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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to accept my parents' £1m+ gift when my sister gets nothing

776 replies

ForEagerRobin · 23/06/2026 21:00

My parents have recently told me they want to gift me assets worth just over £1m while they're still alive. It's a mixture of investments, funds and cash.

The problem is they don't intend to give my sister anything.

My sister is absolutely furious and says I should refuse the money unless they split everything equally between us.
For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

As adults, however, our relationships with them have been very different. I see them every week, help them with shopping, appointments, paperwork and generally make sure they're OK. They're in their late 70s and increasingly need support.

My sister has never really made much effort. She can go months without seeing them. A recent example was when they needed a lift to the airport. She was free and lived closest but simply couldn't be bothered. Another relative ended up taking them.

My parents are very hurt by this and have told me repeatedly that their decision is based on years of feeling ignored by her.
The thing is, I don't actually feel responsible for their decision. It's their money. They're mentally capable, fully understand what they're doing and have made their views clear.

My sister says that may be true, but by accepting the money I'm endorsing their behaviour and choosing money over my relationship with her.

My response was that turning down £1m doesn't magically mean she gets it. It simply means none of us do.

She says a decent sister would refuse it on principle.

DH thinks that's easy to say when she's asking me to sacrifice something that could transform our children's futures.

So AIBU for thinking this isn't my decision to make, and that refusing the money out of "solidarity" would be completely irrational and stupid.

I care for my sister but she has thrown away her life by herself. We came from very good backgrounds with potential, she chose to waste that. I am now in my 40s, I live a very modest life, DH is an engineer, I work for civil service I’ve been in the civil service for almost 20 years so I have worked my way up. I am not a luxury type of person, DH and I share a car, it’s over 10 years old we bought it brand new XC90 it does the job very well, our children are at private school but it’s not eton it’s very affordable and does the job too. They’re doing very well at school, we go on 3 holidays a year, we invest for them each year we save from them a certain amount tax free and my parents top that for them. They do the same for my sisters children. My sister has no bothered to do anything for her children. All the savings they have is from our parents which is quite sad. What kind of parent has children when they can’t save for their futures. She has a new car all the time, lives wayy above her means yet nothing to show for it just new things all the time. Conspicuous consumption. She is pushing 50 and has wasted her potential now wants to cry to me. We are both oxbridge educated, went to very good private schools, the world was our oyster.

OP posts:
bafta16 · 23/06/2026 21:22

It's nasty. Enjoy your million.

ProudPearl · 23/06/2026 21:22

Your parents sound horrid, you sound judgy and narrow minded. You clearly detest your sister so just take the money. Add it to your pile.

You literally have no idea what 'living modestly' means.

TY78910 · 23/06/2026 21:22

If roles were reversed she wouldn’t be saying that, that’s for sure.

I’d put some in an ISA for her. But I suspect she won’t be happy with anything less than half.

Foodylicious · 23/06/2026 21:23

Thechateau · 23/06/2026 21:17

This sounds like a toxic shitshow. I would love to hear the sisters side of this story.

Sounds like a made up toxic shit show to me!

Great story OP

BIossomtoes · 23/06/2026 21:23

MargotGobby · 23/06/2026 21:20

I’m not buying Oxbridge with these posts … something isn’t ringing true.

Nor am I. I’m sensing fantasy.

ForEagerRobin · 23/06/2026 21:23

MaryBeardsShoes · 23/06/2026 21:20

For context, we had a very happy childhood. Our parents were loving, supportive and provided us with every opportunity. There was no obvious favouritism.

I’d like to hear your sister’s take.

That’s true she might have a different take. But she can never deny that we were given everything possible and given the space to do whatever we wanted.
I was very close to my sister growing up and if she was unhappy with our upbringing I feel as though she would have mentioned even in passing

OP posts:
Darragon · 23/06/2026 21:23

I bet the poor DSis is on the Stately Homes thread. Because you’re clearly the golden child and she’s the black sheep and your parents have played you like a little fiddle my dear flying monkey.

Atleastthedoglikesme · 23/06/2026 21:23

ForEagerRobin · 23/06/2026 21:19

I’m not pleased ? It’s not a nice situation to be in. At the end of the day she is still my sister. I’d love for her to get something too from them but she burnt that bridge herself. There’s been so many instances where she had the chance to fix things with our parents but she wanted to be stubborn. She has been criticised for how she lives, that’s not a bad thing that’s what you do for someone you love. Hoping that they do see the errors of their ways and how it’ll hurt them in the future.

Well how does she live?

Is she running a brothel? Living off immoral earnings? A drug-addled alcoholic? Someone who never worked a day in her life?

So far all I have gathered is that she went to Oxbridge but didn't "make the most of her opportunities" ,her kids don't go to private school, and she isn't at your parents beck and call. I can't see that she deserves to be down a million pounds as a result?

Tablesandchairs23 · 23/06/2026 21:23

It's your parents choice. I'd take the money. Its not your fault your sister has been left out. Id make sure I gave some to her kids.

TiredMummma · 23/06/2026 21:24

Take it and give some to your sister? Seems nuts they wouldn’t give her anything- you don’t have kids so they will take you to appointments.

Tigerbalmshark · 23/06/2026 21:24

laurini · 23/06/2026 21:16

You live a "very modest life" but bought an XC90 outright and your children go to private school. Lol. Also, are your parents in their 70s or 80s? You've said both...

Yes this is surely rage bait?

sprigatito · 23/06/2026 21:24

Valpolichella · 23/06/2026 21:22

Christ, all of you on here making inflammatory comments such as “wicked” and “you must be a dreadful person” have, very clearly, never have shit, awful siblings, who totally ignore your parents, leave everything to you once said parents become elderly and need help, then come, begging bowl at the ready, when the will is read.

Or perhaps we do, and that is why we can see how vicious and manipulative this is. You don’t heal a fractured family by playing King Lear with your money.

Yetanotherone12 · 23/06/2026 21:24

When you say if you don’t accept it no one gets it…

does it just evaporate then? Someone must end up with it, you’d get it as your inheritance surely?

so you would get it.

lollygiggler · 23/06/2026 21:24

ForEagerRobin · 23/06/2026 21:17

No I do not thing on my rich people should have children. I do think people should think about finances before having children. We thought thoroughly about finances before having children and wanted to give them the very best we could. Having children but not being able to gift them something to start their life just seems harsh to me especially in the world we are living in at the minute where everything is so hard for young people these days.

Jesus wept. Take the money. It will give your sister the excuse she needs to cut contact with such an ignorant snob. I can honestly see why she has little contact with you.

VickyEadie · 23/06/2026 21:24

TY78910 · 23/06/2026 21:22

If roles were reversed she wouldn’t be saying that, that’s for sure.

I’d put some in an ISA for her. But I suspect she won’t be happy with anything less than half.

A whole 20 grand?!

MyIcyHeart · 23/06/2026 21:25

I'd love to hear the sister's version of this!

Seaside3 · 23/06/2026 21:25

I can't believe all the people who would take it all. Personally, i love my siblings, despite us all being different. There's no way I would allow money to come between us.

JanBlues2026 · 23/06/2026 21:25

you say you would love your sister to have some of the money well why don’t you just give her some then. I also think that’s awful of your parents to put you and your sister in that position essentially destroying your relationships your sister must be so hurt.

lessglittermoremud · 23/06/2026 21:25

You have changed your parents ages over the course of your post….
It seems that you have no real relationship with your sister, you don’t really appear to like her so on that basis taking the money/assets and losing your sister will mean little difference to you.
My children don’t go to private school and I can’t stash money into the ISAs etc it’s interesting that you think people in my situation shouldn’t have children….
Your relationships do sound very transactional, ‘I do this for my parents so therefore I deserve these assets’. Your parents are obviously similarly minded,
‘Our daughter does nothing to help us so isn’t entitled to any of our wealth’.
Ultimately it’s their money, their choice.

viques · 23/06/2026 21:25

What will your parents do with the money if you refuse it? If as you say they now need support, and being only in their 70s this could be long term , it might be better to suggest that they use their assets to pay for this rather than trying to guilt you into providing it, which is what I suspect they are doing.

relaxitsok · 23/06/2026 21:25

I’ve no idea what I’d do in this situation, but i would be telling my parents how horrible it is to be witness to their conditional love.

JJWT · 23/06/2026 21:25

On a practical note: you mention them being late 70s (and also in their 80s!) - whichever it is, I think if they pass away within 7 years you may have a hefty tax bill. So hurry up and decide!

Unexpectedlysinglemum · 23/06/2026 21:26

ExtraOnions · 23/06/2026 21:10

Your parents know that this puts you in a difficult position, and are using their wealth to tell your sister that she (in thier opinion) is not as “good” as you. She has failed as a daughter, and they are going to punish it.

It’s a weaponisation of wealth, and will likely break your relationship with your sister, and her relationship with them forever.

Gifting could have been discreet, could have been smaller, could have been more equitable, but they have chosen not to do it.

BTW, for tax purposes, if you parents die in the next 7 years your “gift” will be taxed.

I agree, it’s weird that they’ve chosen to do this when you’re not in dire ‘need’ and why are they telling her about it (or did you?)

my parents have given me gifts before and I didn’t check out with them that my brother was getting same

2children3dogs · 23/06/2026 21:26

I'd love to hear your sister's side of the story because this screams golden child and black sheep.

In my family, my mother has an extremely close, enmeshed relationship with my sister, and no relationship with me.

It wasn't for lack of trying on my part. My sister had the first grandchild, bought a house first and has always lived locally.

I moved away for university, stayed away for 10 years to establish a career (whilst coming home on average once a month- my mother visited me once in 10 years). When I moved back home, it was clear they had formed a very tight relationship and I was pushed out.

From my sisters perspective, this is my fault. But I always say that we have different mothers- despite them being the same person.

I wonder if something like this has happened with your sibling. Not good enough in the eyes of the parents compared to you and your (not) modest life.

Its easy to view things from your perspective and think you know the whole story, but as in my situation my mum has written a narrative that I make no effort when the reality is that I have been shunted aside, and now don't bother to protect my own mental health.

sittingonabeach · 23/06/2026 21:26

Your definition of modest life is very different to most people’s idea of modest life!

What will your DP have left after gifting you £1m?

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