To think my universal credit feels generous.

[MoonBaby1]

I got to my early 40s without ever needing to claim but circumstances find me single and paying the lions share of child related outgoings.

I work full time on£31,000 and have found out this year thanks to applying that I get on average about £800 from UC. It has been an absolute life changer and will hopefully be able to afford a modest uk holiday actually during the summer holidays and pay the school back some debt im in for after school care.

So many benefits bashing threads so I just wanted to present another side that as a cash strapped mum of two who works full time, UC is making a positive difference to our life. I didn't even think id qualify!

The main problem is wages are too low, but benefits and taxes are too high. Your £800 per month benefits are being paid from the taxes taken from people who are often earning less than you and can't possibly afford a holiday.

Memories can be made in many spaces.

Some have been around the block with their round of excuses. One woman on PIP wasn't taking her medication and was storing the boxes up in piles. When she left her bloke for another man, she stupidly forgot to take the meds out of the back of her wardrobe. He shopped her and I don't blame him.

But them people will likely also be on uc

Spot on.

@youalright I work full time, single household & income not much above NMW, I have health conditions, a further one awaiting diagnosis, which is likely to be degenerative causing my mobility to get progressively worse than it already is now. I fail to see where my position is privileged.

That doesn’t sound right to me because we used to be on £22,000 and got £400 UC per month?! Not sure if this is a genuine post or one trying to stir up trouble?

What is the solution? Re-assess all claimants?

I fail to understand how so many individuals are receiving high amounts of money, booking caravan holidays, and then we have others who are starving and attending food banks daily.

Agree.

It is a private rental. But it is inline if not slightly cheaper than similar properties in the area.

It was much cheaper as they have lived in the same property for 16 years, but since having to give up work and claim UC, the landlord has increased the rent to just below market value.

Huh usually people refusing their meds are some of the illest people in the country. I have bipolar and do it all the time. Everytime I have a manic episode and don't realise how I'll I am and suddenly think im cured I stop taking my meds. Ive ended up sectioned multiple times for this

Again, NOT the problem of the tax payer to fix.

Two adults decided to procreate.

Two adults earn £60k between the two of them.

Now, one is claiming £800 a month at the expense of the taxpayer and planning a holiday.

Jesus Christ.

Not unless they have children. The entire economic system is skewed.

Uc depends on lots of factors. Whether you have rent to pay, whether anyone has disabilities, how many kids you have, whether you have any savings over 6k , childcare costs etc. Two people both earning the same salary will get varying amounts of UC dependent on their situation. Op gets this large amount because she has a high rent. Someone in social housing would get significantly less.

Your situation is different. Great username by the way! You're seeing the lighter side of your situation x

Apply for pip or lcwra if you're struggling thats what I had to do

Solution is to scrap the entire system and start again from scratch with a cross party consensus and plan, ratified in the HOL and then taken to voters as a standalone referendum.

I thought I was losing my mind for a second.

😂

This person could not apply for LCWRA unless she has PIP in place first. her earnings would be too high working full time.

I absolutely agree single adults with no dependents are well and truly screwed

NO 🙄😳

It’s the accusing me of being in a privilege position which pissed me off when you don’t know anything about me!

What are you talking about

UC will not start the work capability assessment if earnings are over 16 x nmw per week unless the claimant has PIP in place. I'm just letting that poster know this so she doesn't waste her time.

I assume I said it for a reason but I can't remember what you had originally said because you didn't reply to me you tagged me so i can't see what you originally wrote without scrolling back through 100s of posts which I can't be arsed to do

Why would you guess that two people on low wages in the SE can afford to buy a home?