecting the disabled, investing in education, early year education, sure starts centres, public infrastructure and amenities, job creation to include large numbers of apprenticeships.
The able should work. It does nobody any good being sat at home of benefits. But I accept that the system is largely failing our young people because the opportunities just aren’t there. Cut ENI for those under 26 - we need to pour money into getting people working!

bolwin1 · 30/09/2026 09:01

Means testing the state pension will be a spectacular own goal. It will stop millions of people on track for a modest work pension from contributing any more. In addition, those with modest pension pots will spend them as soon as they can to bring their income down to one where they get a state pension. They'll end up considerably worse off in retirement & potentially on benefits.
What you think will affect the richest will actually impact the poorer members of society more. People don't trust pensions as it is due to continued government changes, this will make things far worse.

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