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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To feel fed up about us struggling on DH low salary

383 replies

HumphreysGang · 24/08/2026 08:08

Does anyone else have a DH who earns as little as £56,500 salary?
My DH does and it is so difficult to survive financially on his low salary in the SE.
I am surrounded by friends whose husbands all earn well in excess of £100,000+ a year. The difference in lifestyle, including affordability of house size, extensions, cars, holidays, etc. is huge. They are all living the dream and we are struggling to death.
Just wondering if anyone else has a husband on this level of low salary?
And yes I work. 30 hours a week. My money pays for extras. His is the main income to cover the major costs (except it doesn't and we are permanently in the red).
He'll never earn more as he's at top of his salary point.
Nor will I due to our SEN DC and their needs which have severely thwarted my previous plans for career progression.

OP posts:
nam3c4ang3 · 24/08/2026 10:02

Two choices - leave him and find some rich dude to give you the life you want, or up your hours and you find a better job that equals his pay or more. Either way - you sound like the type of person that will never be happy. Buy second hand uniforms. Batch cook. Buy only supermarket brand - lidl or aldi. Public transport. Move to a smaller house, change schools so its closer. Jesus -so much you can do, but you just want to slag off your husbands perceived low salary. Do you know how many people on here earn significantly less than him and you? Read the room.

LeftieRightsHoarder · 24/08/2026 10:03

Purplebunnie · 24/08/2026 09:55

I thought 'I'd heard something so googled. Your Head is wrong

The Children’s Wellbeing and Schools Act 2026 (formerly the Bill) introduces statutory limits on branded school uniform items in England, effective from September 2026. Schools are restricted to requiring a maximum of three branded items (such as a blazer, jumper, or sportswear) plus a tie for secondary schools; all other uniform pieces must be generic and available from high-street retailers.

Someone correct me if I have got this wrong

Thanks for posting this, Purplebunnie. Very useful information for a lot of Mumsnetters.

I’m wondering if someone at OP’s school is making money from the deal with the pricy uniform supplier.

MidnightPatrol · 24/08/2026 10:03

I think you are massively unreasonable to just be pointing the blame at him, and not looking at your own earning ability.

It’s a decent salary, he’s not doing anything ‘wrong’.

If your kids are teens you really should be able to work more than 30 hours a week. Or, you could look for better paid work?

Its not obligatory for the man to be the breadwinner…

WonderWeeksArentReal · 24/08/2026 10:03

OP you need better friends. Either ones in the same income bracket as you or ones that have enough class not to rub their income/lifestyle in your face.

Also you can claim DLA for DC with SEND even if you both work.

If you think your earning power could be greater than DHs, could he go part time with DC and you go for a full time promotion?

soddingspiderseason · 24/08/2026 10:04

I earn just less than that and am a single parent. I worked job share on half that sakary until a few years ago. I own my own home, brought up 2 children and yes we have holidays. I do drive an old car because it gets me from A to B and what it looks like doesn’t matter. We are happy. We also don’t live in London. Maybe you should consider moving elsewhere if your joint income doesn’t meet your lifestyle expectations. Your husband is supposed to be the man you love for better or worse, not a cash cow.

TangfasticAddict · 24/08/2026 10:04

The salary won’t go as far as you’d expect, so I understand why it might feel difficult. BUT you are being unreasonable for expecting your husband to be the main earner. You have to focus on your own potential achievements, and consider if your earning power is more, your husband could help more with childcare.

I’m the main earner in my household, and while it would be nice if husband earned more, I only focus on my own potential, as you can’t moan if you don’t put the work in yourself!

ThatBreezyScroller · 24/08/2026 10:05

Shatenoeuf · 24/08/2026 09:58

You seem a bit focussed on what your DH earns when you clearly earn less - I'd focus on improving your own earnings first.

Men and women have had equal educational opportunities for a long time in the UK yet women continue to refuse to see themselves as capable of providing financially. It drives me nuts!

Edited

This is such a common view on MN and I really don’t understand it!

There was a thread about a women who refused to be with a man who earned under a certain amount because she wanted her future DCs to have a parent who works hard - but she earned minimum wage and had no plans of trying to improve even though she was childless.

I assumed all the posters would think she was batshit but so many agreed with her and said they felt the same!

I will never understand the mindset that it’s important for a man to earn a certain amount but not a woman.

Onegiantpupil · 24/08/2026 10:05

OP have you ever heard the phrase comparison is the thief of joy?

I don’t live in the SE and appreciate it is expensive but the wages can also be higher. That is a decent salary. So what if your acquaintances have extensions etc. those are nice to haves and not essentials

People I know could only dream of that sort of salary and are barely surviving, not worrying about being able to have the fancier things in life

fashionqueen0123 · 24/08/2026 10:05

HumphreysGang · 24/08/2026 09:42

Honestly it's no money at all.
Massive increase in mortgage rate.
Massive increase in water meter charges.
Massive increase in electric and gas.
Massive increase in council tax which is now £300 a month!!!!
Massive increase in food - our teen DC eat never ending amounts of food.
Expensive petrol.
2 cars to run as we both need a car to get to and to do our jobs.
Endless money needed on kids clothes, shoes, school uniform.
Crucified by our DC school uniform who insist on school logo wear. Bought 1 PE top and 1 PE shorts for each child, have to ho to a specialist shop to buy it which is a 40 minute drive away from the school, and paid £100. Yes, £100 for 2 PE tshirts and 2 PE shorts that have to have the school logo and be purchased from this one special shop that sells it. That's only the PE kit. Next I move on to the new school shirts, expensive logo blazers, expensive logo jumpers, trousers, specific school skirts, school shoes, stationary - every August costs me hundreds of pounds on school wear. I'm so angry about this that I emailed the Head about all this compulsory logo overly expensive uniform for a bog standard state school and his lengthy word salad response could be basically translated as "tough".
I honestly don't know how anyone earning less than this with a mortgage IN THE SE (area is completely relevant) copes.
We are practically crying at the end of each month.
One car needs fixing and we can't even afford to book it in for repair, it's awful to not be able to afford to repair a 10 year old car.
Also 2 kids is vastly more expensive than 1 so can't compare that either.
DH earns more per hour than me so no sense in swapping our hours as some have suggested.

Schools are only allowed a certain amount of logo items now. If it doesnt fit with the guidelines (which are online) then buy plain same coloured items from the supermarket. Does your school not have second hand sales? Write to your MP about the school if they are breaking the logo item rules.

MidnightPatrol · 24/08/2026 10:06

ThatBreezyScroller · 24/08/2026 10:05

This is such a common view on MN and I really don’t understand it!

There was a thread about a women who refused to be with a man who earned under a certain amount because she wanted her future DCs to have a parent who works hard - but she earned minimum wage and had no plans of trying to improve even though she was childless.

I assumed all the posters would think she was batshit but so many agreed with her and said they felt the same!

I will never understand the mindset that it’s important for a man to earn a certain amount but not a woman.

It’s because they can’t actually be bothered to put the work in.

Some women like the idea they will be looked after, and why not I suppose it’s easy.

BeachTimeIsBliss · 24/08/2026 10:07

I earn £15000 per year and pay my rent, council tax, pet insurance, some credit bills, transport and food out of that.

My partner earns more but also pays bills out that.

We're not on 56k combined and we're in the SE too.

No top ups.

Velumental · 24/08/2026 10:08

HumphreysGang · 24/08/2026 09:42

Honestly it's no money at all.
Massive increase in mortgage rate.
Massive increase in water meter charges.
Massive increase in electric and gas.
Massive increase in council tax which is now £300 a month!!!!
Massive increase in food - our teen DC eat never ending amounts of food.
Expensive petrol.
2 cars to run as we both need a car to get to and to do our jobs.
Endless money needed on kids clothes, shoes, school uniform.
Crucified by our DC school uniform who insist on school logo wear. Bought 1 PE top and 1 PE shorts for each child, have to ho to a specialist shop to buy it which is a 40 minute drive away from the school, and paid £100. Yes, £100 for 2 PE tshirts and 2 PE shorts that have to have the school logo and be purchased from this one special shop that sells it. That's only the PE kit. Next I move on to the new school shirts, expensive logo blazers, expensive logo jumpers, trousers, specific school skirts, school shoes, stationary - every August costs me hundreds of pounds on school wear. I'm so angry about this that I emailed the Head about all this compulsory logo overly expensive uniform for a bog standard state school and his lengthy word salad response could be basically translated as "tough".
I honestly don't know how anyone earning less than this with a mortgage IN THE SE (area is completely relevant) copes.
We are practically crying at the end of each month.
One car needs fixing and we can't even afford to book it in for repair, it's awful to not be able to afford to repair a 10 year old car.
Also 2 kids is vastly more expensive than 1 so can't compare that either.
DH earns more per hour than me so no sense in swapping our hours as some have suggested.

I'm in scotland, my kids school uniform comes from ASDA, 2 pinafores or trousers for £10, pack of 5 shorts, pack of 5 polo shirts, pack of 5 jumpers. Cardigans in packs of 2.

You live an expensive lifestyle.

LBFseBrom · 24/08/2026 10:09

You're not aone but it's not bad and in time you'll be better off, that's just how it goes for most of us. As long as you get by and can manage a few simple pleasures, you'll be OK but I do remember how demoralising it is when you are going through it, counting every penny and forever in the red.

What is your house like? I know youngish familes who live in tiny places because that is all they can afford. The mortgage rates and fuel bills went up alarmingly nearly three years ago and that caused great hardship. However they survive somehow and still have some fun.

MrsShawnHatosy · 24/08/2026 10:11

What?

Angry Wait What GIF by Film Riot
Imadethatup · 24/08/2026 10:11

I'm so sorry that you're poor 😢

arethereanyleftatall · 24/08/2026 10:13

Op - are you putting your income in the pot for the bills? From what you’ve written, it seems your expectation is that he pays the bills, which his salary can’t afford, and you pay the extras. That isn’t how it should work. You both put your income in the pot, all bills are paid first, then any left over is for the extras.

clopper · 24/08/2026 10:14

Comparison is the thief of joy as my mum used to say. Get yourself some poorer friends and you will feel better about life! My DH earns 32k but our broader life feels rich and he is a decent man.

Stormyrose · 24/08/2026 10:14

Ok, you need to help me understand why he’s the issue when you’re the low earner, otherwise it’s like we teleported back to the 1950s. If you want more earn it.

Mumof1andacat · 24/08/2026 10:15

Why do you earn so little? I work 30hrs a week and bring home 25k. I have no degree. Gcses and a levels only.

Breadfrog · 24/08/2026 10:16

Mumsnet has made me feel very demoralised this morning. First I read the thread where people visited a supposed friend's house and judged them on the basis of their food value (the beige, Iceland buffet), and now someone complaining about earning 'as low' as this salary that's well above mine. I can't remember when I last felt so inadequate before 11am 😬!

Stormyrose · 24/08/2026 10:16

ThatBreezyScroller · 24/08/2026 10:05

This is such a common view on MN and I really don’t understand it!

There was a thread about a women who refused to be with a man who earned under a certain amount because she wanted her future DCs to have a parent who works hard - but she earned minimum wage and had no plans of trying to improve even though she was childless.

I assumed all the posters would think she was batshit but so many agreed with her and said they felt the same!

I will never understand the mindset that it’s important for a man to earn a certain amount but not a woman.

No me neither, I can’t get my head round it. The op seems to think it’s totally fine for her to just earn and pay for extras and somehow it’s his job to earn the money to pay for them, it’s insane.

Butchyrestingface · 24/08/2026 10:18

topcat2014 · 24/08/2026 09:45

People earning above NMW are allowed to be disappointed. I'm on 56k, a qualified accountant and 55 years old. Main earner. Are we really not supposed to aspire to anything but just be grateful we exist? Wages as a percentage of the economy has tanked while earnings get extracted to private equity

OP isn't aspiring to anything though. She's disappointed because her husband isn't meeting her aspirations.

5128gap · 24/08/2026 10:19

Not sure why you're blaming your husband's earning power and ignoring your own. Because you have three options.
Leave him and hope to find a higher earning man to give you a wealthier lifestyle.
Change your life so you can manage on a lower salary, stop worrying about keeping up with the Joneses, consider a cheaper area.
Improve your own career so you can pay for the lifestyle you want yourself.

Booboobagins · 24/08/2026 10:20

OP is in the SE. That income would make it hard to live there.

Many people earn less than you do as a family. Decide what's best for you and take action. If you don't act, stop moaning. It's as simple as that.

I'd suggest you relocate where property etc is less expensive. Yes it's upheaval but your standard of living would be much better.

lessglittermoremud · 24/08/2026 10:20

ThatCyanCat · 24/08/2026 09:47

Is there no way to buy second hand? They don't make any allowances for, say, cheaper non branded uniform in the school colours?

I'd be tempted to put the kids in non branded stuff that's in the right colours and if they get excluded for it, go to the press.

Most schools have second unform sold through PTFA or similar.
Ive just kitted one out for secondary and 1/2 of it was through the second hand uniform shop.
When my older one was heading to a different secondary there wasn’t a ptfa uniform shop but I got some things via a local Facebook page so I definitely think second hand is the way to go