I really don’t know if this is life for most people or I’m surrounded by people who are mortgage free or owe very little.
I am on my own with a 7 year old so there’s no fall back here. I turn 40 next week and my re mortgage is due the month after. I’ve started looking at options today and it’s bleak even thinking that im in this situation.
House has been valued at 520k at a push, probably more like 500k. I owe 190. I’ve been trying for the last two years to get this down by overpaying around 400 extra a month and I feel like I’m just being ran into the ground trying to pay it off when realistically it’s still a shit situation. I’ve shared these concerns with my parents and they were adamant that id have enough inheritance to pay it off and more but of course I can’t rely on that and i certainly don’t want that that to happen so I hope it’s a long long way off when it does.
I just suddenly feel so alone and very much like it’s me and DD against the world. I feel ashamed I am in this situation when everyone around me is counting down to mortgage free and will be around their 40th. Just having a low moment and probably not helping that I have a ‘big’ birthday coming up